Mumbai, Mh Bank relationship officer (1 2 yrs.) Jobs – 2 Open Jobs Today

Senior Executive- Underwriter Bank Loan
NHBS LLP Global —Mumbai, Maharashtra
- Microsoft Word
- Microsoft Excel
- Research
Field Officer Sales (Business Loan - NBFC or Banking related experience)
Adhaan Hiring Edge Solution Pvt Ltd —Mumbai, Maharashtra
- ₹20,000 - ₹50,000 a month
- Full-time
- Sales
- Business development
- In-person
Quick apply

I want to receive the latest job alerts for bank relationship officer (1 2 yrs.) in mumbai, mh

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Explore jobs in more locations

bank relationship officer (1 2 yrs.) jobs near mumbai, mh

Loan Officer jobs in Mumbai, Maharashtra

Duty Doctor, Doctor, Medical Officer ,hospital jobs in Hyderabad, Telangana

Loan Officer jobs in Rajajinagar, Bengaluru, Karnataka

Loan Officer jobs in Howrah Maidan, Kolkata, West Bengal

Loan Officer jobs in Sangli, Maharashtra

Factory Medical Officer, Doctor jobs in Chennai, Tamil Nadu

Medical Officer, Bums Unani Doctor jobs in Mumbai, Maharashtra

Loan Officer jobs in Gujarat

Senior Executive- Underwriter Bank Loan

NHBS LLP Global
Mumbai, Maharashtra

Apply Now

Job details

Qualifications

Microsoft Word
Microsoft Excel
Underwriting
Auditing
Accounting software
Research
Analysis skills
Accounting
General ledger accounting
Chartered Accountant
Communication skills

Full job description

Location: Mumbai
Qualification: 2 to 3 years

Academic Qualification

Chartered Accountant or equivalent
Knowledge: Underwriting and analysis experience of loan documents, financial statements, collateral documents, research for specific sector, ability to comprehend complex commercial credits.
Research skills: They require the ability to conduct research into borrowers and industries to be abreast with factors that may affect profitability and the borrower’s ability to repay loans.
Knowledge of finance, accounting, Ledger Analysis, statutory dues requirements, lending cycle and ability to read and understand Loan Documents.
Knowledge of financial and accounting software applications. Ability to analyse financial data and prepare reports on procedure performed as per Scope of Work (SOW) & Standard Operating Procedures (SOP).
Prior experience in the financial reporting/general ledger area & performing Bank Audits is added advantage.
Must be computer proficient and able to thrive in a fast -pace setting. Must have operating knowledge of Microsoft Excel and Word.
Strong verbal and written communication skills to work with the lending and credit teams, relationship managers, credit approvers, client, etc.
Strong interpersonal, supervisory and client service skills required.
Ability to multi-task, work under pressure and meet deadlines required.
Self-motivated personality

Job Responsibilities

Responsible for underwriting loans and preparing report/presentations
Takes decision on credit applications under the supervision of senior underwriters
Utilizes provided software to score credit applications
Works with the credit administrator on policies and procedures
Undertakes the analysis, evaluation, and underwriting of proposed credit facilities for customers and prospects
Assesses credit opportunities; identifies key risks, and structures alternatives working with relationship managers and credit officers
Responsible for preparing in-depth credit study
Responsible for conducting research on borrowers and industries
Takes ownership of the credit process, making decisions in the best interest of the customer and Bank
Provides support to account officers on customer calls as needed
Responsible for measuring covenants put in place within loan agreements, with a clear understanding of the effect and purpose of those loan covenants, and communicates the compliance of the borrowers to the relationship manager and chief credit officer as needed
Completes annual reviews, modifications, extensions, renewals, and new loan requests for customers with minimal required changes from the credit approvers
Analyzes more complex credits with assistance from senior Bank staff
Applies experience with comparable credits to recommend appropriate covenants, terms, and conditions, and structure for a credit request
Identifies policy exceptions within a credit request
Discusses risk ratings and the rationale for the determination of acceptable credits with the relationship managers (RM) and credit approvers

Domain / Industry Preferred

Chartered Accounting firm, Banks & NBFC

Apply Now

Refine Your Search

bank relationship officer (1 2 yrs.) jobs in mumbai, mh

Senior Executive- Underwriter Bank Loan

Field Officer Sales (Business Loan - NBFC or Banking related experience)

I want to receive the latest job alerts for bank relationship officer (1 2 yrs.) in mumbai, mh

Explore jobs in more locations

Academic Qualification

Job Responsibilities

Domain / Industry Preferred

Jobseeker tools

Employer Tools

Browse

Stay Connected