Jharkhand Credit manager Jobs – 23 Open Jobs Today

Manager - Retail Credit - Housing - Credit - Ranchi - Bansal Plaza - JM
TATA Capital —Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
- MBA
Area Credit Manager-CEQ-Credit Appraisal-Ranchi - Bansal Plaza - MM
TATA Capital —Ranchi, Jharkhand
- Full-time
- Master's degree
- MBA
Billing Executive
Tirupati Transport —Ranchi, Jharkhand
- ₹22,000 - ₹25,000 a month
- Microsoft Excel
- Finance
- Master's degree
Quick apply
Area Sales Manager - Micro Finance - Ranchi - Bansal Plaza - JM
TATA Capital —Ranchi, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
Relationship Manager-Equipment Finance-Sales(Digital)-Jamshedpur - Gayatri Enclave- JM
TATA Capital —Jamshedpur, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
Location Manager_Secured_Giridih
Aditya Birla Group —Jharkhand
- Sales
- Bachelor's degree
- Team management
Regional Sales Manager - MFB - Ranchi - Bansal Plaza - MM
TATA Capital —Ranchi, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
Area Sales Manager - MFB - Ranchi - Satya Ganga Arcade - JM
TATA Capital —Ranchi, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
Relationship Manager - CEQ Finance - Sales - Jamshedpur - Gayatri Enclave - JM
TATA Capital —Jamshedpur, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
Relationship Manager - Emerging Corporate - Sales - Jamshedpur - Gayatri Enclave - JM
TATA Capital —Jamshedpur, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
Relationship Manager - Mid Corporate - Sales - Ranchi - Satya Ganga Arcade - JM
TATA Capital —Ranchi, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
Relationship Manager-Supply Chain-Sales-Ranchi-Bansal Plaza-JM
TATA Capital —Ranchi, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
Relationship Manager - Supply Chain - Sales - Jamshedpur - Gayatri Enclave - JM
TATA Capital —Jamshedpur, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
Relationship Manager - Emerging Corporate - Sales - Ranchi - Satya Ganga Arcade - JM
TATA Capital —Ranchi, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
Zonal Sales Manager - MFB - Ranchi - Bansal Plaza - MM
TATA Capital —Ranchi, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
CM-Patna Informal
Aditya Birla Group —Jharkhand
- Finance
- Master's degree
- Analysis skills
Sales Manager - Business Loans - Direct - Jamshedpur - Gayatri Enclave - JGrade
TATA Capital —Jamshedpur, Jharkhand
- Full-time
- Master's degree
- Bachelor's degree
Outbound Sales Executive — Telesales
Ayuda Solutions —Ranchi, Jharkhand
- Email
- English
- 12th Pass
- Bachelor's degree
- Health insurance
CM-Muzaffarpur Informal
Aditya Birla Group —Jharkhand
- Finance
- Master's degree
- Analysis skills

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Location Manager_Secured_Giridih
Aditya Birla Group —Jharkhand
The business is highly retail in nature, characterized by high transaction volumes, smaller ticket sizes, and significantly higher spread and profit margins (up…
Relationship Manager - Emerging Corporate - Sales - Jamshedpur - Gayatri Enclave - JM
TATA Capital —Jamshedpur, Jharkhand
Managing customer relationships; addressing both service & sales queries for customers with an objective to engage & retain customers.

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Manager - Retail Credit - Housing - Credit - Ranchi - Bansal Plaza - JM

TATA Capital -
Jharkhand

Apply Now

Job details

Full-time

Qualifications

Master's degree
Bachelor's degree
MBA

Full job description

· To underwrite mortgage business and manage the portfolio in assigned branch /location

Core Responsibilities:

o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.

o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes.

o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.

o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures.

o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.

o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties

o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems

o Exceed service quality standards and strive for continuous process improvement

o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.

o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal.

o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team.

o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable.

o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies

o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team.

o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV.

Qualification : Graduate, Masters/Post Graduate

Certifications : CA/MBA (Preferable)

Apply Now

Refine Your Search

credit manager jobs in jharkhand

Manager - Retail Credit - Housing - Credit - Ranchi - Bansal Plaza - JM

Area Credit Manager-CEQ-Credit Appraisal-Ranchi - Bansal Plaza - MM

Billing Executive

Area Sales Manager - Micro Finance - Ranchi - Bansal Plaza - JM

Relationship Manager-Equipment Finance-Sales(Digital)-Jamshedpur - Gayatri Enclave- JM

Location Manager_Secured_Giridih

Regional Sales Manager - MFB - Ranchi - Bansal Plaza - MM

Area Sales Manager - MFB - Ranchi - Satya Ganga Arcade - JM

Relationship Manager - CEQ Finance - Sales - Jamshedpur - Gayatri Enclave - JM

Relationship Manager - Emerging Corporate - Sales - Jamshedpur - Gayatri Enclave - JM

Relationship Manager - Mid Corporate - Sales - Ranchi - Satya Ganga Arcade - JM

Relationship Manager-Supply Chain-Sales-Ranchi-Bansal Plaza-JM

Relationship Manager - Supply Chain - Sales - Jamshedpur - Gayatri Enclave - JM

Relationship Manager - Emerging Corporate - Sales - Ranchi - Satya Ganga Arcade - JM

Zonal Sales Manager - MFB - Ranchi - Bansal Plaza - MM

CM-Patna Informal

Sales Manager - Business Loans - Direct - Jamshedpur - Gayatri Enclave - JGrade

Outbound Sales Executive — Telesales

CM-Muzaffarpur Informal

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