Hsr Layout Bengaluru Karnataka Credit analyst Jobs – 135 Open Jobs Today

Associate Manager II - Credit Intelligence
Navi Limited —Bengaluru, Karnataka
- Master's degree
- Analysis skills
- AI
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Brickwork Ratings —Bengaluru, Karnataka
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Oracle —Bengaluru, Karnataka
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Financial Analyst
Salarpuria Sattva Group —Bengaluru, Karnataka
- Email
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Business Analyst – Mortgage Loan Origination
JazzX AI —Bengaluru, Karnataka
- Bachelor's degree
- APIs
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Real Estate Appraisal Analyst
JPMorganChase —Bengaluru, Karnataka
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Research Analyst
Brickwork Ratings —Bengaluru, Karnataka
- Microsoft Powerpoint
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Manager | Credit Risk Quant | Bengaluru | Regulatory & Financial Risk
Deloitte —Bengaluru, Karnataka
- Finance
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Regional FP&A Financial Analyst - CP&O
Hitachi Rail —Bengaluru, Karnataka
- Full-time
- Microsoft Powerpoint
- Finance
- Master's degree
Regional FP&A Financial Analyst - CP&O
Hitachi —Bengaluru, Karnataka
- Full-time
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AVP- Credit Strategy Group - Quality Assurance
MUFG —Bengaluru, Karnataka
- Full-time
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- Bachelor's degree
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2d
Credit Manager
Steel On Call Services (India) Private Limited —Bengaluru, Karnataka
- Microsoft Excel
- Finance
- Master's degree
Quick apply
Global Banking & Markets - FICC SMM Credit Strats-EMEA - Associate - Bengaluru
Goldman Sachs —Bengaluru, Karnataka
- Computer Science
- Java
- Master's degree
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Risk Analyst
Instamojo —Bengaluru, Karnataka
- Full-time
Risk Management - Auto Commercial Solutions - Credit Risk Manager
JPMorganChase —Bengaluru, Karnataka
- Full-time
- Finance
- Master's degree
- Analysis skills
Senior Manager - Credit Risk
PayU —Bengaluru, Karnataka
- Microsoft Excel
- Management
- Master's degree
Area Credit Manager-CEQ-Credit Appraisal-Bengaluru - Prestige Corniche-MM
TATA Capital —Bengaluru, Karnataka
- Full-time
- Master's degree
- MBA
Analyst - Consumer Risk
Credit Saison —Bengaluru, Karnataka
- Full-time
- Computer Science
- Master's degree
- SQL
Senior Analyst - Loan Closure
ThoughtFocus —Bengaluru, Karnataka
- Full-time
- Microsoft Excel
- Analysis skills
- Communication skills

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Associate Manager II - Credit Intelligence

Navi Limited -
Bengaluru, Karnataka

Apply Now

Job details

1 day ago

Qualifications

Law
Master's degree
Analysis skills
AI
Analytics

Full job description

Required Experience

-

Skills

Analytical Problem S... ,

Data-Driven Insight ... ,

End-to-End Ownership...

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Job Description

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Associate Manager II - Credit Intelligence

About Navi

Navi is one of the fastest-growing financial services companies in India providing Personal & Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navi's mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences.

Founders: Sachin Bansal & Ankit Agarwal

Know what makes you a “Navi_ite” :
1.Perseverance, Passion and Commitment

Passionate about Navi’s mission and vision
Demonstrates dedication, perseverance and high ownership
Goes above and beyond by taking on additional responsibilities

2.Obsession with high quality results

Consistently creates value for the customers and stakeholders through high quality outcomes
Ensuring excellence in all aspects of work
Efficiently manages time, prioritizes tasks, and achieves higher standards

3.Resilience and Adaptability

Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility

Key responsibilities:
Work closely with Lending, Product, Analytics and Policy teams to identify emerging credit risks and business opportunities through deep portfolio and case-level analysis

Lead detailed reviews of default cases to identify underwriting gaps, risky behaviours, and new negative signals

Analyse borrower-level and portfolio-level data across multiple sources such as bureau, bank statements, SMS, and internal behavioural data to generate actionable insights

Identify policy implementation gaps and recommend improvements in underwriting strategies, approval logic, and feature usage

Evaluate the effectiveness of underwriting strategies and ML models through structured hindsighting and outcome validation

Drive end-to-end execution of recommendations including cohort creation, risk separation analysis, and stakeholder alignment through to implementation

Leverage LLM-based tools and automation frameworks to scale case reviews, insight generation, and hypothesis testing

The approach to this role will involve:
Deep case reviews to understand why customers defaulted or performed well

Hypothesis building and validation on large datasets

Creation of negative signals, swap-in cohorts, and new underwriting features

Continuous monitoring of policy changes and their impact on portfolio risk and business

What we are looking for:
Strong analytical thinking with ability to break down complex problems from first principles

High ownership and execution mindset; ability to independently drive problem statements end-to-end

Comfort working with large datasets and multiple data sources (bureau, alternate data, behavioural signals)

Prior exposure to credit risk, digital lending digital first products, analytics, or fintech ecosystems is preferred

Curiosity-driven mindset with ability to identify patterns, edge cases, and hidden risk behaviours

Strong stakeholder management skills across Product, Analytics, and Risk teams

Basic familiarity with AI/LLM-assisted analysis (or willingness to learn) will be a strong advantage

About Company

Navi is one of the fastest-growing financial services companies in India providing Personal & Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navi's mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences.

We are on a mission to make finance simple, accessible and affordable for a billion Indians. Guided by a strong customer-first approach, we are building tech-first solutions that work at scale. Our offerings include a range of financial products and services across Loans, Insurance, Mutual Funds, Digital Gold and UPI.

Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of India’s fastest-growing financial services organisations. But we’re just getting started!

Our Culture

At Navi, we’re a place where ambition meets opportunity and ideas turn into impact quickly. We empower people with high ownership from the start, encouraging them to solve meaningful problems and build with excellence. Teams here work in an environment that values speed, collaboration and craftsmanship, while celebrating learning, growth and shared wins along the way. Whether you’re shaping the future of fintech products or driving innovation behind the scenes, life at Navi means being part of a high-energy, talent-driven workplace where your contributions truly make a difference.

We’re guided by our own operating system - The Navi OS - a set of principles that shape how we work and win together. You can explore them at navi.com/our-values to see what drives us every day.

If this feels like you, Navi is the place to grow, thrive and make a real impact.

Apply Now

Refine Your Search

credit analyst jobs in hsr layout bengaluru karnataka

Associate Manager II - Credit Intelligence

Analyst, Relationship Manager, Credit Program Small, Small Medium Enterprises

Rating Analyst-BFSI

Senior Financial Analyst (FP&A) – Global Revenue Finance

Financial Analyst

Business Analyst – Mortgage Loan Origination

Real Estate Appraisal Analyst

Research Analyst

Manager | Credit Risk Quant | Bengaluru | Regulatory & Financial Risk

Regional FP&A Financial Analyst - CP&O

Regional FP&A Financial Analyst - CP&O

AVP- Credit Strategy Group - Quality Assurance

Credit Manager

Global Banking & Markets - FICC SMM Credit Strats-EMEA - Associate - Bengaluru

Risk Analyst

Risk Management - Auto Commercial Solutions - Credit Risk Manager

Senior Manager - Credit Risk

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Analyst - Consumer Risk

Senior Analyst - Loan Closure

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