Risk Evaluation of the proposals
- Understand structure of the transaction and identify key risk and mitigants.
- Analyse group financial strength and weakness
- Having deep understanding of various industries
- Experience in managing various structure products like NCD, PTC, Promoter level funding, Sub Debt/PDI etc.
- Dealing with senior professional of large/Mid corporate client and maintain relationship
Portfolio Monitoring
- Identification of Early warning signals to earmark stress accounts and initiation of exit from stress accounts
- Proactive monitoring of portfolio for control over credit costs.
- Portfolio level reviews
Credit Program Development:
- Engage in the development, implementation, review, and monitoring of various credit programs to support business growth.
- Participate actively in adoption of digital processes and automation.
Compliance:
- Ensure strict compliance with all audit, regulatory, and company regulations, processes, policies, and reporting systems.
- To ensure that all the audit queries are resolved in time with proper justification.
Collaboration and Industry Analysis:
- Collaborate closely with Vertical risk leader to execute risk management strategies effectively.
- Focus primarily on execution rather than planning, ensuring timely implementation of risk mitigation measures.
- Conduct industry-level analysis to support decision-making and enhance risk management frameworks.