About the Role We are looking for a detail-oriented Credit Manager to assess creditworthiness of lease applicants, structure deals within risk appetite, and support the company's asset quality objectives.
Key Responsibilities
- Evaluate credit proposals for lease/finance applications, including financial statement analysis, bureau checks (CIBIL/CRIF), and cash flow assessment.
- Conduct due diligence on lessees — business verification, collateral/asset evaluation, and KYC compliance.
- Prepare credit appraisal notes and present recommendations to the credit committee/sanctioning authority.
- Structure lease terms (tenure, rentals, security deposit, residual value) in line with company credit policy.
- Monitor portfolio quality, flag early warning signals, and recommend corrective action.
- Ensure adherence to RBI/regulatory guidelines applicable to NBFCs and listed leasing entities.
- Coordinate with sales, legal, and operations teams for timely disbursement.
- Maintain accurate documentation for audit and compliance purposes.
Requirements
- Bachelor's degree in Finance, Commerce, or related field (MBA/CA preferred).
- 2+ years of experience in credit appraisal, preferably in leasing, NBFC, or banking.
- Strong understanding of financial statement analysis and credit risk assessment.
- Familiarity with credit bureau reports and regulatory norms for NBFCs.
- Proficiency in MS Excel; exposure to loan/lease management systems is a plus.
- Strong analytical, communication, and decision-making skills.
Interested candidates can share their CV at [email protected] or contact at 8866778004.
Pay: ₹500,000.00 - ₹600,000.00 per year
Work Location: In person
