- Credit Assessment & Analysis:
- Evaluate loan applications by analyzing financial statements, credit reports, repayment capacity, and collateral.
- Conduct risk assessments to determine creditworthiness.
- Prepare detailed credit proposals with recommendations for approval or rejection.
- Client Relationship Management:
- Develop and maintain relationships with individual and corporate clients.
- Provide guidance on loan products, terms, and repayment plans.
- Monitor existing clients’ financial health and advise on credit adjustments when necessary.
- Loan Processing & Documentation:
- Ensure all loan applications are complete and comply with internal policies and regulatory guidelines.
- Verify authenticity of client documents and conduct background checks.
- Maintain accurate records of credit approvals, rejections, and loan performance.
- Risk Management & Compliance:
- Identify and mitigate potential credit risks.
- Ensure adherence to legal, regulatory, and internal compliance standards.
- Report irregularities or potential defaults to management promptly.
- Performance Monitoring:
- Monitor loan repayment schedules and identify delinquent accounts.
- Collaborate with recovery teams to manage overdue accounts.
- Provide regular reports on loan portfolio performance.
Job Type: Full-time
Pay: ₹21,000.00 - ₹24,000.00 per month
Work Location: In person
