karnataka credit associate Jobs – 308 Open Jobs Today

Senior Associate, Relationship Manager, Credit Program Medium, Small Medium Enterprises
DBS Bank —Mangalore, Karnataka
- Full-time
- Sales
- Communication skills
- Banking
Associate - CF - Credit Administration - Bengaluru - Prestige Corniche - J Grades
TATA Capital —Bengaluru, Karnataka
- Full-time
- Finance
- Master's degree
- MBA
Order to Cash Operations New Associate
Accenture —Bengaluru, Karnataka
- Full-time
- Finance
Global Banking & Market Operations - Credit Settlements - Associate - Bengaluru
Goldman Sachs —Bengaluru, Karnataka
- Analysis skills
- Bachelor's degree
- Organizational skills
- Health insurance
Associate, Branch Manager, Consumer Banking Group
DBS Bank —Hospet, Karnataka
- Full-time
- Master's degree
- Computer skills
- MBA
Global Banking & Markets - FICC SMM Credit Strats-EMEA - Associate - Bengaluru
Goldman Sachs —Bengaluru, Karnataka
- Computer Science
- Java
- Master's degree
- Health insurance
Business Banking - Credit Sr Associate
JPMorganChase —Bengaluru, Karnataka
- Full-time
- Microsoft Excel
- Master's degree
- Analysis skills
11d
Associate Vice President, Credit Risk
CapFloat Financial Service Pvt Limited - S85 —Bengaluru, Karnataka
- Full-time
- Data analysis skills
- Finance
- SQL
4d
Associate - GBPO, Credit Management
Bayer —Bengaluru, Karnataka
- Microsoft Excel
- ERP systems
- Finance
11d
Collections Associate Manager
HP —Bengaluru, Karnataka
- Full-time
- Analysis skills
- Communication skills
Associate - Commercial Credit
Arena Investors I Quaestor Advisors —Bengaluru, Karnataka
- Hybrid work
Quick apply
Banking Advisory Associate
Accenture —Bengaluru, Karnataka
- Full-time
- Finance
- Master's degree
- Bachelor's degree
F&B Controller – Associate
Marriott International, Inc —Bengaluru, Karnataka
- Full-time
- 12th Pass
- Supervising experience
8d
Customer Support Associate - India
Jumpcloud —Bengaluru, Karnataka
- Full-time
- Remote
- English
- Research
- Bachelor's degree
9h
Product Manager - Associate Product Manager- Travel
Paytm —Bengaluru, Karnataka
- Sales
- Product management
- AI
Asset & Wealth Management - Alts Growth/Corp Equity Investing - Associate- Bengaluru
Goldman Sachs —Bengaluru, Karnataka
- Master's degree
- Business Administration
- MBA
- Health insurance
Order to Cash Operations Associate Manager
Accenture —Bengaluru, Karnataka
- Full-time
- Finance
- Bachelor's degree
Loan Servicing Associate
JPMorganChase —Bengaluru, Karnataka
- Full-time
- Bachelor's degree
- Communication skills
Senior Associate-Order to Cash-Collections
EXL Service —Bengaluru, Karnataka
- Full-time
- Customer service
- Bachelor's degree
- QuickBooks
Global Banking & Markets Operations - Securities Settlements Group - Senior Associate - Bengaluru
Goldman Sachs —Bengaluru, Karnataka
- Inventory management
- Organizational skills
- Communication skills
- Health insurance

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Senior Associate, Relationship Manager, Credit Program Medium, Small Medium Enterprises

DBS Bank -
Mangalore, Karnataka

Apply Now

Job details

Full-time

Qualifications

Sales
Communication skills
Banking
Negotiation

Full job description

Business Function

Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards.

Job Purpose

To acquire and build a well-diversified portfolio within the IBG 4 segment. The portfolio should provide revenue from diversified sources such as assets, trade, cash, treasury, fees etc. and the portfolio should lead to healthy income with an acceptable risk to the bank.

Relationship Manager is expected to deliver these results in accordance with the lending guidelines prescribed by the bank.

Key Accountabilities

Source New to Bank Asset relationships within IBG 4 Segment ie. Companies ranging from a Turnover of INR 25 crores to 600 crores, aligned to Bank Lending Policy

Ensure a good Net Interest Income as well as fee across the portfolio and also ensure regular revenue streams through Cross Sell of Trade, Asset, Cash, Treasury, Fee, etc.

Play an instrumental role in increasing the Profitability of the business

Ensure proper monitoring of Portfolio and maintaining the delinquencies at NIL.

Implement & execute IBG4 business strategy to increase market share & to achieve targets consistent with IBG4 –Topline and Bottom line targets with focus on a diversified portfolio and reduce concentration risk in the portfolio.

Build DBS Brand Value and enhance network in the location by various marketing activities, collaborations and events.

To comply with the Bank’s process & policies and ensure positive ratings during all Country / Group audits

Job Duties & responsibilities

Source New to Bank Asset relationships within IBG 4 Segment ie. Companies ranging from a Turnover of INR 25 crores to 600 crores, aligned to Bank Lending Policy and also ensure sanction and disbursement of the same, in liaison with Customer, Risk and Operations team.

Cross Sell of Asset, Trade, Cash and Treasury Product actively.

To achieve the individual Budgeted revenues through all product parameters

Conduct Proper Due diligence while on-boarding New Asset

On board clients with a clear account plan highlighting the revenue potential, risks and mitigants.

Adherence to strict KYC/AML requirements.

MIS to be provided to the central team for further reporting, within the stipulated guidelines.

Timely Completion of Learning Programs as assigned by DBS for time to time

To comply with the Bank’s process & policies.

To be in touch with local business stakeholders including existing, prospective clients, market leaders, CA’s, Influencer’s and Industry association to be updated on the current market practice and local intelligence.

To be responsible for submitting any material information around business Opportunities and Industry/Customer Risk, same shall be reported to the senior functional management at regular interval.

Requirements

- Overall 3- 7 years of experience in sales.

2-3 years of sales experience in SME/Business Banking Lending.

2-3 years experience in Working Capital sales and service portfolio

Proven sales track record in asset business in the SME/Business Banking segment.

Knowledge of competitors and market place

Market knowledge and experience in the SME segment, with reference to customer preferences and requirement is preferred.

Education / Preferred Qualifications

- Overall 3- 7 years of experience in sales.

2-3 years of sales experience in SME/Business Banking Lending.

2-3 years experience in Working Capital sales and service portfolio

Proven sales track record in asset business in the SME/Business Banking segment.

Knowledge of competitors and market place

Market knowledge and experience in the SME segment, with reference to customer preferences and requirement is preferred.

Core Competencies

Excellent Communication & Listening Skills, Good Sales & Negotiation Skills.

Technical Competencies

Working Capital Finance Knowledge

Work Relationship

Manager /Direct Report

Apply Now

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

Location:

Mangaluru

Job:

Relationship Management

Schedule:

Regular

Employee Status:

Full time

Apply Now

Refine Your Search

credit associate jobs in karnataka

Senior Associate, Relationship Manager, Credit Program Medium, Small Medium Enterprises

Associate - CF - Credit Administration - Bengaluru - Prestige Corniche - J Grades

Order to Cash Operations New Associate

Global Banking & Market Operations - Credit Settlements - Associate - Bengaluru

Associate, Branch Manager, Consumer Banking Group

Global Banking & Markets - FICC SMM Credit Strats-EMEA - Associate - Bengaluru

Business Banking - Credit Sr Associate

Associate Vice President, Credit Risk

Associate - GBPO, Credit Management

Collections Associate Manager

Associate - Commercial Credit

Banking Advisory Associate

F&B Controller – Associate

Customer Support Associate - India

Product Manager - Associate Product Manager- Travel

Asset & Wealth Management - Alts Growth/Corp Equity Investing - Associate- Bengaluru

Order to Cash Operations Associate Manager

Loan Servicing Associate

Senior Associate-Order to Cash-Collections

Global Banking & Markets Operations - Securities Settlements Group - Senior Associate - Bengaluru

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