Job Description
- Ability to understand the financial statements in German language
- Analyzing and spreading the financial statements in excel / Moody’s RiskAnalyst (MRA) /
similar platforms
- Analysis of financial statements including Income Statement, Balance Sheet and Cash
Flow Statement of public and private companies for the credit appraisal process
- Going through the supplementary schedules, notes and MD&A for the detailed breakups
and adjustments
- Normalizing the financial statements for exceptional and non-recurring items to arrive at
the true profitability figures
- Preparing detailed capital structure and debt amortization schedules. Candidate should
have strong understanding of various classes of debt (secured/unsecured/subordinated)
- Screening the credit agreements and analyzing the financial covenants applicable to the
borrower
- Basic understanding of financial projections based on management guidance, company
budget and consensus estimates
- Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service,
Contingent Liabilities, custom ratios and other financial metrics
- Conducting detailed Quality Checks, if required
- Responsible for delivering 100% quality
- Meeting strict deadlines and ability to work under pressure
- Ability to work individually and in the team
Required Background
- B.Com Graduate / MBA (Finance)
- Proficiency in German language is mandatory
- Experience of 1 – 6 years in financial statement spreading / analysis
- Excellent written and spoken communication skills
