Bengaluru Karnataka Residential credit Jobs – 29 Open Jobs Today

Asset & Wealth Management , Private Bank Lending, Underwriting, Associate, Bengaluru
Goldman Sachs —Bengaluru, Karnataka
- Master's degree
- Analysis skills
- Project management
- Health insurance
Senior Analyst Residential Credit
Pretium Enterprise Operations India Private Limited (PES India) —Bengaluru, Karnataka
- Full-time
- Microsoft Word
- Microsoft Outlook
- Master's degree
Quick apply
Manager - Residential Mortgage Underwriting
SAIGroup —Bengaluru, Karnataka
- Management
- Analysis skills
- Continuous improvement
Quick apply
2d
Global Banking & Markets Operations - Loans Corporate Actions - Associate - Bengaluru
Goldman Sachs —Bengaluru, Karnataka
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
- Health insurance
7d
Analyst Residential Credit
Pretium Enterprise Operations India Private Limited (PES India) —Bengaluru, Karnataka
- Full-time
- Microsoft Office
- Finance
- Master's degree
Quick apply
Team Lead Residential Credit
Pretium Enterprise Operations India Private Limited (PES India) —Bengaluru, Karnataka
- Full-time
- Management
- Accounting
Quick apply
9d
FS-RISK CONSULTING-FSRM - Basel III Business Analyst _CSTC-SENIOR
EY —Bengaluru, Karnataka
- Microsoft Powerpoint
- Microsoft Excel
- Azure
1d
Audit & Assurance | Securitization - Analyst
Deloitte —Bengaluru, Karnataka
- Microsoft Word
- Microsoft Excel
- Master's degree
Associate Director - Architecure
RATHI ASSOCIATES —Ulsoor, Bengaluru, Karnataka
- ₹1,00,000 - ₹2,00,000 a month
- Full-time
- Master's degree
- Bachelor's degree
- Construction experience
Quick apply
10h
Business Development Executive – Real Estate
Karam Estates and Developers —JP Nagar, Bengaluru, Karnataka
- ₹30,000 - ₹45,000 a month
- Full-time
- Microsoft Powerpoint
- Microsoft Word
- Civil engineering
- Cell phone reimbursement
Quick apply
Manager Financial Planning & Analysis
Pretium Enterprise Operations India Private Limited (PES India) —Bengaluru, Karnataka
- Full-time
- Microsoft Powerpoint
- Microsoft Excel
- Research
Quick apply
2d
Team Head - Interior Vertical
RATHI ASSOCIATES —Ulsoor, Bengaluru, Karnataka
- ₹75,000 - ₹1,50,000 a month
- Full-time
- Master's degree
- Bachelor's degree
- In-person
Quick apply
5d
Account Executive
RATHI ASSOCIATES —Ulsoor, Bengaluru, Karnataka
- ₹30,000.00 - ₹30,537.02 a month
- Full-time
- Microsoft Excel
- Master's degree
- Bachelor's degree
Quick apply
5d
Mortgage Loan Processing SME
SAIGroup —Bengaluru, Karnataka
- Full-time
- English
- AI
- Communication skills
Quick apply
Senior Risk Analyst IND
OSB Group —Bengaluru, Karnataka
- Microsoft Powerpoint
- Microsoft Excel
- SQL
Quick apply
Project Procurement Manager - Interiors
INDIGO INTERIORS —RamamurthyNagar, Karnataka
- ₹35,000 - ₹55,000 a month
- Full-time
- Microsoft Excel
- ERP systems
- Analysis skills
Quick apply
8d
Residential Mortgage Loan Underwriter (Contract)
JazzX AI —Bengaluru, Karnataka
- AI
- Communication skills
Quick apply
US Mortgage - Underwriter
Infrrd —Bengaluru, Karnataka
- Full-time
- Analysis skills
- Product management
- Quality control
Associate Program Manager
FINACPLUS GLOBAL SERVICES PRIVATE LIMITED —Bengaluru, Karnataka
- Full-time
- Computer Science
- Engineering
- Microsoft Office
Quick apply
Architectural Assistant
RATHI ASSOCIATES —Ulsoor, Bengaluru, Karnataka
- ₹35,000 - ₹50,000 a month
- Full-time
- AutoCAD
- Construction experience
- In-person
Quick apply
11h

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Asset & Wealth Management , Private Bank Lending, Underwriting, Associate, Bengaluru

Goldman Sachs -
Bengaluru, Karnataka

Apply Now

Job details

Benefits

Health insurance

Qualifications

Underwriting
Master's degree
Analysis skills
Project management
Bachelor's degree
Accounting
Financial accounting
Business Administration
MBA
Chartered Financial Analyst
Communication skills
Banking

Full job description

Wealth Management

Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth individuals, as well as family offices, foundations and endowments, and corporations and their employees. Our consumer business provides digital solutions for customers to better spend, borrow, invest, and save. Across Wealth Management, our growth is driven by a relentless focus on our people, our clients and customers, and leading-edge technology, data and design.

Goldman Sachs Private Bank

Goldman Sachs Private Bank provides competitive borrowing and cash management solutions from Goldman Sachs Bank USA that are strategically integrated with our client’s wealth management goals. Our experienced team partners with PWAs to advise clients on new loans, refinancing and restructuring of existing loans along with overall liability management. Our lenders and mortgage specialists provide a wide range of creative borrowing solutions against asset classes ranging from marketable securities and alternative investments, residential and commercial real estate to more tailored solutions against private assets such as aviation, fine art or vineyards. All team members are employees of Goldman Sachs Bank, USA

Private Lending Underwriting

Private Lending Underwriting (PLU), based in Bengaluru, is primarily responsible for the underwriting of loans to GS Private Wealth Management (PWM) clients. In this capacity, PLU assesses, underwrites, documents, and monitors the credit and business risks incurred in loan transactions. The underwriting process includes a thorough analysis of the borrower’s financial condition, assessment of any collateral securing the loan, identification of risks and mitigants, among other items. Types of loans underwritten include commercial real estate, GS and third-party private equity/hedge funds (including co-invest facilities), aircraft, fine art, hobby properties, private company stock, yachts, marketable securities, etc.

PLU also ensures that the underwriting standards approved by the bank are adhered to in the loan approval process, with exceptions appropriately mitigated and documented. In addition, PLU participates in various business-related initiatives, such as new product development and systems/operational enhancements.

Private Lending is a part of GS Private Bank (PB), which is a business initiative of Goldman Sachs. PLU employees are employees of Goldman Sachs Bank USA.

How you will fulfill your potential

Evaluate all risk and economic implications of transactions, using strong analytical and technical skills

Work closely with the Regional Lending Team to advise and develop solutions for clients that meet their needs and remain within acceptable risk parameters for the Bank
Develop and maintain a thorough understanding of the product suite offered in Private Lending. Ensure consistency in the underwriting process and with the standards prescribed in the Product Lending Guides
Document the loan structure and analysis for credit approval and file documentation purposes
Ensure that loan documentation is consistent with the approved terms and that appropriate risk ratings are assigned to each loan transaction
Confirm compliance with all covenant and collateral monitoring procedures
Ensure that loan approvals and policy exceptions are documented appropriately and that credit files are maintained in a satisfactory manner
Interact with banking regulators on an as needed basis. Provide other support of GS Bank USA’s loan portfolio as requested
Foster strong communication with Regional Private Lending teams, Credit Risk Management, PWM teams, clients and GS Bank USA personnel

Skills and experience we are looking for

A Bachelor’s degree (MBA preferred for a more senior role)
CPA or CFA a plus
3+ years of work experience in a financial field (mortgage or insurance underwriting is not relevant for this role)
Relevant work experience in commercial banking and/or private banking underwriting or credit roles
Key skills include detailed knowledge of financial accounting, analysis, and modeling
Excellent communication skills, both oral and written
Strong project management, multi-tasking, and work organization skills
Flexible, personable, confident, and self-motivated while focusing on being a team player
Desire to be part of a dynamic and growing business
No licensing required for this role

About Goldman Sachs

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. about our culture, benefits, and people at GS.com/careers.

We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. : https://www.goldmansachs.com/careers/footer/disability-statement.html

Goldman Sachs is an equal employment/affirmative action employer

We Offer Best-In-Class Benefits

Healthcare & Medical Insurance

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

Holiday & Vacation Policies

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health Services

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care

We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Benefits at Goldman Sachs

Read more about the full suite of class-leading benefits our firm has to offer.

Opportunity Overview

CORPORATE TITLEAssociate

OFFICE LOCATION(S)Bengaluru

JOB FUNCTIONRisk Governance

DIVISIONAsset & Wealth Management

Apply Now

Refine Your Search

residential credit jobs in bengaluru karnataka

Asset & Wealth Management , Private Bank Lending, Underwriting, Associate, Bengaluru

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Global Banking & Markets Operations - Loans Corporate Actions - Associate - Bengaluru

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