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32

credit manager jobs in jharkhand

ABHFL- Credit Manager - Affordable - Jamshedpur
Aditya Birla Group —Jharkhand
Area Credit Manager-CEQ -Ranchi - Satya Ganga Arcade - JM
TATA Capital —Ranchi, Jharkhand
- Full-time
- Master's degree
- Business Administration
- MBA
Relationship Manager - Mid Corporate - Sales - Ranchi - Satya Ganga Arcade - JM
TATA Capital —Ranchi, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
14d
Manager Business Development- Paints
Shyam Steel Industries Ltd —Ranchi, Jharkhand
- ₹8,00,000 - ₹11,00,000 a year
- Full-time
- Marketing
- Master's degree
- Project management
- Cell phone reimbursement
- Food provided
Quick apply
Manager - Retail Credit - Housing - Credit - Ranchi - Bansal Plaza - JM
TATA Capital —Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
- MBA
Area Audit Manager - Ranchi
Aditya Birla Group —Jharkhand
- Management
Territory Manager- Ranchi
Aditya Birla Group —Jharkhand
- Sales
- Bachelor's degree
- Communication skills
Business Development Manager (Remote)
Vandana ispat —Ranchi, Jharkhand
- ₹25,000 - ₹40,000 a month
- Full-time
- Microsoft Word
- Microsoft Excel
- Finance
Quick apply
13d
Area Credit Manager-CEQ-Credit Appraisal-Ranchi - Bansal Plaza - MM
TATA Capital —Ranchi, Jharkhand
- Full-time
- Master's degree
- MBA
ABHFL - Area Sales Manager - Informal - Ranchi
Aditya Birla Group —Jharkhand
Relationship Manager-Supply Chain-Sales-Ranchi-Bansal Plaza-JM
TATA Capital —Ranchi, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
Location Manager_Secured_Giridih
Aditya Birla Group —Jharkhand
- Sales
- Bachelor's degree
- Team management
Area Sales Manager - Micro Finance - Ranchi - Bansal Plaza - JM
TATA Capital —Ranchi, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
Relationship Manager - CEQ Finance - Sales - Jamshedpur - Gayatri Enclave - JM
TATA Capital —Jamshedpur, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
Relationship Manager-Equipment Finance-Sales(Digital)-Jamshedpur - Gayatri Enclave- JM
TATA Capital —Jamshedpur, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
CUSTOMER CARE EXECUTIVE
HDFC Bank —Hazaribag, Jharkhand
- Team management
- Banking
Relationship Manager - Supply Chain - Sales - Jamshedpur - Gayatri Enclave - JM
TATA Capital —Jamshedpur, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
Billing Executive
Tirupati Transport —Ranchi, Jharkhand
- ₹22,000 - ₹25,000 a month
- Microsoft Excel
- Finance
- Master's degree
Quick apply
Relationship Manager - Emerging Corporate - Sales - Jamshedpur - Gayatri Enclave - JM
TATA Capital —Jamshedpur, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
Relationship Manager - Emerging Corporate - Sales - Ranchi - Satya Ganga Arcade - JM
TATA Capital —Ranchi, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree

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ABHFL- Credit Manager - Affordable - Jamshedpur

Aditya Birla Group -
Jharkhand

Apply Now

Job details

Full job description

Designation:

Location: India Jharkhand Saluja Tower, 3rd Floor

Organization: Financial Services

Job Description:

Key Result Areas

Supporting Actions

Underwriting and Portfolio Quality Management

Execute risk and credit operations for assigned transactions in adherence with defined frameworks and principles across ABHFL business lines
Evaluate and approve proposals as per defined approval matrix, seeking guidance from seniors and assisting peers on specific cases as required
Liaise with relevant Legal, Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required
Monitor the bounce rates as per threshold limits.

Process Efficiency

Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives
Coordinate seamlessly with Credit Processing Analysts and Credit Analysts to ensure files are logged appropriately and analyzed thoroughly
Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalate to RCM as required
Effectively managing external vendors to ensure quality of reports & TAT
Efficiently track Cost and ensure they are within budgeted levels.
Ensure accurate data capture in LOS and maintain high quality of documentation.
Ensure collection of Post disbursal documents within assigned time frame.

Risk Compliance & Control

Ensure compliance with established risk management principles and norms; compile periodic and need based MIS, reports, escalation case documents, etc.
Conduct local risk operations in line with defined ‘Maker – Checker’ mechanism with Sales and Operations teams in a systematic manner, across key aspects such as exception approvals, collateral valuation, PDD completion, cheque bounce collections, etc.
Ensure minimal critical observations in Audit and also to ensure all observations are resolved within specified TAT’s.

Collection Efficiency

Work in alignment with process-driven mechanisms for coordination with the Collections/ Operations team on tracking delinquency cases and driving collections efficiently and effectively
Escalate specific/ complex cases, as required, to RCM for recovery and delinquency/ NPA avoidance
Monitoring of delinquent portfolios. Liaison with key delinquent customers and support collections team for resolutions of all cases
Report fraud cases to Risk monitoring team and Regional/Zonal Risk Head.

Business Growth and Sustainability

Work in partnership with Sales and Operations colleagues on case-based decision making for effective support on business growth and sustainability

Self-Development & Internal Stakeholder Coordination

Seek development to execute better risk assessment and loan underwriting via technical skill-up (e.g. proficiency on legal & technical documents, property business practices & norms, etc.) and role clarity
Maintain relationships with internal stakeholders for smooth coordination on complex/ escalation/ exception cases

Apply Now

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