Kumaran Systems: Engineering Future-Ready Transformations Since 1992, Kumaran Systems has been helping enterprises bridge the past and the future, reimagining legacy systems and embracing AI-led possibilities. With over 34 years of delivery excellence, we specialise in re-engineering core applications, driving cloud transformation, and building automation-first, GenAI-enabled ecosystems across the Banking and Financial Services, Insurance, Telecom, and Automotive sectors. We help organisations not just upgrade their systems but reimagine what’s possible.
Why Kumaran?
We blend engineering discipline with AI innovation, helping clients modernise with confidence, automate with clarity, and scale with purpose. Our global delivery model ensures agility, responsiveness, and seamless collaboration, with clients always at the heart of every engagement. At Kumaran, we don’t just solve problems, we engineer future-ready transformations.
We are seeking an experienced QA Lead (Manual) with strong domain expertise in Loans & Disbursement within the Banking/Financial Services sector.
The ideal candidate will lead end-to-end testing strategies, ensure the accuracy of complex financial workflows, and drive quality assurance initiatives across lending systems. This role requires deep domain understanding, strong analytical skills, and hands-on expertise in API and database validation.
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Define and drive the testing strategy for Loans and Disbursement modules, ensuring alignment with business logic and regulatory requirements
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Develop comprehensive test plans, risk assessments, and traceability matrices
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Oversee end-to-end validation of complex scenarios such as credit scoring, loan onboarding, interest calculations, escrow management, and multi-channel disbursement (ACH, Wire, Check)
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Perform and supervise API testing (REST/SOAP) and complex database validation to ensure data integrity and transaction accuracy
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Lead, mentor, and conduct peer reviews for a team of QA engineers, fostering a high-quality delivery culture
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Manage the defect lifecycle, prioritize issues based on business/financial impact, and collaborate closely with development and product teams
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Ensure test coverage, quality metrics, and timely delivery across releases
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Collaborate with stakeholders to understand requirements and translate them into effective test scenarios
Technical & Domain Requirements
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Strong understanding of Lending Lifecycle: Origination, Underwriting, Servicing, and Disbursement
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Knowledge of amortization schedules, interest accruals, and reconciliation processes
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Proficiency in tools such as Postman, Swagger, or SoapUI
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Ability to validate JSON/XML responses and execute chained API workflows
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Strong experience in writing complex SQL queries (Joins, Subqueries, Unions)
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Ability to validate backend data, audit trails, and financial records
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Test Management: JIRA, Zephyr, TestRail
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Log Monitoring: Splunk, CloudWatch
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Methodologies: Agile / Scrum
Required Skills & Experience
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8+ years of experience in Quality Assurance with a focus on Manual Testing
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Minimum 3 years of experience in a Lead or Senior QA role
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Strong experience in Banking, Financial Services, or FinTech domain
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Hands-on experience in API testing and backend/database validation
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Excellent analytical and problem-solving skills with attention to detail
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Strong communication and stakeholder management skills
Kumaran Systems is an Equal Opportunity Employer and does not discriminate on the basis of race or ethnicity, religion, sex, national origin, age, veteran disability or genetic information or any other reason prohibited by law in employment.
