Mp Area credit manager Jobs – 36 Open Jobs Today

Khushbu Auto Finance Limited (KAFL) is a Non-Banking Financial Company (NBFC) specializing exclusively in three-wheeler vehicle finance. Incorporated in 1994, KAFL is a wholly-owned subsidiary of Atul Auto Limited (AAL), one of India's leading three-wheeler manufacturers. Registered with the Reserve Bank of India (RBI), KAFL has a strong network of 100+ branches across 14 states, delivering reliable and customer-centric financial solutions.

Job Summary

We are seeking an experienced and result-oriented State Manager to lead our business operations across Madhya Pradesh. The ideal candidate will be responsible for driving business expansion, managing branch operations, leading cross-functional teams, strengthening dealer relationships, maintaining portfolio quality, and achieving the company's sales and collection objectives.

Key Responsibilities

Drive state-level business growth by achieving sales, disbursement, and profitability targets.
Oversee branch operations across Madhya Pradesh and ensure operational excellence.
Lead, mentor, and develop Branch Managers and state-level teams.
Monitor collection efficiency and ensure healthy portfolio quality by reducing delinquency.
Develop and implement business strategies to expand market share across the state.
Build and strengthen relationships with dealers, channel partners, and key business associates.
Review branch performance through MIS reports and implement corrective action plans.
Ensure compliance with RBI guidelines and company policies.
Coordinate with Credit, Operations, Legal, HR, and Accounts teams for seamless business execution.
Conduct regular branch visits, audits, performance reviews, and market assessments.
Identify new business opportunities and support branch expansion initiatives.

Eligibility CriteriaEducation

Graduate in any discipline (MBA preferred).

Experience

8–12 years of experience in NBFC, Banking, or Vehicle Finance.
Minimum 3–5 years of experience in a leadership role such as State Manager, Regional Manager, or Area Manager.
Experience in three-wheeler finance will be highly preferred.

Required Skills

Strong leadership and people management skills.
Expertise in sales, collections, credit, and branch operations.
Strategic planning and business development capabilities.
Strong analytical and decision-making skills.
Excellent communication, negotiation, and relationship management skills.
Proficiency in MS Excel, MIS reporting, and performance analysis.
Willingness to travel extensively across Madhya Pradesh.

Salary

Best in the Industry (Based on experience and current CTC)

Benefits

PF & ESIC (as applicable)
Gratuity as per statutory norms
Group Personal Accident Insurance
Group Medical Insurance (Coverage up to ₹1.25 Lakhs)
35 Paid Leaves per year after completion of one year of service
Career Growth Opportunities
Performance-Based Incentives

Preferred Candidate Profile

Target-oriented and business-focused professional with strong leadership capabilities.
Good understanding of the Madhya Pradesh market and vehicle finance ecosystem.
Proven ability to manage multi-branch operations and large teams.
Demonstrated success in achieving business, portfolio, and collection targets.
Strong dealer network management and stakeholder relationship-building skills.

Pay: ₹40,000.00 - ₹50,000.00 per month

Benefits:

Health insurance
Life insurance
Paid sick time
Provident Fund

Work Location: In person

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