Job Description – Treasury Executive
Position: Treasury Executive
Job Summary
We are looking for a detail-oriented and analytical Treasury Executive to manage the company’s daily treasury operations, cash position, working capital, investment activities, and cash flow forecasting. The role will be responsible for ensuring adequate liquidity, optimizing cash utilization, monitoring working capital, and supporting sound short- and medium-term investment decisions.
Key Responsibilities
- Cash Position Management
- Monitor and maintain the company’s daily cash position across bank accounts.
- Prepare daily cash position and liquidity reports.
- Ensure sufficient funds are available to meet operational and financial obligations.
- Monitor bank balances, fund transfers, receipts, payments, and cash movements.
- Coordinate with banks and internal teams for timely fund management.
- Working Capital Management
- Monitor receivables, payables, inventory, and overall working capital requirements.
- Analyze cash conversion cycles and identify opportunities to improve liquidity.
- Work closely with Finance, Accounts Receivable, Accounts Payable, Procurement, and Business teams to optimize cash flows.
- Track overdue receivables and upcoming payment obligations.
- Support initiatives to reduce working capital requirements and improve cash efficiency.
- Cash Flow Forecasting
- Prepare daily, weekly, monthly, and rolling cash flow forecasts.
- Analyze actual cash flows against forecast and investigate significant variances.
- Forecast short-term liquidity requirements and identify potential funding gaps or excess cash.
- Coordinate with business and finance teams to obtain accurate cash flow inputs.
- Develop scenario-based cash flow forecasts to support management decision-making.
- Investment & Surplus Fund Management
- Identify and evaluate opportunities for deployment of surplus funds in line with company policies.
- Support investment decisions based on liquidity requirements, risk, return, and investment horizon.
- Monitor fixed deposits, money-market instruments, mutual funds, or other approved investment avenues.
- Track investment maturity dates, interest income, and returns.
- Ensure investments are made within approved limits and authorization frameworks.
- Banking & Treasury Operations
- Manage relationships and day-to-day coordination with banks and financial institutions.
- Monitor bank charges, interest rates, and banking facilities.
- Coordinate fund transfers and inter-bank transactions.
- Support bank reconciliation and resolution of banking-related issues.
- Maintain accurate records of treasury transactions and documentation.
- Reporting & Analysis
- Prepare treasury MIS and management reports covering cash position, liquidity, working capital, investments, and forecasts.
- Provide insights and recommendations to management on cash utilization and liquidity.
- Monitor key treasury KPIs and identify areas for improvement.
- Ensure compliance with internal treasury policies, controls, and approval processes.
Required Skills & Competencies
- Strong understanding of Treasury Management, Cash Management, and Working Capital Management.
- Good analytical and financial decision-making skills.
- Strong knowledge of cash flow forecasting and liquidity management.
- Understanding of investment products and risk-return principles.
- Advanced MS Excel skills; knowledge of ERP/Treasury Management Systems is an advantage.
- Strong attention to detail and ability to manage multiple priorities.
- Good communication and coordination skills.
- Ability to work with banks, finance teams, and senior management.
Qualifications & Experience
- Bachelor’s degree in Finance, Accounting, Commerce, or a related field.
- MBA Finance, CA, CMA, or other relevant professional qualification would be an advantage.
- 2–3 years of experience in Treasury, Corporate Finance, Cash Management, or Working Capital Management.
Key Performance Indicators (KPIs)
- Accuracy of daily cash position.
- Cash flow forecast accuracy.
- Optimization of working capital and cash conversion cycle.
- Effective utilization of surplus funds.
- Reduction in idle cash and financing costs.
- Timely execution of payments and fund transfers.
- Investment returns within approved risk parameters.
- Compliance with treasury policies and controls.
Pay: ₹40,000.00 - ₹50,000.00 per month
Benefits:
- Flexible schedule
- Provident Fund
Work Location: In person
