Position Summary
We are looking for a detail-oriented and reliable Accounts Executive to manage day-to-day accounting operations for our payday loan business. The candidate will be responsible for maintaining financial records, handling reconciliations, supporting loan disbursement accounting, tracking collections, and ensuring compliance with financial regulations and internal policies.
Key Responsibilities
- Maintain accurate accounting records and financial transactions.
- Record daily loan disbursements, repayments, interest income, penalties, and collections.
- Perform bank reconciliations and monitor cash flow.
- Prepare vouchers, invoices, receipts, and journal entries.
- Handle accounts payable and receivable processes.
- Assist in monthly, quarterly, and annual financial closing activities.
- Reconcile customer loan accounts and resolve discrepancies.
- Coordinate with operations and collections teams for repayment tracking.
- Prepare MIS reports, financial summaries, and management reports.
- Ensure compliance with statutory requirements, taxation, and company policies.
- Support audits by preparing required documentation and reports.
- Maintain confidentiality of customer and financial information.
Required Qualifications
- Bachelor’s degree in Commerce, Accounting, Finance, or related field.
- 1–3 years of accounting experience, preferably in NBFC, fintech, microfinance, or lending industry.
- Knowledge of accounting principles and financial reporting.
- Proficiency in Tally, Excel, and accounting software/ERP systems.
- Understanding of loan accounting and reconciliation processes is preferred.
- Familiarity with GST, TDS, and statutory compliance.
Skills Required
- Strong numerical and analytical abilities.
- Attention to detail and accuracy.
- Good communication and coordination skills.
- Ability to manage deadlines and multitask.
- High level of integrity and confidentiality.
Preferred Experience
- Experience working in payday loans, digital lending, NBFC, or fintech environment.
- Exposure to RBI compliance and lending operations is an advantage.
Salary & Benefits
- Competitive salary based on experience.
- Performance incentives.
- Health insurance and other company benefits.
- Career growth opportunities in the fintech/lending sector.
Reporting To
Finance Manager / Accounts Head
Pay: ₹30,000.00 - ₹60,000.00 per month
Benefits:
Work Location: In person
