About Mittal Infocom Pvt. Ltd.
Mittal Infocom Pvt. Ltd. is one of India’s leading and most trusted distribution partners for Apple Inc. products, known for excellence in distribution, retail expansion, and channel management. With a strong presence across markets, the organisation focuses on operational efficiency, financial discipline, and long-term partner relationships to drive sustainable growth.
Role Purpose
The Zonal Credit Manager is responsible for managing credit control, collections, billing monitoring, and receivables management across the assigned zone. The role ensures effective implementation of credit policies, minimisation of financial risk, and improvement in cash flow while supporting business operations at the regional level.
Key Responsibilities1. Credit Control & Risk Management
- Manage end-to-end credit lifecycle for retailers and distributors
- Evaluate and approve credit limits based on risk assessment
- Monitor outstanding balances and ageing regularly
- Identify high-risk accounts and implement corrective actions
- Ensure strict adherence to credit policies and billing controls
2. Collection & Receivables Management
- Drive timely collection of outstanding payments
- Monitor daily ageing reports and overdue accounts
- Coordinate with sales and branch teams for collections
- Escalate critical cases and ensure reduction in bad debts
- Maintain strong cash flow discipline
- Ensure reduction in overdue and bad debts
3. Billing Monitoring & Control
- Oversee billing activities across branches
- Ensure billing as per approved limits and policies
- Control excess or unauthorized billing
- Ensure no billing for overdue accounts
- Monitor pricing, discounts, and compliance
4. Team Management & Coordination
- Manage branch-level credit and billing executives
- Coordinate with Sales, Accounts, and Operations teams
- Ensure smooth process execution across branches
- Drive team performance and productivity
5. ERP & System Management
- Ensure accurate entries in ERPNext
- Monitor billing, collections, and reconciliation in the system
- Generate MIS reports from ERPNext
- Support process improvements and system optimization
6. MIS Reporting & Analysis
- Prepare daily, weekly, and monthly MIS reports
- Track ageing, collections, and billing performance
- Share insights with Head – Credit for decision-making
- Maintain records of approvals and pending cases
7. Compliance & Process Control
- Ensure adherence to company credit policies
- Support audits and maintain proper documentation
- Follow approval hierarchy and compliance standards
- Ensure adherence to financial regulations
Key Performance Indicators (KPIs)
Performance will be evaluated against, but not limited to, the following metrics:
- Reduction in zonal overdue outstanding
- Improvement in collection efficiency
- Control on bad debts
- Billing accuracy and compliance
- Reduction in billing errors
- Timely MIS reporting
- Branch-level compliance
- Team productivity
Required Competencies
- Strong knowledge of credit control and receivables management
- Analytical and risk assessment skills
- Team handling ability
- Strong communication and negotiation skills
- Proficiency in ERPNext and MS Excel
- Attention to detail and process-driven approach
- Ability to manage multiple branches
Qualifications & Experience
- MBA in Finance (Preferred)
- 4–7+ years of experience in credit control, collections, and AR management
- Experience in distribution/retail industry preferred
Preferred Candidate Profile
- Experience managing zonal credit operations
- Strong exposure to billing and credit approval processes
- Ability to handle multiple branches
- Strong stakeholder coordination skills
- High ownership and decision-making ability
Why Join Us
At Mittal Infocom, you will be part of a fast-growing organisation focused on financial discipline and operational excellence. This role offers an opportunity to manage zonal credit operations, improve cash flow, and work closely with leadership while advancing your career.
Pay: ₹600,000.00 - ₹700,000.00 per year
Benefits:
- Health insurance
- Leave encashment
- Paid sick time
- Provident Fund
Work Location: In person
