kolkata west bengal credit associate Jobs – 44 Open Jobs Today

Senior Associate, Specialist, Credit Analysis, Middle Market, Institutional Banking Group
DBS Bank —Kolkata, West Bengal
- Full-time
- Sales
- Writing skills
- Finance
Audit Associate
AB STRATEGIC ADVISORS —Kolkata, West Bengal
- ₹20,000 - ₹30,000 a month
- Full-time
- Microsoft Excel
- Master's degree
- Bachelor's degree
Quick apply
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Warehouse Manager
P Bhogilal Associates —Kolkata, West Bengal
- ₹30,000 - ₹40,000 a month
- Full-time
- In-person
- Communication skills
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Process Associate - Accounts Payable (Generalist)
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- Microsoft Excel
- English
- Microsoft Office
Quick apply
Taxation Audit Associate
Bharat Engineering Works —Chittaranjan Avenue, Kolkata, West Bengal
- ₹15,000 - ₹20,000 a month
- Full-time
- ERP systems
- Finance
- Analysis skills
- Health insurance
Quick apply
13d
Process Developer, Order to Cash
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- English
- Master's degree
- Bachelor's degree
Quick apply
PD-OTC
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- English
- Finance
- Master's degree
Quick apply
Process Associate - Invoice To Cash (Generalist)
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- Hybrid work
- English
- Finance
- Master's degree
Quick apply
Manager - Invoice To Cash (Generalist)
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- Microsoft Excel
- English
- Microsoft Office
Quick apply
Associate - F&A - I2C 5A
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- Hybrid work
- English
- Finance
- Master's degree
Quick apply
2d
Senior Associate - Analytics & Decision Science
mPokket —Kolkata, West Bengal
- Full-time
- Engineering
- SQL
- Project management
IN-Senior Associate – SAP SD– SAP – Advisory_Kolkata
PwC —Kolkata, West Bengal
- Full-time
- Computer Science
- Master's degree
- Bachelor's degree
PD - AP
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- Microsoft Excel
- English
- Microsoft Office
Quick apply
Assistant Manager Compliance
Marriott International, Inc —Kolkata, West Bengal
- Full-time
- No experience needed
- Finance
- Bachelor's degree
2d
PA-AP
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- Microsoft Excel
- English
- Finance
Quick apply
Process Associate Record to report
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- English
- Finance
- Master's degree
Quick apply
Process Associate - record to report
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- English
- Finance
- Master's degree
Quick apply
Customer Service Associate – Financial Collections (WFO, Kolkata)
Fusion CX —Salt Lake, Kolkata, West Bengal
- English
- 12th Pass
- Communication skills
PD- RTR
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- Microsoft Excel
- English
- Finance
Quick apply
Senior Manager - LDT
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- Microsoft Excel
- English
- Finance
Quick apply

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Senior Associate, Specialist, Credit Analysis, Middle Market, Institutional Banking Group

DBS Bank -
Kolkata, West Bengal

Apply Now

Job details

Full-time

Qualifications

Sales
Writing skills
Regulatory reporting
Finance
Master's degree
Analysis skills
Cash management
MBA
Cash handling
Communication skills
Banking

Full job description

Business Function :

Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards

Job Purpose

Preparation and submission of Credit Memos to CCG
Completion of documentation formalities in coordination with the client & CCU
Assisting RM in completing client onboarding/KYC reviews, Legal & Valuation reports
Follow up for regularization of overdues
Client servicing in coordination with internal units.
Highlighting any early warning signs of the portfolio to the RMs
Manage the existing portfolio of all clients for the designated relationship teams as well as explore opportunities for cross sell of other banking products and help the team in detecting early warning signals in their portfolios.

Key Accountabilities

To prepare accurate credit proposals in a consistent, concise and lucid manner.
To maintain close working relationship with Business Unit to ensure that IBG deliverables are met.
Need-based meeting with customers to understand business and attendant risks.
Cross sell of other products such as trade, cash, foreign exchange etc.
To monitor portfolio for irregularities/ excesses/ breaches/ delays.
Ensure all regulatory reporting & compliances are enforced. Work with the legal team to ensure recoveries & minimize bad debts & NPA’s. Also ensure assistance to external & internal audits.
Ensure customer retention & increase in wallet share by constantly monitoring customer satisfaction levels through detailed MIS & tracking of operations & complaints.
Control the quality of the portfolio, using available triggers and adherence to Risk management guidelines and policies.
Monitor levels of complaints and quality of handling.
Communicates all key messages to customers including agreed service standards, negotiated pricing, relationship team contact points (including introductions to new personnel) and new product changes.
Monitor and ensure adherence to risk service standards

Job Duties & responsibilities

Preparing spreads which are consistent, error-free and in line with classification parameters used in DBS.
Providing concise and relevant financial analysis by clearly identifying risks.
Ensure reviews are completed prior to due date and are error free.
Interact and follow up with clients on required information and clarifications.
Adhere to the risk management guidelines of DBS, MAS and RBI.
Ensuring that irregularities/ excesses in the portfolio are kept within control. Develop and maintain a detailed knowledge of industry sectors within the customer portfolio.
Control and manage the risk profile for the overall Team portfolio.
Manage performance against key financial (risk-adjusted contribution) sales, service and operational targets.
Develop Account Relationship Plans for customers in portfolio.

Required Experience

Overall 7+ years of experience in CAM writing.
A few years of sales experience in cash management/trade finance would be added advantage
Knowledge of competitors and market
Market knowledge and experience in the IBG 1/2 segment, with reference to customer preferences and requirement would be preferable.

Education / Preferred Qualifications

An MBA or CA with relevant number of years of experience in Corporate Banking

Core Competencies

Good written and verbal communication skills
Good Analytical skills.
Self-driven and highly ambitious
Results-orientated & the ability to handle pressure
Relationship building & management skills
Understanding of competitor products
Comfortable with tight deadlines

Technical Competencies

Sound understanding of asset products and associated technology platforms and operational procedures
Understanding of regulatory guidelines on banking policies issued by MAS/ RBI/SEBI (local regulations in India) and local laws and regulations that impact businesses in general. Understanding of KYC requirements & Anti-money Laundering Policies are critical.

Work Relationship

Close interaction with RMs / Branch Manager to ensure consistent on boarding of good quality customers and thereby assisting in delivery of Sales targets.
Close interaction with various stakeholders to ensure consistent and reliable service delivery to the customer.

DBS India - Culture & Behaviors

DBS is committed to building a culture where all employees are valued, respected and their opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working, and opportunities to grow within an inclusive and diverse environment. Expected value driven behaviors are:

Demonstrate Business Performance through PRIDE 2.0 Value Based Propositions
Ensure Customer Focus by Delighting Customers & Reduce Complaints
Build Pride and Passion to Protect, Maintain and Enhance DBS’ Reputation
Enhance Self Knowledge, Skills and develop Competencies aimed at continuous improvement
Maintain the Highest Standards of Honesty and Integrity-en

Location:

Kolkata-DBIL

Job:

Risk Management

Schedule:

Regular

Employee Status:

Full time

Apply Now

Refine Your Search

credit associate jobs in kolkata west bengal

Senior Associate, Specialist, Credit Analysis, Middle Market, Institutional Banking Group

Audit Associate

Warehouse Manager

Process Associate - Accounts Payable (Generalist)

Taxation Audit Associate

Process Developer, Order to Cash

PD-OTC

Process Associate - Invoice To Cash (Generalist)

Manager - Invoice To Cash (Generalist)

Associate - F&A - I2C 5A

Senior Associate - Analytics & Decision Science

IN-Senior Associate – SAP SD– SAP – Advisory_Kolkata

PD - AP

Assistant Manager Compliance

PA-AP

Process Associate Record to report

Process Associate - record to report

Customer Service Associate – Financial Collections (WFO, Kolkata)

PD- RTR

Senior Manager - LDT

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