Department:
Location:
Jaipur
Working Hours:
Full-Time
Key Responsibilities: * Evaluate the creditworthiness of loan applicant's through detailed financial analysis. Experience in Bulk Funding, Co-lending, NBFC to NBFC lending, Wholesale funding will be preferred. * Conduct risk assessments and provide recommendations for credit approvals or denials. * Meeting with loan borrowers and applicants for personal interaction, assessment of property stability, Income verification and Applicants premises Visits, Preparation of CAM * Collaborate with cross-functional teams to gather necessary information for the credit evaluation process. * Monitor and manage credit portfolios to identify and mitigate potential risks. * Stay abreast of industry trends, regulatory changes, and market conditions affecting credit risk. Qualifications: * ICWA, CA/CA Intermediate preferred with good work experience and NBFC working experience is must. * Min. 2 years of proven experience in credit management within the NBFC sector with LAP/Mortgage,home loans/Green energy finance. * Strong analytical skills with the ability to interpret complex financial data e.g. Balance Sheet, P&L. * Excellent communication and interpersonal skills. * Knowledge of relevant laws, regulations, and industry best practices. * Proven ability to make sound and timely credit decisions. * Experience working in Retail & Bulk Loans. Benefits: * Competitive compensation package with attractive incentives. * Opportunity for professional growth and advancement. * Collaborative and supportive work environment * Employee Friendly environment * Inclusive Work Environment * Leadership and Career Development * Work-Life Balance Offering * Immediate Joiners will be preferred. Preference will be given to Jaipur based local candidates. * Company value long-term relationships * Excellent Career Growth opportunities in Future