This is a remote position.
This is a remote role. Apply only if you have prior experience in Australian mortgage finance in a brokerage and can start within a month. Applications that do not meet this criteria will not be considered.
About Us
Expert Lending Pathways is a rapidly growing outsourcing company with a strong presence across India and Australia, serving the mortgage finance industry. We recruit, train, and deploy specialist offshore staff who work as a seamless extension of our clients' broking teams.
About the Role
Are you an experienced credit analyst ready to own the back end of the loan journey? Join ELP as a Senior Credit Analyst and play a central role in moving deals smoothly from approval through to settlement and beyond.
This is a true end-to-end processing role. You will manage files from pending settlement all the way through to post settlement, handle construction payments and drawdowns, and keep brokers, lenders, and clients moving in step. You will operate autonomously, supporting and supported by an onshore team member, with strong communication at the heart of everything you do. This role is available for an immediate start.
Key Responsibilities
- Manage end-to-end loan processing, with a primary focus on the journey from pending settlement through to post settlement
- Process construction payments and manage drawdowns across construction loans
- Conduct market analysis and rate reviews to keep client loans competitive and well positioned
- Liaise closely with brokers, lenders, and onshore team members, and at times directly with clients, to keep files progressing
- Prepare and check documentation accurately, ensuring compliance with lender requirements and relevant regulations
- Manage deadlines and prioritise a busy pipeline in a fast-paced environment
- Stay current with lender policies, rate movements, and processing requirements
Requirements
What We're Looking For
- Minimum 2+ years of experience in mortgage loan processing / credit analysis / para broking within the Australian mortgage broking sector (we will not consider applications that do not match this criteria)
- Proven strength in end-to-end processing, settlements, and post-settlement work
- Hands-on experience with construction loans and drawdown management
- Genuine strength in market analysis and rate reviews
- Excellent verbal and written communication, with the confidence to deal directly with brokers, lenders, and clients
- Self-motivated and able to operate autonomously and make sound recommendations independently
- Strong attention to detail backed by a solid, reliable back-end process
- myCRM experience highly regarded
Benefits
What We Offer
- Competitive salary package
- Flexible working arrangements
- Access to industry-leading technology and tools
- Ongoing training, learning, and professional development opportunities
- Supportive team environment with a strong focus on work-life balance
- The chance to join a fast-growing company making a real impact in the mortgage space
