Thrissur Kerala Credit officer audit Jobs – 2 Open Jobs Today

Credit Officer
Cherussery Finance Private Limited —Thrissur, Kerala
- ₹20,000 - ₹30,000 a month
- Full-time
- Microsoft Excel
- Microsoft Office
- In-person
Quick apply
Recovery Officer| Thrissur
CSB Bank —Thrissur, Kerala
- Full-time
- Bachelor's degree
1d

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Recovery Officer| Thrissur
CSB Bank —Thrissur, Kerala
Attending to / replying to branch mails seeking advise / clarifications. Administrative functions with respect to Revenue Recovery proceedings for recovery.
1d

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Credit Officer

Cherussery Finance Private Limited
Thrissur, Kerala

Quick apply

Job details

Full-time
₹20,000 - ₹30,000 a month

Qualifications

Microsoft Excel
Underwriting
Microsoft Office
Fraud prevention and detection
Communication skills
Banking

Full job description

Job Summary

Cherussery Finance Private Limited is looking for a responsible and detail-oriented Credit Officer to evaluate loan applications, assess customer creditworthiness, verify documents, and ensure proper credit processing in accordance with company policies and procedures.

Key Responsibilities

Review and evaluate loan applications and supporting documents.
Assess customers’ income, repayment capacity, financial position, and credit history.
Check and analyse CIBIL/credit bureau reports.
Conduct or coordinate field investigations and customer verification.
Verify KYC, income, bank statements, business details, and other relevant documents.
Identify credit risks, discrepancies, and potential fraud.
Prepare credit appraisal reports and provide recommendations.
Ensure all required documentation and approval conditions are completed before disbursement.
Coordinate with Branch Managers, Relationship Managers, Field Officers, Accounts, and Collection teams.
Ensure compliance with company credit policies, SOPs, and applicable regulatory requirements.
Monitor loan accounts and identify early warning signs of repayment issues.
Maintain accurate credit records and support internal and statutory audits.
Escalate policy deviations, high-risk cases, and irregularities to the concerned authority.

Requirements

Graduation in Commerce, Finance, Business Administration, Economics, or a related field.
1–3 years of experience in credit, banking, NBFC, finance, loan processing, or a related field is preferred.
Knowledge of CIBIL/credit assessment and loan documentation.
Good analytical and decision-making skills.
Good communication and interpersonal skills.
Basic knowledge of MS Office and MS Excel.
Strong attention to detail and verification skills.
Ability to work independently and meet deadlines.
High level of integrity and confidentiality.

Preferred Candidate

Candidates with experience in NBFCs, banks, microfinance, or financial services, particularly in loan appraisal and credit verification, will be preferred.

No: 8891112202

Mail: [email protected]

Pay: ₹20,000.00 - ₹30,000.00 per month

Work Location: In person

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Credit Officer

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