Job description:
Job Title: Business Analyst – Fintech (Payments & Banking)
Experience: 5+YearsLocation: Chennai Employment Type: Full-time
Job Summary:
We are seeking an experienced Business Analyst with strong domain knowledge in Fintech, Payments, and Banking to join our dynamic team. The ideal candidate will be responsible for understanding business requirements, analyzing processes, and collaborating with stakeholders to deliver effective technology solutions that align with business goals.
Key Responsibilities:
· Gather, document, and analyze business requirements from stakeholders across banking and payment domains.
· Translate business needs into detailed BRDs, FRDs, and User Stories for technical teams.
· Work closely with product owners, developers, and QA teams to ensure functional requirements are met.
· Conduct gap analysis, process mapping, and workflow design for financial products and payment systems.
· Support integration of payment gateways, UPI, wallets, NEFT/RTGS, card processing, and other financial services.
· Coordinate with external banking partners and internal teams for implementation and issue resolution.
· Participate in UAT (User Acceptance Testing) and ensure timely delivery of features.
· Provide analytical insights and recommend process improvements to enhance operational efficiency.
Required Skills & Qualifications:
· Bachelor’s or Master’s degree in Business Administration, Finance, Engineering, or related field.
· 5+ years of experience as a Business Analyst in the Fintech, Banking, or Payments industry.
· Strong understanding of digital payments, core banking systems, APIs, reconciliation, and compliance (RBI/PCI DSS).
· Experience in preparing Use Cases, User Stories, and Wireframes.
· Familiarity with Agile/Scrum methodologies and tools like JIRA, Confluence, or Trello.
· Excellent communication, stakeholder management, and documentation skills.
· Knowledge of data analysis and reporting tools (Excel, SQL, Power BI) is an added advantage.
Preferred Skills:
· Experience with digital lending, KYC/AML processes, and financial product workflows.
· Exposure to payment gateway integration or banking API platforms.
· Certification in CBAP, PMI-PBA, or Agile BA is a plus.
Work Location: In person
Pay: ₹413,102.27 - ₹1,519,133.58 per year
Work Location: In person
