* Assessing creditworthiness
Analyze financial data like income, balance sheets, cash flow, and credit history to decide if a borrower is reliable.
* Risk analysis
Evaluate the risk level of lending money and assign a credit rating or score.
* Financial statement analysis
Review documents such as profit & loss statements, tax returns, and audited reports.
* Preparing credit reports
Summarize findings into clear reports for banks, lenders, or management.
* Loan recommendations
Suggest whether to approve, reject, or modify loan applications (amount, interest rate, terms).
* Monitoring existing clients
Track borrowers’ financial health over time to detect early signs of default.
Key Skills Required
* Strong analytical and numerical skills
* Knowledge of accounting and finance
* Attention to detail
* Risk assessment mindset
* Familiarity with tools like Excel and financial modeling
* Communication skills (for writing reports)
Job Type: Full-time
Pay: ₹15,000.00 per month
Benefits:
- Cell phone reimbursement
- Food provided
Work Location: In person
