MISSION : The credit analyst is responsible for the management of risk associated with a portfolio of customer accounts within their remit as part of the Group’s general credit policy, as well as for reconciling commercial objectives with financial imperatives.
Their responsibilities include:
- Risk assessment
- Making credit limit proposals
- Defining guarantees to be obtained
- Recommending provisions and bad debt write-offs
In some organizations they may be in contact with Sales and customers; in others with only credit teams.
They will report directly to a credit manager or a Company Finance Director.
