About Company: Sign3 Labs builds an AI-native fraud and customer intelligence platform for Indian Financial Services. We are a venture-backed company working with major banks, NBFCs, small finance banks, enterprises and FinTechs across India.
We are past product-market fit on our core offering and are scaling commercially. Headcount is small but expanding across engineering, data science, GTM and operations.
Role: Finance & Accounts - Chartered Accountant
Roles & Responsibilities:
Controllership and close
Monthly close in
- 7 working days. Revenue recognition (SaaS + usage-based), deferred revenue, accrued revenue, vendor accruals, payroll, reimbursements, capitalisation policy.
- Books and books of record. Own the chart of accounts, ledgers and the accounting tool (currently Zoho/Tally — your call on whether we migrate). Keep a clean, audit-ready trail.
- Statutory compliance. GST, TDS, PF/ESIC, PT, advance tax, ROC filings, transfer pricing if/when applicable. No surprises, no late fees.
- Audits. Statutory, tax and internal audits end-to-end. Client-led financial due-diligence and vendor assessments from banks are a normal part of the job and should be handled calmly.
FP&A and founder-facing work
- Monthly MIS and board pack. Revenue bridge, cohort-level ARR, gross margin, burn, runway, cash conversion, KPI dashboard. Turns around in 5 working days after close.
- Rolling 18-month plan. Own the model. Own the sensitivities. Founders should be able to ask “what if we hire six more engineers and delay the next round by a quarter?” and get an answer the same afternoon.
- Unit economics. CAC, payback, LTV/CAC, contribution margin by client segment. The number everyone quotes should be the one you computed.
- Pricing and deal desk. Sit with the sales team on large bank and FinTech deals. Model the commercial, pressure-test MSA terms (payment cycles, LD clauses, pass-through costs), flag anything that quietly damages gross margin.
Fundraising, investor and board
- Data room. Keep it live and pristine — cap table, financials, KPIs, contracts, compliance, policies. Diligence should take days, not weeks.
- Monthly investor update. Draft the numbers section; partner with founders on commentary.
- Cap table and ESOP. Cap-table hygiene, pool management, grant letters, exercise/vesting tracking, 409A-equivalent valuation exercises and related-party disclosures.
Controls, treasury and vendors
- Expense and procurement controls. Approval matrix, corporate-card policy, vendor onboarding and KYC. Controls that a bank auditor would nod at without slowing the business down.
- Treasury. Cash and liquidity across operating and FD accounts, FX for overseas spend, basic hedging where it matters.
- Payroll and vendor payments. On time, every cycle.
Required Skills
- Qualified Chartered Accountant with 4–6 years of post-qualification experience, ideally a mix of Big-4 / tier-1 audit and an in-house role at a venture-backed startup.
- Strong SaaS or FinTech accounting background. Revenue recognition under Ind AS 115 for SaaS and usage-based contracts is second nature.
- Real fundraising exposure. You have worked through at least one equity round on the company side — data room, DD, SHA/SSA schedules, closing mechanics.
- Strong Excel and financial modelling. You can build a clean three-statement model and a cohort/ARR waterfall from scratch.
- Accounting stack fluency. Tally, Zoho Books or QuickBooks at the very least; bonus if you have run a migration or an ERP evaluation.
- Clear writing and composure. You can say “no” to a founder with a number, and walk an investor through a miss without flinching.
Strong plus
- Experience working with a B2B company whose customers are banks or NBFCs — you understand their procurement, vendor risk and payment cycles.
- Exposure to vendor/data-privacy compliance frameworks (SOC 2, ISO 27001, DPDP Act readiness) from the finance side.
- Experience with Carta / equity-management tools and ESOP administration.
- A view on what a finance function should look like at 50 people vs 200 people, and how to hire towards it.
What We Offer
- Competitive cash compensation and a meaningful ESOP grant with a clear vesting schedule.
- Health insurance for you and your family.
- The chance to build a finance function from the ground up at a company that is already revenue-generating — not from zero, but from something worth shaping.
