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Product Owner - Core Banking

Luxoft -
Hyderabad, Telangana

Apply Now

Job details

7 days ago

Full job description

Project description

Luxoft DXC Technology Company is an established company focusing on consulting and implementation of complex projects in the financial industry. At the interface between technology and business, we convince with our know-how, well-founded methodology and pleasure in success. As a reliable partner to our renowned customers, we support them in planning, designing and implementing the desired innovations. Together with the customer, we deliver top performance!

Responsibilities

Feature Delivery & Ownership

Own and deliver multiple features per quarter, with varying complexity across multiple teams

Ensure smooth delivery across all lifecycle phases: Design, Development, IST, ET, VT, and Production Implementation

Validate and ensure that delivery timelines are achievable across each phase

Backlog & Requirements Management

Participate actively in L2 refinement sessions to understand feature scope and priorities

Decompose features into detailed user stories in collaboration with L1 teams and technical leads

Maintain a well-defined, healthy, and prioritized backlog, ensuring readiness for sprint execution

Drive backlog grooming and refinement sessions

Planning & Prioritization

Perform feature planning in collaboration with L1 teams and engineering leads

Drive priority decisions in alignment with L2 stakeholders

Ensure alignment between business priorities, technical feasibility, and delivery timelines

Agile Execution & Team Leadership

Actively participate in and lead Agile ceremonies: Daily Stand-ups (DSUs), Sprint Reviews, Retrospectives

Step into Scrum leadership responsibilities (in the absence of Scrum Masters)

Ensure teams follow Agile best practices and deliver incrementally

Capacity & Delivery Management

Manage and optimize capacity across three Agile teams

Ensure efficient utilization of team bandwidth while balancing delivery commitments

Monitor sprint progress and proactively address delivery bottlenecks

Risk & Dependency Management

Identify, track, and manage RAID (Risks, Assumptions, Issues, Dependencies) for all features

Proactively escalate critical risks to L2 stakeholders when required

Ensure dependencies across systems, teams, and integrations are effectively managed

Stakeholder Management & Collaboration

Act as the primary interface between L2 stakeholders and L1 teams

Foster strong collaboration through co-location and active engagement with teams

Ensure transparent and timely communication of progress, risks, and decisions

Core Banking Domain Responsibilities

Drive delivery across core banking modules such as CASA (Current & Savings Accounts), Lending / Loans, Payments & Settlements, Customer Lifecycle Management

Ensure high levels of transaction accuracy, data integrity, and system reliability

Support integration with downstream and upstream banking systems

Regulatory & Compliance Responsibilities

Ensure all features comply with banking regulations and guidelines (e.g., RBI, KYC, AML)

Embed compliance, audit, and security requirements into product features and user stories

Work closely with Risk, Compliance, and Audit teams

Support regulatory audits, production readiness reviews, compliance reporting, and documentation

Ensure adherence to data privacy and protection standards and transaction monitoring requirements

Skills

Must have

Overall 10+ years of experience in IT and Banking

Proven hands-on experience (4+ years) as a Product Owner/ Business Analyst in Core Banking domain and working in an Agile product development environment, with demonstrated backlog ownership and delivery execution

Strong knowledge of core banking platforms (e.g., Hogan, Finacle, T24, Flexcube)

Deep understanding of Deposits (CASA) and different deposit products and their lifecycle (DDA, TDA/CDAs, etc.), Loans/Lending, Payments

Good experience with backlog management tools (JIRA, DevOps, etc)

Strong experience gathering requirements from stakeholders and end users and converting them into clear, testable user stories with acceptance criteria.

Solid understanding of Agile frameworks (Scrum and/or Kanban) and active participation in Agile ceremonies

Hands-on experience using Jira, Confluence, or similar tools for backlog management, documentation, and delivery tracking

Ability to analyze business and data insights to drive prioritization and decision-making; SQL or reporting experience strongly preferred.

Strong written and verbal communication skills with the ability to collaborate effectively across business and technology teams and across time zones

Key Competencies

Core Banking Domain Expertise

Backlog Management & Story Decomposition

Agile Delivery & Sprint Execution

Capacity Planning & Multi-team Coordination

Stakeholder Management and Communication

Regulatory & Compliance Awareness

Risk & Dependency Management

Analytical Thinking & Decision Making

Nice to have

Preferred Qualifications:

Experience with mainframe modernization or migration projects.

Knowledge of automation tools for mainframe systems.

Familiarity with Agile and DevOps methodologies in a mainframe environment.

Certification in mainframe technologies and Hogan systems.

Other

Languages

English: C2 Proficient

Seniority

Lead

Hyderabad, IN, India

Req. VR-111332

Product Owner

BCM Industry

05/06/2026

Req. VR-111332

Apply Now

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