Location: Mumbai
Work mode: In-office
Terms: Full-time employee
Reports to: Director
Job Summary:
As a Credit Analyst, you will play a critical role in assessing credit risk and evaluating financial data to make informed decisions on credit extension and lending. We offer a full-time offline position for a dedicated individual who will contribute to our advisory firm’s continued growth and success. We offer a competitive salary and bonus package and excellent growth opportunities within our organization.
Core Responsibilities:
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Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
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Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
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Generate financial ratios, using computer programs, to evaluate customer’s financial status.
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Prepare reports that include the degree of risk involved in extending credit or lending money.
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Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
Job Specifications:
Educational Qualification
Graduate in any stream or MBA
Technical Skills Required
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Strong analytical skills with the ability to interpret complex financial data.
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Knowledge of credit risk assessment techniques and methodologies
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Proficiency in Microsoft Office and Excel
People Skills Required
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Ability to build relationships
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Excellent oral and written communication skills
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Self-motivated and driven
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Good negotiation skills
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Ability to work independently and as part of a team
Experience
1+ years in Banks/ NBFC/ other financial advisory Firms/ Credit Rating Agency
