gujarat credit analyst Jobs – 32 Open Jobs Today

Senior Credit Analyst
Aditya Birla Group —Gujarat
- Research
Regional Credit Manager
Aditya Birla Group —Gujarat
Area Credit Manager
Aditya Birla Group —Gujarat
Credit Manager
Reaghan Fashions Pvt Ltd —Vesu, Surat, Gujarat
- ₹40,000 - ₹55,000 a month
- Full-time
- Hybrid work
- Finance
- Master's degree
- Bachelor's degree
Quick apply
10d
Loan Officer - Retail MFB - Sales - Ranasan - Krishna Complex - J Grades
TATA Capital —Gujarat
- Full-time
- Bachelor's degree
Loan Officer - Sales - MFB - Baroda - Pancham Highstreet - J Grades
TATA Capital —Gujarat
- Full-time
- Bachelor's degree
Manager Accounts Receivable and Credit Control- Ahmedabad, India
Qatar Airways —Ahmedabad, Gujarat
- Microsoft Excel
- ERP systems
- Microsoft Office
Credit Analyst-Project Finance-Surat-60k
RISHI JOBS —Surat, Gujarat
- ₹4 - ₹7 an hour
- Finance
- Master's degree
- MBA
Quick apply
Loan Officer
Brookland —Palanpur, Gujarat
- ₹12,000 - ₹25,000 a month
- Analysis skills
Credit Analyst
Loanwoan.com —Vadodara, Gujarat
- Microsoft Excel
- Finance
- Master's degree
Area Credit Manager-Mid Corporate-Credit Appraisal-Ahmedabad - Naranpura-M4-M6
TATA Capital —Ahmedabad, Gujarat
- Full-time
- Master's degree
- MBA
Credit Analyst
Upkram Technologies Pvt. Ltd. —Ahmedabad, Gujarat
- ₹12,000 - ₹18,000 a month
- Full-time
- Microsoft Office
- Accounting
- In-person
- Health insurance
- Paid sick time
Quick apply
Area Credit Manager - Emerging Business - Credit Appraisal - Ahmedabad - Navrangpura - MM
TATA Capital —Ahmedabad, Gujarat
- Full-time
- Master's degree
- Business Administration
- MBA
Area Credit Manager-Supply Chain-Credit Appraisal-Ahmedabad - Naranpura-M4-M6
TATA Capital —Ahmedabad, Gujarat
- Full-time
- Master's degree
- MBA
Loan Officer
Global Garner Sales Services —Ahmedabad, Gujarat
Area Credit Manager-Emerging Business - Credit Appraisal-Ahmedabad - Naranpura-MM
TATA Capital —Ahmedabad, Gujarat
- Full-time
- Master's degree
- MBA
Financial Analyst
AIS InfoSource —Vadodara, Gujarat
- English
- Microsoft Office
- Master's degree
Relationship Officer – Business Loan (Unsecured & Micro LAP)
Light Microfinance —Gujarat
- Full-time
- Bachelor's degree
- Travel
- Communication skills
Loan Officer - Retail MFB - Sales - Santrampur - Ukhreli - J Grades
TATA Capital —Gujarat
- Full-time
- Bachelor's degree
Loan Officer - Retail MFB - Sales - Vadtal - Desai Vago - J Grades
TATA Capital —Gujarat
- Full-time
- Bachelor's degree

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Senior Credit Analyst

Aditya Birla Group -
Gujarat

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Job details

Qualifications

Research

Full job description

Designation:

Location: India Gujarat Turquoise Ahmedabad

Organization: Financial Services

Job Description:

Key Result Areas

Supporting Actions

To Assess and conduct detailed credit analysis & evaluation of lending proposals for approval / decision at the local level or further recommendation for approval/ decision to Risk team for further approval at CC level

Meet with developers and builders to understand the viability of their projects, in terms of project scale, progress and financials
Provide inputs towards the structuring of the deal, ensuring compliance with internal risk and external regulatory requirements
Carry out an analysis of the balance sheet and recent financial results of developers and their organizations
Carry out background research on the project, the developer and the regional market, highlighting any negative reports so as to ensure the quality of ABHFL’s lending portfolio
To interact with the Legal and Technical agencies to ensure that property risk have been understood and mitigated.
Monitor statutory real estate guidelines and assess any relevant information from these sources
Manage direct relationships with developer finance and accounts teams to get timely and correct information
Prepare a credit memo and forward it to the Risk team /credit committee, following up on action so as to ensure minimal turn-around-time of the approval process
To ensure document execution from RMs & the handover of complete documentation to MOG for disbursement of loans. Ensuring proper mortgage is created in favor of ABFL. Ensuring the underlying security mortgaged is marketable and having a clear title.

Emphasize strict compliance and adherence to internal risk management and external regulatory norms

Ensure a thorough understanding and acceptance of the ABFL credit risk strategies, and ensure that appropriate credit risk parameters are incorporated in proposals
To work with the Central Risk teams to identify risk areas and build processes to mitigate risk, including performance metrics and documented procedures
Monitor customer accounts on a periodic basis to ensure the maintenance of acceptable asset quality levels
Track delinquent and potentially problematic accounts closely, taking action to minimize the level of NPAs within the region

Vendor Management

Identifying and recommendation for Appointment of vendors at local levels including valuation, legal, Field Investigation Agencies, Fraud Containment Agencies.
Managing TAT with various vendors – a) Field investigation, b) Lawyers, c) Technical Valuers, d) RCU agency to ensure Customer Delight
Regular Training and reviewing the performance of the vendors with regular interaction and keeping eye on the other financial institution association.

Process Management

Ensuring that end to end processes are followed as per the SOPs as defined for CF at the local assessment level
Continuous improvement in credit approval process to meet the dynamic business needs and instituting mechanisms for adherence of risk associated with the product s, safety of financed amount and customer satisfaction.
Proper capturing of data in the requisite system to ensure proper MIS generation for business decisions
Training implementation for Local Credit Process team, Sales team on product, processes, legal and technical aspects.
Handling customer escalations and complaints during and post disbursements – replies to mailers, correspondences with co-ordination with the legal team

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Refine Your Search

credit analyst jobs in gujarat

Senior Credit Analyst

Regional Credit Manager

Area Credit Manager

Credit Manager

Loan Officer - Retail MFB - Sales - Ranasan - Krishna Complex - J Grades

Loan Officer - Sales - MFB - Baroda - Pancham Highstreet - J Grades

Manager Accounts Receivable and Credit Control- Ahmedabad, India

Credit Analyst-Project Finance-Surat-60k

Loan Officer

Credit Analyst

Area Credit Manager-Mid Corporate-Credit Appraisal-Ahmedabad - Naranpura-M4-M6

Credit Analyst

Area Credit Manager - Emerging Business - Credit Appraisal - Ahmedabad - Navrangpura - MM

Area Credit Manager-Supply Chain-Credit Appraisal-Ahmedabad - Naranpura-M4-M6

Loan Officer

Area Credit Manager-Emerging Business - Credit Appraisal-Ahmedabad - Naranpura-MM

Financial Analyst

Relationship Officer – Business Loan (Unsecured & Micro LAP)

Loan Officer - Retail MFB - Sales - Santrampur - Ukhreli - J Grades

Loan Officer - Retail MFB - Sales - Vadtal - Desai Vago - J Grades

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