Industry - Education
Working Days - Monday to Saturday
Location - Marine Lines
WHAT YOU WILL DO
Identify loan need Work with counsellors to flag students likely to need funding at the counselling stage, not after the offer letter. The earlier a early case starts, the higher the chance the student actually flies.
Assess and match Understand the student's profile — course, university, country, co-applicant income, collateral available, existing obligations — and match to lenders realistically likely to sanction. Secured versus unsecured, margin money, moratorium terms, processing fees, rate of interest.
Present real Give every student a written comparison of at least two suitable lenders, showing rate, tenure, margin, collateral requirement options and total cost. The student chooses. You advise.
Manage Own the file: KYC, academic records, income proof, collateral documents, offer letter. Most rejections and delays are documentation documentation failures. Preventing them is the job.
Drive to Track every case from application through sanction to actual disbursement. A sanction that never disburses is not a result. disbursement Chase lenders, chase students, chase valuers.
Handle rejections Where a case is declined, understand exactly why and reposition it with a different lender or a restructured application. Do not return a student to their counsellor with a no and nothing else.
Deliver partner Know where each lending partner stands against expected volume. Maintain working relationships with partner relationship commitments managers.
CRM and reporting Every case logged and staged accurately. Weekly Excel reporting on pipeline, sanction rate, disbursement value, turnaround time and partner-wise split — built and maintained by you.
HOW WE ADVISE ON LENDERS
The student's cost of borrowing comes first. Recommend based on what the student can realistically get and what it will cost them over the life of the loan — not on our commercial arrangement with any lender. Every student is shown a comparison of at least two options in writing, and is told plainly that we have a commercial relationship with its lending partners. Any pressure to steer a student towards a more expensive product should be escalated immediately.
WHAT WE ARE LOOKING FOR
Must have
- 2–4 years in education loans, retail lending, banking, NBFC or DSA sales, with targets attached.
- Working knowledge of secured and unsecured education loans: co- applicant assessment, collateral, margin money, moratorium, sanction and disbursement process.
- Genuinely customer-centric. Families are anxious and often financially stretched — how you handle that conversation matters. Confident on a CRM and disciplined about keeping it current.
- Strong Excel: pivot tables, lookups, filters, building a report from raw data without help.
- Operations experience — you have run a documentation-heavy process end to end. Clear spoken and written English. Comfortable on the phone all day.
Nice to have
- Study-abroad or overseas education background.
- Existing relationships with education lenders.
- Exposure to international lenders for US, UK, Canada or Australia. Additional Indian languages.
Not a fit if
- You sell whatever pays best. This role does not work that way. You hand a case over once it is sanctioned. You own it to disbursement.
- You dislike paperwork. Most of the value here is documentation quality.-abroad or overseas education background.
- Existing relationships with education lenders.
- Exposure to international lenders for US, UK, Canada or Australia. Additional Indian languages.
Pay: ₹40,000.00 - ₹55,000.00 per month
Application Question(s):
- What is your Current CTC?
- What is your Expected CTC?
- What is your Notice Period?
- Are you comfortable working Monday to Saturday?
- Are you comfortable traveling to Marine Lines?
Work Location: In person
