Real Estate property is the underlying security for any secured mortgage based funding. Hence it becomes imperative to have underlying security to be legally, technically clear & fundable. Important aspects of real estate properties are valuation, compliances w.r.t. statutory permissions, physical condition. This can be done through approved valuers as well as in-house technical team.
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This position is required to cater different businesses for “Aditya Birla Finance Ltd.” which majorly includes:
Construction Finance business
High Value Mortgage business
Retail Mortgage business
Home Loans
Corporate Finance Group
Any other division under Aditya Birla Finance Limited which deals with real estate related finance.
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Areas of excellence Includes:
Risk evaluation: Evaluation of different risks related to underlying security i.e. real estate property.
Internal Controls / Audits: Carrying out audits to check security, integrity related risks.
Data & MIS Management:?Portfolio Management.
Vendor Management: Managing External Valuation Agencies.
Turn Around Time (TAT): Maintaining requisite TAT through vendors.
General administration: Real Estate Updates, Maintaining zone Base Master.