EPAM is a leading global provider of digital platform engineering and development services. We are committed to having a positive impact on our customers, our employees, and our communities. We embrace a dynamic and inclusive culture. Here you will collaborate with multi-national teams, contribute to a myriad of innovative projects that deliver the most creative and cutting-edge solutions, and have an opportunity to continuously learn and grow. No matter where you are located, you will join a dedicated, creative, and diverse community that will help you discover your fullest potential.
We are building an AWS cloud-native cash management platform and need a Lead Business Analyst – Payments with Treasury to shape clear, testable requirements. You will partner with stakeholders, product owners, architects, developers, testers, and operations to define workflows, rules, data needs, integrations, and acceptance criteria across payments and treasury.
Responsibilities
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Elicit and assess business requirements for the cash management platform
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Document current-state and future-state business processes
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Specify requirements for cash movement, matching and allocation, reconciliation, accounting, rules processing, reporting, and audit
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Convert business needs into functional requirements, user stories, process flows, business rules, and acceptance criteria
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Define transaction states, processing sequences, decision points, exceptions, and manual interventions
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Explain business rules for matching, allocation, adjustment, reversal, cancellation, rejection, and reprocessing
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Set requirements for REST APIs, Kafka events, messages, managed files, and external-system integrations
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Create source-to-target data mappings and transformation rules documentation
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Identify required business identifiers, reference data, statuses, timestamps, and audit information
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Partner with stakeholders to identify authoritative data sources and system ownership
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Establish reconciliation rules, tolerances, exception categories, and resolution workflows
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Facilitate requirement workshops, control requirement changes, and support user acceptance testing, release readiness, and defect analysis
Requirements
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Extensive IT background with 10-14 years of overall experience
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Proven experience of 7+ years as a Business Analyst on complex software or enterprise-platform programs
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Demonstrated experience defining requirements for financial, transactional, or integration-heavy systems
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Strong capability in writing functional requirements, user stories, business rules, and acceptance criteria
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Expert ability to create process flows, data mappings, state models, and integration requirements
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Solid ability to analyze asynchronous and multi-system business processes
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Working understanding of REST APIs, events, messages, databases, and file-based integrations
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Hands-on experience supporting Agile software-development teams
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Ability to work directly with business stakeholders, architects, developers, testers, and operations teams
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Excellent analytical, facilitation, documentation, and communication skills
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Proven skill in identifying gaps, contradictions, and ambiguities in business requirements
Nice to have
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Domain experience in cash management, treasury, payments, reconciliation, accounting, billing, or banking platforms
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Knowledge of transaction lifecycle, settlement, allocation, posting, adjustment, and exception-management processes
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Experience defining financial reconciliation rules and operational controls
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Familiarity with Kafka, event-driven systems, JSON, XML, CSV, API specifications, and event schemas
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Ability to use SQL for data analysis and requirement validation
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Experience with data lineage, audit trails, and regulatory or control requirements in regulated financial-services environments
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Familiarity with Jira, Confluence, process modeling and API documentation tools
We offer
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Opportunity to work on technical challenges that may impact across geographies
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Vast opportunities for self-development: online university, knowledge sharing opportunities globally, learning opportunities through external certifications
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Opportunity to share your ideas on international platforms
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Sponsored Tech Talks & Hackathons
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Unlimited access to LinkedIn learning solutions
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Possibility to relocate to any EPAM office for short and long-term projects
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Focused individual development
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Benefit package:
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Health benefits
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Retirement benefits
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Paid time off
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Flexible benefits
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Forums to explore beyond work passion (CSR, photography, painting, sports, etc.)
