Uttar Pradesh Shop manager Jobs – 87 Open Jobs Today

Area Credit Manager-Retail-Noida
Aditya Birla Group —Uttar Pradesh
- Master's degree
- Team management
- MBA
Stores Supervisor
Larsen & Toubro —Sohar, Uttar Pradesh
- ₹500 - ₹1,500 a day
- Bachelor's degree
Retail Manager
Glamour Ghat —Greater Noida, Uttar Pradesh
- ₹12,000 - ₹16,000 a month
- Full-time
- Sales
- Customer service
- English
- Flexible schedule
Quick apply
12d
Digital Store Manager
BRAND CLUB —Noida, Uttar Pradesh
- ₹10,023.89 - ₹35,760.04 a month
- Full-time
- Sales
- In-person
- AI
Quick apply
Relationship Manager - Retail Sales - Moradabad
Aditya Birla Group —Uttar Pradesh
Branch Manager - Retail sales - Ghaziabad
Aditya Birla Group —Uttar Pradesh
Regional Sales Manager - Retail MFB - Sales - Noida - Sector 62 - MM
TATA Capital —Greater Noida, Uttar Pradesh
- Full-time
- Master's degree
- Bachelor's degree
Store Supervisor
MQPC —Ghaziabad, Uttar Pradesh
- ₹12,000 - ₹15,000 a month
- Full-time
- Microsoft Word
- Microsoft Excel
- 12th Pass
Quick apply
Branch Manager - Retail MFB - Sales - Noida - Sector 62 - J Grades
TATA Capital —Greater Noida, Uttar Pradesh
- Full-time
- Bachelor's degree
Branch Manager-Noida
Aditya Birla Group —Uttar Pradesh
5d
Store Manager Cum Rider - Gurjinder Vihar, Greater Noida
TRYCLEAN SERVICES —Greater Noida, Uttar Pradesh
- ₹15,000 - ₹16,000 a month
- Full-time
- 12th Pass
- Driving
- In-person
- Health insurance
- Cell phone reimbursement
Quick apply

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Production Supervisor
Queens Bay International —Ghaziabad, Uttar Pradesh
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₹20,000 - ₹30,000 a month
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Dispatch Supervisor
AEI TECHNOLOGIES —Partapur, Meerut, Uttar Pradesh
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₹18,000 - ₹23,000 a month
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Area Credit Manager-Retail-Noida

Aditya Birla Group -
Uttar Pradesh

Apply Now

Job details

Qualifications

Master's degree
Team management
Chartered Accountant
MBA

Full job description

Designation:

Location: India Uttar Pradesh 3rdFloor, Noida Sector 15

Organization: Financial Services

Job Description:

Job Purpose

Job Purpose Description

Job Context & Major Challenges

As the debt arm of Aditya Birla Financial Services Group (ABFSG), Aditya Birla Finance Limited (ABFL) offers specialized lending and financing solutions in the areas of Capital Markets, Corporate/ Trade Finance, Commercial Real Estate and BIL/PL. Currently ranked within the top 25 NBFCs of India, we have made significant progress and our balance sheet at INR 15,000 Cr plus exceeds that of several midsized Banks and NBFCs.
A well established brand and top 3 player in the Capital Markets space, today our product suite comprises of a welldiversified look, with equal weightage and focus given to the 3 lines of business. Having seen a y.o.y cumulative growth of 50% in both topline and bottom line, sustainable profitability continues to be the key management agenda.
The company has a welldefined vision of being one of the most reputed and material financiers within the lending spacespread across both retail HNI and corporate clientele. We have made significant investments in our process and system infrastructure towards preparing for the next level of growth and are one of the only financial entities certified for ISO 9001:2008 across all our business processes. Spread across 18 cities, we plan on further diversifying our risk and revenue mix through expansion into new geographies and new product segments allowing our customers a onewindow shop for all their financing needs.
The Risk and Compliance function is engaged in evaluating the creditworthiness of the loan applications for CMG, CFG, SME and BIL/PL lending divisions considering the quantitative & qualitative factors like ownership, size & market presence of the client business, capital adequacy, collateral quality, earnings quality, liquidity, management quality & client credibility & adherence to statutory requirements.
The Risk & Compliance function carries out monitoring of client wise exposure and portfolio exposure to identify early warning signals of stress and to minimize NPAs. Currently monitoring is done in association with Business Teams as RMG does not have presence at Branch level. It carries out over due loan recovery from defaulting clients in coordination with Business Teams.
The Credit Analyst is an integral part of the Risk & complianceand is responsible for analyzing the proposal with the required due diligence and to ensure that all information required to take a credit decision is captured in the proposal.
The major challenges to this profile include
Availability of data and information for exhaustive credit appraisals as each of the proposals has their respective structuring complexities as per the customer, product & regulatory requirements.
Ensuring faster TATs in a highly competitive & dynamic market conditions and scale of operations due to voluminous retail transactions as well as structured high value deals.
Liasing with external agencies (legal, Technical, verification) to ensure that crdit risk, customer risk & property risk are all mitigated.
Cross functional coordination to enable timely approval of credit proposals.
Pro active monitoring and regularization of sticky accounts as well as pending documents.
Self updation on economic / sectoral changes in the economy
Seamless coordination with multiple internal and external entities
Profile also requires good interpersonal skills due to high cross functional engagement not only internal teams and stake holders but also with external agencies.
The role also calls for team management and manmanagement skills as the Sr. Credit Analyst needs to coordinate with various people to achieve his job objectives.
The education & experience required to fulfil this profile are a Chartered Accountant or an MBA with minimum 04yrs of experience in credit and risk functions of Banks/NBFCs.

Key Result Areas

KRA (Accountabilities) (Max 1325 Characters)

Supporting Actions (Max 1325 Characters)

KRA1

Credit Underwriting Management

Oversee the credit proposals evaluation and ensure that the client creditworthiness, business strength, market credibility, Financial statements, Income Tax returns, cash flow statements, repayment track record, average bank balance & adherence to other internal credit norms are followed
Ensure direct and thorough investigation is undertaken to obtain relevant credit information through personal interaction with customer.
Approve/ decision credit proposals at the local/ regional level and recommend for further approval/ decision to Zonal / National / Credit Committee levels for certain proposals
Ensure timely submission of Credit Appraisal Memo to the Zonal Credit Manager for all proposals highlighting the key risks associated with the borrower to enable a prudent credit lending decisions
Ensure no loss of revenue by issuing proper sanction letter and capturing the right deviation while assessing a case
Ensure document execution from RMs & the handover of complete documentation to Operations team for disbursement of loans.
Undertake detailed external research and market feedback on the loan proposal and evaluate the proposal in accordance

KRA2

Documentation & MIS

To maintain thorough documentation process for effective tracking of proposal documents and TAT monitoring
To ensure compliance with robust documentation mechanism
To oversee the preparation of MIS & trend charts on portfolio progress/variances/defaults for all the loans during their credit life cycle and derive insights at a regional level for relevant action
To oversee the preparation of regular MIS for areas under risk management and give regional level presentations to various Zonal/ Corporate stakeholders

KRA3

Process Management

Ensure end to end processes are understood and followed by the regional team as per the SOPs at the local assessment level
Monitor loans by tracking various covenants and sanction condition put in the proposals at the time of approvals
Ensure data is captured in the requisite systems by the team to ensure proper MIS generation for business decisions
Monitor the overdue position for the region and take appropriate steps to support the recovery process through the team.
Handle customer escalations and complaints during and post disbursements in certain cases
Drive continuous improvement in credit approval process to meet the dynamic business needs and institute mechanisms to mitigate risk associated with the products and customer satisfaction.

KRA4

Team Management

Manage, guide and develop a team of credit analysts to ensure that TAT, Process and Credit Quality are adhered to.
Implement training modules as required for Local Credit Process team, Sales team on product, processes, legal and technical aspects

KRA5

Credit Underwriting Management

KRA6

Documentation & MIS

Apply Now

Refine Your Search

shop manager jobs in uttar pradesh

Area Credit Manager-Retail-Noida

Stores Supervisor

Retail Manager

Digital Store Manager

Relationship Manager - Retail Sales - Moradabad

Branch Manager - Retail sales - Ghaziabad

Regional Sales Manager - Retail MFB - Sales - Noida - Sector 62 - MM

Store Supervisor

Branch Manager - Retail MFB - Sales - Noida - Sector 62 - J Grades

Branch Manager-Noida

Store Manager Cum Rider - Gurjinder Vihar, Greater Noida

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