Vashi Navi Mumbai Maharashtra Credit analyst Jobs – 172 Open Jobs Today

Senior Credit Risk Analyst, AVP (Hybrid)
Citi —Mumbai, Maharashtra
- Full-time
- Microsoft Excel
- Finance
- Master's degree
Credit Risk Management, AVP
Deutsche Bank —Mumbai, Maharashtra
- Full-time
- Master's degree
- MBA
- Communication skills
- Health insurance
Loan / Mortgage Officer
Kydeon Global Service Pvt Ltd —Ghansoli, Navi Mumbai, Maharashtra
- Up to ₹3,00,000 a year
- Full-time
- English
- Bachelor's degree
- Financial services
- Paid time off
- Paid sick time
Quick apply
Manager- Credit Analyst- India Corporates
MUFG —Mumbai, Maharashtra
- Full-time
- English
- Finance
- Master's degree
15h
Trainee - Risk Analyst, Societe Generale India (Mumbai)
Société Générale —Mumbai, Maharashtra
- Microsoft Excel
- English
- Windows
ICM Credit Risk Intermediate Analyst – Officer (Real Money Funds)
Citi —Mumbai, Maharashtra
- Full-time
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
6d
Associate Risk Analyst
PayU —Mumbai, Maharashtra
- Full-time
- Microsoft Excel
- Finance
- Master's degree
13d
Sr. Credit Risk Analyst
PayU —Mumbai, Maharashtra
- SQL
- Bachelor's degree
- Communication skills
Business Analyst/AI Translator, Credit Risk
Deutsche Bank —Mumbai, Maharashtra
- Full-time
- English
- Master's degree
- Analysis skills
- Health insurance
5d
Credit Analysis & Valuation – Officer
Citi —Mumbai, Maharashtra
- Full-time
- Microsoft Powerpoint
- Microsoft Excel
- Research
Senior Analyst- Credit Corporates- Real Estate- Americas
MUFG —Mumbai, Maharashtra
- Full-time
- Finance
- Master's degree
- Analysis skills
15h
Analyst- Credit & Account Management- Hongkong
MUFG —Mumbai, Maharashtra
- Full-time
- Microsoft Excel
- Microsoft Access
- Microsoft Office
15h
Senior Associate, Specialist, Credit Approval, Risk Management Group
DBS Bank —Mumbai, Maharashtra
- Full-time
- Master's degree
- Analysis skills
- Presentation skills
Credit Risk Management and Analytics Senior Associate
JPMorganChase —Mumbai, Maharashtra
- Full-time
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
- Health insurance
7d
Analyst - Funds Finance (FF)
MUFG —Mumbai, Maharashtra
- Full-time
- Microsoft Word
- Microsoft Excel
- Master's degree
15h
Accountant & Financial Analyst
Lunar Wave LLC —Wagle Estate, Thane, Maharashtra
- ₹30,000 - ₹45,000 a month
- Full-time
- Microsoft Excel
- Finance
- Analysis skills
Quick apply
Credit Portfolio Analytics - Existing Customer Management - Intermediate Analyst
Citi —Mumbai, Maharashtra
- Full-time
- Customer service
- Analysis skills
- Project management
Credit Manager-CSFD-Credit Appraisal-Digital-Mumbai-Lower Parel-JM
TATA Capital —Mumbai, Maharashtra
- Full-time
- Master's degree
- MBA
Rating Analyst
Brickwork Ratings —Mumbai, Maharashtra
- English
- Finance
- Analysis skills
Munis Desk Credit Analyst, Associate, Fixed Income Division
Morgan Stanley —Mumbai, Maharashtra
- Full-time
- Recruiting
- Communication skills

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Senior Credit Risk Analyst, AVP (Hybrid)

Citi -
Mumbai, Maharashtra

Apply Now

Job details

Full-time

Qualifications

Microsoft Excel
Financial analysis
Finance
Master's degree
Risk management
Chartered Accountant
RMF
MBA
Chartered Financial Analyst
Credit analysis

Full job description

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

Citi is looking for a Senior Distressed Assets Valuation Analyst to deliver independent valuation and financial analysis across a portfolio of non-performing loans and distressed credit exposures, directly informing recovery and restructuring strategies at one of the world's leading global banks. In this role, you will work closely with credit transactors, risk managers, legal, and finance teams to assess collateral values, evaluate borrower viability, and recommend recovery outcomes that align with Citi's risk management framework. Your analysis will shape decisions on restructuring, refinancing, enforcement, and asset exit strategies across a complex and high-impact portfolio.

Responsibilities

Assess the value of distressed assets, including corporate entities, commercial real estate, and loan collateral, to determine recovery prospects for non-performing exposures.
Build and maintain financial models using discounted cash flow (DCF), liquidation, and market-based valuation methodologies to support credit decision-making.
Conduct scenario analysis and stress testing to evaluate recovery outcomes under a range of restructuring and enforcement strategies.
Evaluate borrower business plans, cash flow forecasts, and turnaround proposals to determine financial viability and repayment capacity.
Analyse financial statements, management accounts, and sector trends to identify key valuation drivers and quantify risk exposure.
Prepare valuation reports and recovery recommendations for credit committees, senior management, and regulatory audiences.
Monitor distressed portfolio accounts to identify shifts in collateral values or borrower circumstances that may affect recovery outcomes.
Collaborate with credit risk, legal, and finance teams to coordinate problem-credit management and support enforcement, asset disposal, and insolvency proceedings where required.

Required Qualifications & Skills

Holds a Chartered Accountant (CA), MBA in Finance, Chartered Financial Analyst (CFA), or equivalent advanced professional qualification.
Brings 3–5 years of experience in credit analysis, corporate restructuring, distressed debt, special assets, or corporate and investment banking.
Applies corporate valuation methodologies with confidence, including DCF analysis and relative valuation (multiples) techniques, across a range of industrial sectors.
Builds advanced financial models using Microsoft Excel and specialist financial analysis tools to support complex credit assessments.
Communicates clearly and persuasively in both written and verbal formats, with the ability to influence senior internal and external stakeholders.
Works with a high degree of autonomy and accountability while contributing effectively as part of a collaborative team.

Beneficial Skills & Qualifications

Practical experience working with non-performing loans, distressed debt portfolios, or restructuring transactions strengthens your application.
Exposure to insolvency proceedings or enforcement strategies in a banking or advisory context is advantageous.
Familiarity with provisioning, impairment assessment, or regulatory credit review processes would be a valuable addition to the team.

What We Offer

At Citi, you will work on high-stakes credit situations that have a direct impact on the bank's recovery outcomes and financial performance. This is a role that offers genuine ownership, senior exposure, and the opportunity to develop deep expertise in distressed credit and valuation within a globally connected institution.

Hybrid working model with 3 days in the office and 2 days working remotely, giving you flexibility alongside meaningful in-person collaboration.
Exposure to complex, high-value credit situations that build specialist expertise in distressed debt and corporate valuation.
Direct engagement with senior stakeholders across credit risk, legal, finance, and governance functions, accelerating your professional impact.
Access to learning and development opportunities that support career progression within Citi's global risk and credit platform.
A performance-driven environment where your analytical work contributes directly to strategic outcomes and business results.
Wellbeing and financial benefits designed to support you at every stage of your career.

Apply now to bring your distressed credit expertise to a senior valuation role where your analysis shapes real recovery outcomes at Citi.

#LI-VR2

Job Family Group:

Risk Management

Job Family:

Remedial Management

Time Type:

Full time

Most Relevant Skills

Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

Apply Now

Refine Your Search

credit analyst jobs in vashi navi mumbai maharashtra

Senior Credit Risk Analyst, AVP (Hybrid)

Credit Risk Management, AVP

Loan / Mortgage Officer

Manager- Credit Analyst- India Corporates

Trainee - Risk Analyst, Societe Generale India (Mumbai)

ICM Credit Risk Intermediate Analyst – Officer (Real Money Funds)

Associate Risk Analyst

Sr. Credit Risk Analyst

Business Analyst/AI Translator, Credit Risk

Credit Analysis & Valuation – Officer

Senior Analyst- Credit Corporates- Real Estate- Americas

Analyst- Credit & Account Management- Hongkong

Senior Associate, Specialist, Credit Approval, Risk Management Group

Credit Risk Management and Analytics Senior Associate

Analyst - Funds Finance (FF)

Accountant & Financial Analyst

Credit Portfolio Analytics - Existing Customer Management - Intermediate Analyst

Credit Manager-CSFD-Credit Appraisal-Digital-Mumbai-Lower Parel-JM

Rating Analyst

Munis Desk Credit Analyst, Associate, Fixed Income Division