- Analyze income employment credit strength property appraisal and all other information pertinent to the credit decision process on each mortgage application as presented by the applicant
- Processor to validate that a prospective mortgagor s loan application adheres to the lenders Investors Freddie or Fannie Mae s and guidelines of applicable government agencies to approve the loan
- Analyzing the risk involved in approving a loan to determine whether or not it is acceptable to the lender
- Mark errors for any deficiencies observed on the loan
- Verify accuracy of supporting employment documents source of down payment reserves appraisal value and property title commitment received
- Identify the mortgage insurance requirement MI and follow the MI guidelines if applicable
- Minimum 24 months of mortgage experience
- Knowledge of the full loan cycle from beginning to end
- Strong understanding of income documents
- Maintaining service level standards
- Assisting in new hire trainings
- Perform internal Quality check providing floor support and feedback to other staff
- Responding to all emails efficiently
- Adhering to all deadlines
- Strong communication skills verbal and written
- Strong analytical skills
- Demonstrated ability to resolve complicated issues as they arise
- Proven organizational skills and demonstrated ability to prioritize and multi task Skills
- Able to work through multiple computer programs and multi computer monitors
- Flexible Willingness to work in night shift
- Knowledge of MS Office
- Positive and flexible attitude
- Attention to detail
- Customer focused
- Good Team Player Strong Interpersonal skills
India Banking->Consumer Banking, Mortgage, Lending Operations, Commercial Banking
