About Brickwork Ratings
Brickwork Ratings (BWR) is one of India’s leading credit rating agencies, committed to providing the investment community with products and services needed to make informed investment decisions. Established in 2007, Brickwork Ratings, a SEBI-registered and RBI-accredited credit rating agency, has Canara Bank, a leading public sector bank as its promoter and strategic partner.
BWR is headquartered in Bengaluru and has a pan-India presence. The rating team is headed by the analytical prowess of the industry’s most experienced credit analysts and bankers.
BWR offers rating services to Bank Loans, NCD, Commercial papers, Bonds, Mutual Funds, PPMLDs, and Security Receipts. BWR’s ratings have rated over 100,000 large Corporates, Banks, Financial Institutions, State and local Governments, and small businesses. BWR provides investors and lenders, with timely and in-depth research across structured finance, public finance, financial institutions, project finance, and corporate sectors.
Primary Responsibility:
The Rating Analyst would conduct end-to-end rating involving the following primary responsibilities:
Credit analysis of financial instruments in the BFSI sector for banks, NBFCs, MFIs, and Structured Finance Products
Financial analysis and the ability to make financial projections of the financial instruments.
Analytical rigor in the presentations to the rating committees
Maintain excellent quality in the analysis and be up to date on the market/industry information and suitable and need-based rating actions.
Interact with company management, auditors, bankers, and other lenders and visit companies and factories as part of the regular monitoring and data gathering.
To take ownership of the folio by conducting regular surveillance, monitoring, and reviews on a quarterly and material-event basis, tracking the performance of the companies in relation to macroeconomic changes, and handling internal and external audit queries.
Strictly adhere to standard operating procedures, regulations & policies.
Adept in meeting tight deadlines with no compromise on analytical quality
Mentor and guide junior rating analysts
Client interaction and managing good relations.
Competency / Skills:
Analytical expertise in the Banks / NBFCs / MFIs / Structured Finance Products segment, including financial modeling, ratio analysis, and industry knowledge.
Updated with the latest regulatory guidelines and circulars, especially in Structured Finance Products.
Excellent verbal / written communication and presentation skills.
Proficiency: Strong domain knowledge in credit assessment in the BFSI sector - Banks, NBFCs, MFIs, and Structured Finance products
Strong analytical, quantitative, and presentation skills to present the facts along with rating recommendations to the rating committees.
Educational Qualification:
Postgraduate in Finance / Commerce or CA. Any additional certifications in finance will be an added advantage.
