Chennai Tamil Nadu Credit analyst Jobs – 46 Open Jobs Today

Credit Analyst - Risk Initiation
Standard Chartered —Chennai, Tamil Nadu
- Microsoft Office
- Master's degree
- Bachelor's degree
- Health insurance
- Paid sick time
Retail Credit Risk Regulatory Reporting Analyst
Citi —Chennai, Tamil Nadu
- Full-time
- Microsoft Powerpoint
- Microsoft Excel
- Computer Science
Retail Credit Risk Models Analyst
Citi —Chennai, Tamil Nadu
- Full-time
- Microsoft Powerpoint
- Microsoft Excel
- English
Credit Risk Analyst - Securities Based Lending Product
Citi —Chennai, Tamil Nadu
- Full-time
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
Retail Credit Risk Forecasting and Stress Testing Analyst
Citi —Chennai, Tamil Nadu
- Full-time
- Microsoft Access
- English
- Master's degree
Credit Manager
JUBILANT CAPITAL —Chennai, Tamil Nadu
- ₹25,000 - ₹35,000 a month
- Analysis skills
- In-person
- Communication skills
- Health insurance
- Life insurance
Quick apply
Senior Credit Analyst
swastik financial solutions —Chennai, Tamil Nadu
- ₹5,00,000 - ₹8,00,000 a year
- Full-time
- Financial services
- In-person
Quick apply
9d
Credit Risk Modelers
Tata Consultancy Services —Chennai, Tamil Nadu
- Microsoft Excel
- Communication skills
- Banking
Liquidity Risk Reporting - Analyst
Barclays —Chennai, Tamil Nadu
- Microsoft Excel
- Administrative experience
- Presentation skills
Retail Credit Risk Model Senior Analyst
Citi —Chennai, Tamil Nadu
- Full-time
- Microsoft Access
- English
- SQL
Credit Analyst – Securitization - Officer
Citi —Chennai, Tamil Nadu
- Full-time
- Oracle
- DevOps
- Hair styling
4d
Credit Risk Business Analyst, BFS Consulting
Cognizant —Chennai, Tamil Nadu
- Full-time
- Hybrid work
- Finance
- SQL
- Analysis skills
Credit Risk Modeler
Tata Consultancy Services —Chennai, Tamil Nadu
- Full-time
- Microsoft Excel
- SQL
- Bachelor's degree
Credit Analyst cum Docket Auditor
SDP & Associates —Chennai, Tamil Nadu
- ₹20,000 - ₹25,000 a month
- Financial services
- In-person
- Internship
Quick apply
Executive – Credit Bureau Operations & Dispute Resolution
Kreon Finnancial Services Limited —Chennai, Tamil Nadu
- ₹15,806.31 - ₹25,000.00 a month
- Full-time
- Microsoft Excel
- B.Sc
- Analysis skills
- Paid time off
Quick apply
10d
Financial Credit Risk Modeler
OneMagnify —Chennai, Tamil Nadu
- Full-time
- Microsoft Powerpoint
- Microsoft Excel
- Finance
- Paid holidays
- Health insurance
Credit Risk Officer - MIGFR
World Bank Group —Chennai, Tamil Nadu
- Spanish
- English
- Finance
- Health insurance
- Paid time off
9d
Senior Associate - Credit Operations
Yubi —Chennai, Tamil Nadu
- Full-time
- Microsoft Office
- Finance
- Analysis skills
Loan Syndication Analyst
A H L and Associates —Vepery, Chennai, Tamil Nadu
- ₹4,80,000 - ₹6,00,000 a year
- Full-time
- Analysis skills
- Financial services
- In-person
Quick apply
Retail Credit Policy - Vice President
Citi —Chennai, Tamil Nadu
- Full-time
- Microsoft Powerpoint
- Microsoft Excel
- Computer Science

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Credit Analyst - Risk Initiation

Standard Chartered -
Chennai, Tamil Nadu

Apply Now

Job details

Permanent

Benefits

Health insurance
Paid sick time

Qualifications

Underwriting
Microsoft Office
Master's degree
Bachelor's degree
Communication skills

Full job description

Requisition Number: 49333

Job Location: Chennai, IND

Global Grade: Band 9

Work Type: Office Working

Employment Type: Permanent

Posting Start Date: 13/03/2026

Posting End Date:

JOB SUMMARY

Credit Initiation role to support Client onboarding application process and approvals for Secured and Unsecured products for Africa, Middle East & Jersey Market.

RESPONSIBILITIES

Credit decision experience in either Mortgage underwriting, Credit card or Personal loan.
Responsible for assessing credit requests and producing a recommendation after undertaking a thorough analysis of a variety of factors and careful analysis of a client’s financial information, including income statements, cash flow history, current debt, and tax forms.
Responsible for evaluating the credit worthiness of potential borrowers via the underwriting of borrower financial statements, collateral coverage, and guarantor support.
Gathers financial information about organizations and individuals, such as valuable properties, income, savings, debts and payment history, give recommendations on whether it is safe to approve a loan or reduce a credit line

Strategy

Lead and co-ordinate the efforts to develop, deploy and optimize credit initiation servicing strategy and processes.

Business

Work with Country Management, Business Partners, Product Partners and other Risk team members to optimize performance and resource allocation.
Identify and track Key Performance Indicators (KPIs) to support strategy testing environment and daily operations.
Identifying and reporting all weaknesses inherent in the standard controls

Processes

Coordinates development of the design, management and adherence of key operating controls and levers that improve credit initiation efficiency and customer experience.
To ensure underwriting of New Unsecured Loan Applications, Credit Card applications. as per policies in Credit DOI and Bulletins, adhering to strict time deadlines (TAT).
Ensure capacity is adequate to support country processing, and that linkage between capacity planning, volumes and expenses remains robust at all times

People & Talent

This is a non-People leader role however conducting training to new joiners and connect with team to explain changes would be part of this role.

Risk Management

Catalogue and document all tests, strategies and outcomes implemented in Credit Initiation.
Discretion to analyse and accept employment, Income, scorecard defers, application/behaviour scores, valuation risk ratings outside of policy (within CAD guidelines)

All the 3 p’s of the respective country and regulatory condition are adhered while decisioning the application , to manage risks
To comply with the bank’s requirements of AML monitoring/reporting, KYC and all policies related to the group reputation risk.

Relevant DOI/Bulletins are checked before processing a request, in case of any exception the same is pended/rejected and reported.

Governance

In the event of serious regulatory breaches, policy breaches or where credit appetite have been breached, ensure senior management are informed and that actions are taken quickly to remediate and/or activities are ceased
Identifying and reporting all exceptions on non-compliance with standard controls Service level are to be checked and monitored and ensure there is no breach

Regulatory & Business Conduct

Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Lead to achieve the outcomes set out in the Bank’s Conduct Principles
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

Retail Risk Operation- Credit representatives in group and country.
Group Side, process control
Head Client Onboarding

Other Responsibilities

Embed Here for good and Group’s brand and values in AME-Credit Initiation. Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats); [Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures]

Qualifications

UG/PG or Commerce, Mathematic (or )finance related qualification(or) business administration
2 to 4 years of relevant work experience or knowledge of the lending related activities/ documentation and to hand on experience with delegation to decision lending
Strong knowledge about Mortgage underwriting / unsecured products for Credit underwriting process

Role Specific Technical Competencies

Knowledge of Lending Product
Knowledge of MS Office
Communication Skill
Credit Analytical Skill

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
Flexible working options based around home and office locations, with flexible working patterns.
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Apply Now

Refine Your Search

credit analyst jobs in chennai tamil nadu

Credit Analyst - Risk Initiation

Retail Credit Risk Regulatory Reporting Analyst

Retail Credit Risk Models Analyst

Credit Risk Analyst - Securities Based Lending Product

Retail Credit Risk Forecasting and Stress Testing Analyst

Credit Manager

Senior Credit Analyst

Credit Risk Modelers

Liquidity Risk Reporting - Analyst

Retail Credit Risk Model Senior Analyst

Credit Analyst – Securitization - Officer

Credit Risk Business Analyst, BFS Consulting

Credit Risk Modeler

Credit Analyst cum Docket Auditor

Executive – Credit Bureau Operations & Dispute Resolution

Financial Credit Risk Modeler

Credit Risk Officer - MIGFR

Senior Associate - Credit Operations

Loan Syndication Analyst

Retail Credit Policy - Vice President

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