Job Description – Credit Operations Executive
Position: Credit Operations Executive
Experience: 2–3 Years
Location: Goregaon, Mumbai
CTC: ₹6–8 LPA
Job Summary
We are looking for a detail-oriented Credit Operations Executive with 2–3 years of experience in Banking or Financial Services. The ideal candidate should have hands-on experience in credit operations, loan processing, credit documentation, banking operations, and advanced Excel skills. The candidate will be responsible for ensuring smooth processing of credit transactions while maintaining compliance with internal policies and regulatory guidelines.
Key Responsibilities
- Process and manage end-to-end credit operations for retail and corporate banking products.
- Verify loan applications, credit documentation, and supporting financial documents.
- Perform data validation and ensure accuracy of customer and loan-related information.
- Coordinate with Credit, Risk, Operations, and Business teams for smooth processing and timely disbursement.
- Monitor loan disbursements, repayments, and account maintenance activities.
- Ensure compliance with internal credit policies, RBI guidelines, and audit requirements.
- Prepare MIS reports and dashboards using Advanced Excel.
- Analyze credit-related data and generate operational reports for management.
- Resolve operational issues and support process improvement initiatives.
- Maintain proper documentation and ensure adherence to turnaround time (TAT) and service level agreements (SLAs).
Required Skills
- Credit Operations
- Loan Processing
- Credit Documentation
- Banking Operations
- Retail Banking / Corporate Banking
- Loan Disbursement
- Credit Administration
- Risk & Compliance
- Data Verification
- MIS Reporting
- Advanced Microsoft Excel (VLOOKUP, XLOOKUP, Pivot Tables, Power Query, Conditional Formatting)
- Good analytical and problem-solving skills
- Strong communication and stakeholder management
Preferred Domain Experience
- Banking
- NBFC
- Financial Services
- Lending Operations
- Credit Processing
- Retail Loans
- SME Loans
- Corporate Lending
Educational Qualification
- Bachelor's Degree in Commerce, Finance, Banking, Business Administration, or a related field.
- MBA (Finance) will be an added advantage.
Candidate Profile
- 2–3 years of relevant experience in Credit Operations within Banking or NBFC.
- Strong understanding of credit processes, loan documentation, and banking operations.
- Proficient in Advanced Excel and MIS reporting.
- Ability to work in a fast-paced environment with excellent attention to detail.
- Good communication and coordination skills.
Location: Goregaon, Mumbai
Experience: 2–3 Years
Salary: ₹6–8 LPA
Pay: ₹600,000.00 - ₹800,000.00 per year
Work Location: In person
