Kaleidofin is a fintech platform building a digital ecosystem to ensure finance for everyone, everywhere. We provide financial solutions for low-income customers and informal economy businesses through our ki credit Platform, which combines credit health assessment (ki score), middleware rails integration, advanced risk management dashboards (ki view), and debt capital markets structuring capabilities (ki credit). Our platform enables financial institutions to serve customers better through innovative solutions, including structured finance approaches (securitization, portfolio sales, co-lending), tailored funding for women entrepreneurs, agricultural workers, farmers and MSMEs, and local currency funding mobilization for new asset classes.
Currently impacting over 6 million customers across India, Bangladesh, and Kenya, Kaleidofin’ s risk infrastructure—including our credit scoring and dashboards—is used by multiple inclusive finance institutions in emerging markets where most customers work in the informal sector. To date, we’ve facilitated over $3 billion in debt capital to underserved communities.
Over the years, Kaleidofin has raised equity of over USD 40 million from marquee investors, including Rabo Partnerships, IDH Farmfit Fund, the Gates Foundation, Oiko Credit, Flourish, Omidyar Network, Blume Ventures, Bharat Fund and Dell Foundation who share our commitment to financial inclusion and impact.
Kaleidofin has received exceptional international recognition in being featured as one of only six Indian companies on the Forbes 100 To Watch in Asia list and in being selected to present at the United Nations General Assembly Special Task Force. Kaleidofin won the Swanari TechSprint 2023 organized by the RBI Innovation Hub and emerged as a winner at the prestigious G20 TechSprint 2024: Technology for the Planet, organized by the Bank of International Settlements. We also invest in culture and team growth, reflective in our selection as a Great Place to Work for multiple years
To know more about Kaleidofin, do visit our site https://kaleidofin.com
- Lead and mentor a team of data scientists/analysts
- Provide analytical insights by analyzing various types of data, including mining our customer data, review of relevant cases/samples, and incorporation of feedback from others.
- Work closely with business partners and stakeholders to determine how to design analysis, testing, and measurement approaches that will significantly improve our ability to understand and address emerging business issues.
- Produce intelligent, scalable, and automated solutions by leveraging Data Science skills.
- Work closely with Technology teams on development of new capabilities to define requirements and priorities based on data analysis and business knowledge.
- Developing expertise in specific areas by leading analytical projects independently, while setting goals, providing benefit estimations, defining workflows, and coordinating timelines in advance.
- Providing updates to leadership, peers and other stakeholders that will simplify and clarify complex concepts and the results of analyses effectively with emphasis on the actionable outcomes and impact to business.
- The candidate will be suitably well versed with the appropriate information security responsibilities for the role and is responsible for adhering to them.
- Location: Chennai/Bangalore, mandatory work from office-hybrid
- 4+ years in advanced analytics, statistical modelling, and machine learning.
- Best practice knowledge in credit risk - strong understanding of the full lifecycle from origination to debt collection.
- Well-versed with ML algos, BIG data concepts, and cloud implementations
- High proficiency in Python and SQL/NoSQL
- Collections and Digital Channels experience a plus
- Strong organizational skills and excellent follow-through
- Outstanding written, verbal, and interpersonal communication skills
- High emotional intelligence, a can-do mentality and a creative approach to problem solving
- Takes personal ownership, Self-starter- ability to drive projects with minimal guidance and focus on high impact work.
- Learns continuously; Seeks out knowledge, ideas, and feedback.
- Looks for opportunities to build owns skills, knowledge, and expertise.
- Experience with big data and cloud computing viz. Spark, Hadoop (MapReduce, PIG, HIVE)
- Experience in risk and credit score domains preferred.
If you fit the bill, write to us at [email protected]
Chennai/Bangalore
