Pb Financial analyst, fp&a Jobs – 30 Open Jobs Today

CM-Zirakpur Retail
Aditya Birla Group —Punjab
- Finance
- Master's degree
- Analysis skills
6d
Lead Developer
Finvasia —Sahibzada Ajit Singh Nagar, Mohali, Punjab
- Up to ₹30,00,000 a year
- Full-time
- Software troubleshooting
- DevOps
- AWS
Quick apply
Insurance Underwriter
ASPIRE BUSINESS SOLUTIONS —Mohali, Punjab
- ₹15,000 - ₹45,000 a month
- Full-time
- Microsoft Office
- Finance
- Analysis skills
Quick apply
2d
Project Manager
Pyramid Global Technologies —Mohali, Punjab
- Project management
- Software development
- Agile
Technical Delivery Manager/Project Manager
Pyramid Global Technologies —Mohali, Punjab
- Software development
- Agile
- Leadership
Research Analyst / Associate
PA Wealth —Ludhiana, Punjab
Area Credit Manager-Prime-Zirakpur
Aditya Birla Group —Punjab

Other jobs to consider

Find your next job by exploring related positions.

Financial Analyst, FP&A
Zscaler —Mohali, Punjab
By applying for this role, you adhere to applicable laws, regulations, and Zscaler policies, including those related to security and privacy standards and…
Quick apply
Senior Financial Analyst, FP&A
Zscaler —Mohali, Punjab
By applying for this role, you adhere to applicable laws, regulations, and Zscaler policies, including those related to security and privacy standards and…
Quick apply
9d

I want to receive the latest job alerts for financial analyst, fp&a in pb

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Explore jobs in more locations

financial analyst, fp&a jobs near pb

Research Associate jobs in Haldwani, Uttarakhand

Research Associate jobs in Kerala

Agriculture Research jobs in Hyderabad, Telangana

Research Assistant jobs in Faridabad, Haryana

Research Associate jobs in Kolkata, West Bengal

Research Associate jobs in Jamshedpur, Jharkhand

Research jobs in Thiruvananthapuram, Kerala

Area Manager jobs in Gorakhpur, Uttar Pradesh

Credit Manager jobs in Pune, Maharashtra

Area Manager jobs in Maharashtra

Operations Manager jobs in Noida, Uttar Pradesh

Business Development Manager jobs in Gurgaon South City Ii, Gurugram, Haryana

Area Manager jobs in Thiruvananthapuram, Kerala

Area Manager jobs in Jaipur, Rajasthan

Operations Associate jobs in Delhi

Retail Sales Associate jobs in Chaibasa, Jharkhand

Retail Sales Associate jobs in Panipat, Haryana

Retail Sales Associate jobs in Chickpet, Bengaluru, Karnataka

Sales jobs in Thiruvananthapuram, Kerala

Sales jobs in Shimla, Himachal Pradesh

CM-Zirakpur Retail

Aditya Birla Group -
Punjab

Apply Now

Job details

6 days ago

Qualifications

Finance
Master's degree
Analysis skills
Presentation skills
Team management
MBA

Full job description

Designation: NA

Location: India Punjab Zirakpur

Organization: Financial Services

Job Description:

Job Purpose

The purpose of this job is to execute risk and credit operations on the basic transactions assigned, as per established frameworks and processes, ensuring sound portfolio quality management. Further, this role coordinates with Sales, Operations and Technical colleagues to ensure efficient and effective risk management operations.

Job Context & Major Challenges

Job Context/Job Challenges:

Key Aspects:
The Risk team provides core underwriting services fundamental to the ABHFL business health, risk management and sustainability. Structured as a dual to the Sales/ Sourcing team, with positions mapped against corresponding Sales roles across the organization, the Risk team is responsible for necessary controls and process checks to ensure business performance and health.
While the core responsibility for this function is to control the business via robust underwriting and risk management, supporting business expansion via joint evaluation of different product/ market growth proposals with the Sales team is also an important contribution.
The Head-Risk plays a vital role in securing the organization against diverse risks in the course of business operations. This role is responsible for setting up requisite underwriting and risk management frameworks and processes for robust and efficient creditworthiness and risk assessment, and consequent inputs for business decisions (loan approval/ rejection, business expansion, etc.)
Key Challenges:
While the ABFL Mortgages team also works with retail customers in the property space, the ABHFL business is exposed to the additional Construction Risk, i.e. risk from under construction projects not getting completed as planned. The Risk Team must factor for this when designing and executing control mechanisms and evaluating business proposals.
ABHFL is in its inception phase as a company and in the midst of rapid growth. The Risk function must therefore be able to balance priorities of risk management and business growth efficiently, without increasing sub-prime exposures or impacting business health and sustainability.
The housing space is characterized by state-wise norms and business practices, as well as varied interpretations of regulatory guidelines by different stakeholders. It is therefore essential for the Risk function to remain up to date on business practices/ norms across the country and work within regulatory guidelines in a manner that minimizes business risk and also supports growth objectives.
Enabling Skill Sets & Qualifications
Critical skill sets required to meet these challenges include strong business and commercial acumen, analytical skills, good stakeholder management and presentation skills, and team management and execution capabilities.
Education & experience required to fulfil this profile are a CA/ MBA-Finance with minimum 4-7 yrs of experience in a bank/ NBFC/ HFC, of which at least recent 2- 3 yrs experience should be in managing risk and underwriting in an HFC.

Key Result Areas

KRA (Accountabilities) (Max 1325 Characters)

Supporting Actions (Max 1325 Characters)

KRA1

Underwriting and Portfolio Quality Management

Execute risk and credit operations for assigned transactions in adherence with defined frameworks and principles across ABHFL business lines
Evaluate and approve proposals as per defined approval matrix, seeking guidance from seniors and assisting peers on specific cases as required
Liaise with relevant Legal, Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required
Monitor the bounce rates as per threshold limits.

KRA2

Process Efficiency

Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives
Coordinate seamlessly with Credit Processing Analysts and Credit Analysts to ensure files are logged appropriately and analyzed thoroughly
Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalate to RCM as required
Effectively managing external vendors to ensure quality of reports & TAT
Efficiently track Cost and ensure they are within budgeted levels.
Ensure accurate data capture in LOS and maintain high quality of documentation.
Ensure collection of Post disbursal documents within assigned time frame.

KRA3

Risk Compliance & Control

Ensure compliance with established risk management principles and norms; compile periodic and need based MIS, reports, escalation case documents, etc.
Conduct local risk operations in line with defined Maker-Checker mechanism with Sales and Operations teams in a systematic manner, across key aspects such as exception approvals, collateral valuation, PDD completion, cheque bounce collections, etc.
Ensure minimal critical observations in Audit and also to ensure all observations are resolved within specified TATs.

KRA4

Collection Efficiency

Work in alignment with process-driven mechanisms for coordination with the Collections/ Operations team on tracking delinquency cases and driving collections efficiently and effectively
Escalate specific/ complex cases, as required, to RCM for recovery and delinquency/ NPA avoidance
Monitoring of delinquent portfolios. Liaison with key delinquent customers and support collections team for resolutions of all cases
Report fraud cases to Risk monitoring team and Regional/Zonal Risk Head.

KRA5

Business Growth and Sustainability

Work in partnership with Sales and Operations colleagues on case-based decision making for effective support on business growth and sustainability

KRA6

Self-Development & Internal Stakeholder Coordination

Seek development to execute better risk assessment and loan underwriting via technical skill-up (e.g. proficiency on legal & technical documents, property business practices & norms, etc.) and role clarity
Maintain relationships with internal stakeholders for smooth coordination on complex/ escalation/ exception cases

Apply Now

Refine Your Search

financial analyst, fp&a jobs in pb

CM-Zirakpur Retail

Lead Developer

Insurance Underwriter

Project Manager

Technical Delivery Manager/Project Manager

Research Analyst / Associate

Area Credit Manager-Prime-Zirakpur

Other jobs to consider

I want to receive the latest job alerts for financial analyst, fp&a in pb

Explore jobs in more locations

Job Description:

Jobseeker tools

Employer Tools

Browse

Stay Connected