Job Title: Fincrime SME
Department: Product
Level: P2/P3
Location: Bangalore
Reporting To: Head of Product
Tookitaki is a global RegTech innovator redefining financial crime prevention through its AI-powered Anti-Financial Crime (AFC) solutions. Our FinCense platform delivers end-to-end AML and fraud detection capabilities—including Transaction Monitoring, Customer Risk Scoring, Smart Screening, and Fraud Prevention—built on explainable AI and typology-driven design. We are hiring a Fincrime Subject Matter Expert (SME) to strengthen our product strategy, regulatory alignment, and customer success across global markets.
Position Purpose
The Fincrime SME will act as a dual-domain expert across AML and Fraud Risk, helping shape Tookitaki’s product roadmap by infusing regulatory intelligence, risk typologies, and functional design. You will partner with Product, Engineering, Sales, Pre-Sales, and Delivery teams to enable client success, ensure solution compliance, and support GTM efforts. This role is pivotal in aligning Tookitaki’s AI-first platform with the evolving regulatory and operational landscape in financial services.
Key Responsibilities
1. Market Research & Product Strategy
- Monitor evolving AML and fraud regulatory trends, typologies, and red flags across key jurisdictions.
- Define functional requirements and detection logic for rules, typology libraries, and behavioral indicators.
- Translate compliance needs into roadmap features and user stories, supporting the Product and Engineering teams.
2. Sales & Pre-Sales Enablement
- Collaborate with Sales and Pre-Sales to deliver client-specific demos, RFP responses, and use-case narratives.
- Represent the product domain during PoVs and strategic pitches with Tier 1 banks and fintech clients.
- Support GTM teams with domain-aligned collateral, including typology decks and compliance mappings.
3. Client Implementation & Advisory
- Work with Delivery teams to configure and calibrate AML and fraud modules—rules, thresholds, typology mapping.
- Provide advisory input during UAT and go-live, ensuring operational effectiveness and compliance fit.
- Guide clients on tuning strategies, alert optimization, and real-world fraud/AML adaptation.
4. Internal Enablement & Thought Leadership
- Build internal expertise by developing training content, knowledge articles, and best practice documents.
- Participate in industry forums, webinars, and whitepapers to showcase Tookitaki’s domain strength.
- Provide functional input to product ideation, especially for real-time fraud detection and behavioral scoring features.
Qualifications and Skills
Education & Certifications
- Bachelor’s degree in Finance, Business, Compliance, or related field.
- Professional certifications such as CAMS, CFCS, CFE, CISA are highly preferred.
Experience
- 5+ years in AML compliance, fraud risk management, or investigations within banking, consulting, or RegTech.
- 2+ years of experience in a product-facing or advisory role within a technology-led or SaaS environment.
Skills & Competencies
- Strong understanding of AML typologies (e.g., smurfing, layering, TBML) and fraud vectors (e.g., social engineering, mule accounts).
- Ability to design, validate, and document detection logic and business rules.
- Hands-on familiarity with rule engines, risk scoring systems, or AI-driven compliance platforms.
- Excellent written and verbal communication skills; able to translate compliance into product logic.
- Comfortable working in Agile environments using tools like JIRA, Confluence, and Slack.
Key Competencies
- Domain Depth: Deep knowledge of financial crime trends and regulatory frameworks.
- Product-Compliance Bridge: Able to translate compliance goals into functional product design.
- Client-Facing Confidence: Strong communication skills for high-stakes pre-sales and implementation support.
- Cross-Functional Collaboration: Works effectively across Product, Sales, and Engineering teams.
- Regulatory Foresight: Ability to anticipate regulatory shifts and inform roadmap direction.
Success Metrics
- Timely delivery of functional requirements and use-case documentation for new features.
- Positive client feedback on typology design and functional validation during implementation.
- Pre-sales success through well-articulated AML/fraud product demonstrations.
- Active contribution to knowledge bases and internal training programs.
- Recognized thought leadership in industry engagements and content contributions.
Benefits
- Competitive compensation with performance-linked incentives.
- Opportunity to work on mission-critical compliance tools used by leading banks and fintechs.
- Collaborative, fast-paced, and innovation-driven engineering culture.
- Be part of an award-winning company recognized by World Economic Forum, Chartis, and Forbes for its impact in RegTech.
