Mumbai Maharashtra Senior credit analyst Jobs – 121 Open Jobs Today

Institutional Credit Management - Underwriter - Vice President
Citi —Mumbai, Maharashtra
- Full-time
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
Assistant Manager
Bank of America —Mumbai, Maharashtra
- Full-time
- Microsoft Excel
- Master's degree
- SQL
11d
Sr. Associate (Alternative Credit)
Ares Management —Mumbai, Maharashtra
- Full-time
- Microsoft Excel
- Finance
- Analysis skills
Business Analyst / Functional Consultant
Avati Consulting Solutions —Mumbai, Maharashtra
- Finance
- Master's degree
- Project management
Director, Data Analytics
BlackRock Investments —Mumbai, Maharashtra
- Hybrid work
- Azure
- Computer Science
- Master's degree
- Work from home
Junior Associate - Capital Markets
Sanctuary —Mumbai, Maharashtra
- ₹800 - ₹1,500 a month
- Full-time
- Remote
- Google Suite
- Organizational skills
- Communication skills
Quick apply
Sr. Financial Analyst
NHBS LLP Global —Mumbai, Maharashtra
- Microsoft Excel
- Accounting
- Organizational skills
Associate
Standard Chartered —Mumbai, Maharashtra
- English
- Master's degree
- Analysis skills
- Health insurance
- Paid sick time
FX Derivatives Structuring
Deutsche Bank —Mumbai, Maharashtra
- Engineering
- Java
- SQL
- Health insurance
Rating Analyst - Securitization
Brickwork Ratings —Mumbai, Maharashtra
- Email
- Finance
- Analysis skills
- Presentation skills
19h
Sr. BI Analyst
Sundyne ITS —Mumbai, Maharashtra
- B.Sc
- Master's degree
- SQL
Senior Performance Test Engineer I
RELX —Mumbai, Maharashtra
- Full-time
- Azure
- AWS
- Scripting
Leveraged Finance Underwriter - Senior Vice President
Citi —Mumbai, Maharashtra
- Full-time
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
Senior Data Scientist I
RELX —Mumbai, Maharashtra
- Full-time
- Master's degree
- Machine learning
- AI
Product Manager - MLIO Knowledge Management
JPMorganChase —Mumbai, Maharashtra
- Full-time
- Azure
- B.Sc
- AWS
17h
QA-Market Risk
Barclays —Mumbai, Maharashtra
- Doctoral degree
- Master's degree
- C++
Associate - Risk
Linedata Services —Mumbai, Maharashtra
- Microsoft Powerpoint
- Microsoft Excel
- Master's degree
Director, Risk Advisory Head of Modelling, Mumbai
Fitch Solutions —Mumbai, Maharashtra
- Hybrid work
- Analysis skills
- Presentation skills
- Machine learning
Citi Community Capital - Real Estate Underwriting - Assistant Vice President
Citi —Mumbai, Maharashtra
- Full-time
- Microsoft Office
- Master's degree
- Organizational skills
- Paid time off
Sr Analyst, Consulting-KloudGin
Black & Veatch Family of Companies —Vikhroli, Mumbai, Maharashtra
- Full-time
- Oracle
- Computer Science
- Salesforce
- Health insurance
- Flexible schedule

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Institutional Credit Management - Underwriter - Vice President

Citi -
Mumbai, Maharashtra

Apply Now

Job details

Full-time

Qualifications

Microsoft Powerpoint
Microsoft Word
Microsoft Excel
Microsoft Office
Financial analysis
Master's degree
Bachelor's degree
Communication skills
Banking

Full job description

Job Req Id:

26943107

Location(s):

Mumbai, Maharashtra, India

Job Type:

Hybrid

Posted:

Mar. 02, 2026

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

Institutional Credit Management (ICM) is a first line of defense function (1LOD) that houses and consistently manages credit risk activities performed for Citi’s institutional clients. Within ICM, the Credit Underwriting function provides credit analysis, underwriting, and first line of defense credit approval for periodic / material transaction reviews, and the subsequent credit monitoring across all institutional business including Banking, Services, and Markets relationships.

Citi is seeking a highly qualified and motivated individual to join the ICM team as a Senior Underwriting Analyst (VP). The Senior Underwriting Analyst (VP) will be responsible for the comprehensive assessment and management of credit risk associated with Citi's Large Corporates portfolio. This role offers a unique opportunity to contribute to the prudent management of risk within a critical segment of the global economy.

Key Responsibilities:
Independently perform assigned responsibilities with limited supervision
Maintain coverage of a complex portfolio of obligors
Independent, timely completion of monitoring memos in assigned portfolio with minimal Underwriter comments
Author and/or support complex and time sensitive transaction memos, as required
Accurately and concisely analyze complex credits including criticized credits
Effectively lead/defend recommendations during Risk discussions. This includes defending projection model assumptions
Exhibit strong understanding of internal policies and procedures and keep up to date with any changes
Ensure timely completion of remediations identified during the internal testing process
[Depending on experience, reviews and engages in discussions on credit terms of loans, derivatives, or other trading documents]
Ensure compliance with key KPIs
Timely completion of all mandatory compliance / analytical trainings
Provide guidance and mentorship to Officers and AVPs on analytical matters
Assist in training for new joiners and recommend trainings around new procedures, improvement areas as needed

Key Competencies:
Demonstrated commitment to professional development and continuous learning
Ability to provide guidance and oversight to Analysts and Associates across portfolio monitoring requirements, financial modelling, and adherence to Policy & Procedure
Ability to build and maintain a network of internal resources and subject matter experts (across product, legal, operations, risk, and other relevant stakeholders) as needed
Ability to interpret and apply internal credit policies and procedures
Adherence to the highest ethical standards and a commitment to Citi's core values
Excellent verbal & written communication skills. Active listening skills
Excellent interpersonal and relationship-building skills with the ability to build relationships and exert influence with and without direct authority. Willingness to work under pressure and manage time and priorities effectively with little to no supervision.

Qualifications/Knowledge/Experience:
Minimum 6 years of experience, specifically in credit-related roles within Banking, Credit Risk Management, or a comparable field
Credit Officer (CO) or demonstrating the skills aligned with that designation
Strong skills in financial analysis, including proficiency in interpreting financial statements and identifying key risk indicators
Proficient knowledge of product documentation and ability to negotiate terms
Proficient in modeling techniques with a deep understanding of modeling principles
Proven ability to identify and escalate potential risk issues in a timely manner
Excellent written and verbal communication skills
Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint)
Bachelor’s/University degree, Master’s degree preferred.

What We Offer

Opportunities to grow your career locally and collaborate with colleagues across Citi's global network.
A hybrid working model that balances in-office collaboration with remote flexibility.
Investment in your professional development through training programmes, mentorship, and skill-building opportunities.
Employee wellbeing support including medical coverage, mental health resources, parental leave, and family support programmes.
Competitive retirement contributions and investment options to support your long-term financial goals.

Job Family Group:

Risk Management

Job Family:

Credit Risk

Time Type:

Full time

Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.

Apply Now

Refine Your Search

senior credit analyst jobs in mumbai maharashtra

Institutional Credit Management - Underwriter - Vice President

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Sr. Associate (Alternative Credit)

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Director, Data Analytics

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Associate - Risk

Director, Risk Advisory Head of Modelling, Mumbai

Citi Community Capital - Real Estate Underwriting - Assistant Vice President

Sr Analyst, Consulting-KloudGin

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