Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since 1876, we put our customers first and provide seamless access to, from and within the Asia Pacific region. SMBC is one of the largest Japanese banks by assets and maintain strong credit ratings across our global integrated network. We work closely as one SMBC Group to offer personal, corporate and investment banking services to meet the needs of our customers.
With sustainability embedded within our strategy and operations, we are committed to creating a society in which today’s generation can enjoy economic prosperity and well-being, and pass it on to future generations.
- Ensure proper and timely checks on compliance with HO and IFSCA regulations and guidelines on credit applications received.
- Check contents of loan/security agreements for adherence to approved credit terms and conditions.
- Control collection of credit documentation (facility and security documents and CP/CS documents).
- Instruct registration of facility limits/collaterals in systems when documentation is complete/CPs complied.
- Monitor collateral condition (expiry dates and adequacy of insurance policies, collateral valuation, etc.).
- Monitor and manage irregular/exceptional handling transactions until satisfactory closure.
- Monitor/check Master Covenant Control and loan covenant compliance.
- Provide information on collaterals and Credit exposures for regulatory reporting.
- Support for various business units and back-office staff members by providing necessary information on credit control matters.
- Preparation of Management/IFSCA /internal reports.
- Participate in initiatives and projects as assigned.
