Lucknow Uttar Pradesh Financial analyst Jobs – 3 Open Jobs Today

Senior Associate, Credit Analyst - Checker, Small Medium Enterprises
DBS Bank —Lucknow, Uttar Pradesh
- Full-time
- Microsoft Excel
- Microsoft Office
- Finance
7d
Account Specialist (Bing Ads Analyst)
InMobi —Lucknow, Uttar Pradesh
- English
- SQL
- Machine learning
Quick apply
9d
Senior Accounts Payable Analyst
Ardem Incorporated —Lucknow, Uttar Pradesh
- Full-time
- Hybrid work
- Oracle
- ERP systems
- English

More jobs to discover

Find similar jobs that you might be interested in.

Account Specialist (Bing Ads Analyst)
InMobi —Lucknow, Uttar Pradesh
Microsoft Advertising empowers the largest advertisers around the world to reach their maximum potential through paid search engine marketing on the Microsoft…
Quick apply
9d

I want to receive the latest job alerts for financial analyst in lucknow uttar pradesh

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Explore jobs in more locations

financial analyst jobs near lucknow uttar pradesh

Account Analyst jobs in Bengaluru, Karnataka

Mis Analyst jobs in Pune, Maharashtra

Fresher Analyst jobs in Bengaluru, Karnataka

Account Analyst jobs in Chennai, Tamil Nadu

Data Analyst jobs in Lower Parel, Mumbai, Maharashtra

Udyog Vihar Phase, Accounts jobs in Gurugram, Haryana

Senior Accounts Payable Clerk jobs in Haryana

Senior Accountant jobs in Coimbatore, Tamil Nadu

Accounts Manager jobs in Hyderabad, Telangana

Senior Accounts Payable Clerk jobs in West Bengal

Senior Accounts Payable Clerk jobs in Chennai, Tamil Nadu

Senior Accounts Payable Clerk jobs in Basavanagudi, Bengaluru, Karnataka

Senior jobs in Coimbatore, Tamil Nadu

Senior Credit Analyst jobs in Bengaluru, Karnataka

Data Analyst , Fresher jobs in Chennai, Tamil Nadu

Senior Credit Analyst jobs in Raipur, Chhattisgarh

Senior Credit Analyst jobs in Mumbai, Maharashtra

Seo Analyst jobs in Chennai, Tamil Nadu

Senior Credit Analyst jobs in Remote

Senior Citizen, Part Time jobs in Chennai, Tamil Nadu

Senior Associate, Credit Analyst - Checker, Small Medium Enterprises

DBS Bank -
Lucknow, Uttar Pradesh

Apply Now

Job details

Full-time
7 days ago

Qualifications

Microsoft Excel
Microsoft Office
Financial analysis
Finance
Master's degree
Analysis skills
Quality assurance
Mentoring
Accounting
Communication skills
Credit analysis

Full job description

Job Purpose :

Credit Analyst - Checker plays a critical role in ensuring the quality and accuracy of SME onboarding and credit assessments. This involves independently reviewing application processes by Makers, verifying the accuracy of data, assessments, and compliance with internal policies and regulatory requirements. The role requires a high level of attention to detail, strong analytical skills, and a thorough understanding of credit risk and compliance.

Key Accountabilities:

Team Mentoring and Maker Development/Training: Provide guidance, training, and mentorship to Makers to improve their skills, knowledge, and adherence to procedures. This includes identifying training needs, conducting training sessions, and providing constructive feedback.
TAT Adherence: Meet defined Turn Around Time (TAT) targets for Appraisal to Approval of logins
Credit Assessment Verification: Verify the accuracy and appropriateness of credit assessments performed by Makers, ensuring alignment with established credit policies and risk.
Compliance Checks: Conduct thorough compliance checks, ensuring adherence to internal policies, and product specifications. Identify and flag any potential compliance breaches.
Quality Control: Identify and report any discrepancies, errors, or inconsistencies in application processing, contributing to continuous improvement of processes and procedures.
Documentation Review: Review supporting documentation for completeness and authenticity, ensuring all necessary information is present and accurately reflects the ABL login requirements.
Escalation: Escalate complex or unusual cases to senior management for further review and decision-making.
Reporting: Maintain accurate records and provide regular reports on the quality of application processed and any identified issues.
Policy Adherence: Ensure strict adherence to established credit policies, procedures, and regulatory requirements.
Continuous Improvement: Contribute to process improvements by identifying areas for enhanced efficiency and risk mitigation.

Job Duties & responsibilities:

Team Mentoring and Maker Development/Training: Provide guidance, training, and mentorship to Makers to improve their skills, knowledge, and adherence to procedures. This includes identifying training needs, conducting training sessions, and providing constructive feedback.
Application Review: Independently review SME applications processed by Makers, verifying the completeness and accuracy of data, documentation, and assessments.
TAT Adherence: Meet defined Turn Around Time (TAT) targets for Appraisal to Approval of logins
Credit Assessment Verification: Verify the accuracy and appropriateness of credit assessments performed by Makers, ensuring alignment with established credit policies and risk.
Compliance Checks: Conduct thorough compliance checks, ensuring adherence to internal policies, and product specifications. Identify and flag any potential compliance breaches.
Quality Control: Identify and report any discrepancies, errors, or inconsistencies in application processing, contributing to continuous improvement of processes and procedures.
Documentation Review: Review supporting documentation for completeness and authenticity, ensuring all necessary information is present and accurately reflects the ABL login requirements.
Escalation: Escalate complex or unusual cases to senior management for further review and decision-making.
Reporting: Maintain accurate records and provide regular reports on the quality of application processed and any identified issues.
Policy Adherence: Ensure strict adherence to established credit policies, procedures, and regulatory requirements.
Continuous Improvement: Contribute to process improvements by identifying areas for enhanced efficiency and risk mitigation.
Other duties as assigned.

Requirements:

3 to 4 years of experience in SME Credit Analysis, Credit Underwriting, Credit Operations, or SME Lending.
Experience in reviewing credit proposals, financial analysis, and credit assessment of SME customers.
Exposure to maker-checker processes, quality assurance, or credit approval controls is preferred.
Experience in KYC, AML, regulatory compliance, and credit documentation review.
Prior experience in mentoring, coaching, or training junior team members is an advantage.
Strong understanding of SME lending products and credit underwriting principles
Strong knowledge of credit policies, lending guidelines, and internal approval frameworks.
Understanding of RBI regulations, KYC, AML, and regulatory compliance requirements.

Education / Preferred Qualifications

Master’s degree in finance, Accounting, or a related field.

Core Competencies:

Proven experience in a credit analysis or similar role, preferably within the SME sector.
Strong understanding of credit risk assessment principles and methodologies.
Excellent attention to detail and accuracy.
Strong analytical and problem-solving skills.
Excellent communication and interpersonal skills.
Ability to work independently and as part of a team.
Knowledge of relevant regulations and compliance requirements.

Technical Competencies:

Experience with SME lending platforms or systems.

Proficiency in Microsoft Office Suite, particularly Excel.

Work Relationship:

A collaborative relationship focused on achieving team goals and maintaining quality standards

Location:

Lucknow

Job:

Risk Management

Schedule:

Regular

Employee Status:

Full time

Apply Now

Refine Your Search

financial analyst jobs in lucknow uttar pradesh

Senior Associate, Credit Analyst - Checker, Small Medium Enterprises

Account Specialist (Bing Ads Analyst)

Senior Accounts Payable Analyst

More jobs to discover

I want to receive the latest job alerts for financial analyst in lucknow uttar pradesh

Explore jobs in more locations

Jobseeker tools

Employer Tools

Browse

Stay Connected