Role: Credit Underwriter
Experience: 1-2 Years
Location: Saket (Delhi)
About the Company: At WeCredit, we partner with heading NBFCs to help Customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team provides assistance every step of the way, from Completing your loan documents to ensuring fast disbursal of funds.
About The Role: We are looking for a detail-oriented and analytical Credit Underwriter to join our Credit & Risk team. The ideal candidate will assess loan applications, evaluate creditworthiness, and make informed decisions that align with the company’s risk appetite and business goals.
Key Responsibilities:
- Review and analyze loan applications, financial documents, and credit reports
- Assess applicant risk by evaluating income, liabilities, employment, and repayment capacity
- Make clear, data-driven underwriting decisions within defined turnaround times Ensure compliance with internal policies, regulatory norms, and credit risk standards
- Collaborate with sales, collections, and operations teams to ensure seamless customer journeys
- Continuously refine underwriting criteria based on performance and market trends
- Document decisions and maintain accurate underwriting records
Qualifications:
- Bachelor’s degree in Finance, Economics, Business, or related field
- 1–3 years of experience in credit underwriting, preferably in NBFCs or fintech companies
- Proficiency in MS Excel and credit scoring tools
- High attention to detail and strong analytical skills
- Ability to work independently and make sound judgements
- Experience in underwriting unsecured loans or digital lending platforms (Preferred)
Job Type: Full-time
Benefits:
Application Question(s):
- Current CTC ?
- Expected CTC ?
- Are you comfortable with theSaket location?
Work Location: In person
