Chandannagar Kolkata West Bengal Microfinance manager Jobs – 2 Open Jobs Today

Manager - Microfinance
Dhar In Pvt Ltd —Hugli, West Bengal
- Up to ₹35,000 a month
- Full-time
- Microsoft Excel
- Finance
- Master's degree
- Flexible schedule
- Paid sick time
Quick apply
6d
Microfinance Manager
GoWith Green E-Vehicles Pvt Ltd —Baidyabati, West Bengal
- From ₹3,00,000 a year
- Full-time
- Bachelor's degree
- Financial services
- In-person
- Cell phone reimbursement
Quick apply

More jobs to discover

Find similar jobs that you might be interested in.

Manager - Microfinance
Dhar In Pvt Ltd —Hugli, West Bengal
The role focuses on achieving business growth, maintaining portfolio quality, ensuring regulatory compliance, managing branch performance, and leading field…
Up to ₹35,000 a month
Quick apply
6d
Microfinance Manager
GoWith Green E-Vehicles Pvt Ltd —Baidyabati, West Bengal
Provide affordable and accessible financial services. Promote self-employment and income-generating activities. Support rural and semi-urban economic growth.
From ₹3,00,000 a year
Quick apply

I want to receive the latest job alerts for microfinance manager in chandannagar kolkata west bengal

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Manager - Microfinance

Dhar In Pvt Ltd -
Hugli, West Bengal

Quick apply

Job details

Permanent | Full-time
Up to ₹35,000 a month
6 days ago

Benefits

Provident Fund
Flexible schedule
Paid sick time

Qualifications

Microsoft Excel
Financial analysis
Finance
Master's degree
MBA
Leadership
Communication skills
Banking
Negotiation

Full job description

The Microfinance Manager is responsible for planning, implementing, and monitoring the organization's microfinance operations. The role focuses on achieving business growth, maintaining portfolio quality, ensuring regulatory compliance, managing branch performance, and leading field teams while delivering financial services to low-income households and small entrepreneurs.

Key ResponsibilitiesBusiness Development

Develop and implement strategies to achieve loan disbursement targets.
Identify new business opportunities and expand operations in assigned areas.
Build relationships with local communities, SHGs, JLGs, NGOs, and business partners.
Increase customer acquisition while maintaining portfolio quality.

Credit & Loan Management

Review and approve loan applications within delegated authority.
Ensure proper customer verification, KYC, and credit assessment.
Monitor loan utilization and repayment performance.
Minimize Non-Performing Assets (NPA) and overdue accounts.
Supervise loan recovery activities and follow-up.

Team Management

Recruit, train, mentor, and evaluate Branch Managers and Field Officers.
Conduct regular branch visits and performance reviews.
Ensure productivity and discipline among field staff.
Organize training on lending procedures, customer service, and compliance.

Operations Management

Ensure smooth daily branch operations.
Monitor cash handling and documentation.
Maintain accurate loan records and MIS reports.
Coordinate with finance, audit, HR, and IT departments.

Compliance & Risk Management

Ensure compliance with RBI regulations and company policies.
Maintain KYC, AML, and internal control standards.
Support internal and external audits.
Identify operational and credit risks and implement corrective actions.

Customer Relationship Management

Maintain excellent customer service standards.
Resolve customer complaints promptly.
Conduct financial literacy and awareness programs.
Strengthen long-term customer relationships.

Reporting

Prepare daily, weekly, and monthly business reports.
Analyze branch performance and portfolio trends.
Present business reviews to senior management.
Monitor achievement against budgets and targets.

Key Performance Indicators (KPIs)

Loan disbursement achievement
Portfolio Outstanding
Portfolio at Risk (PAR)
Collection Efficiency
Recovery Percentage
NPA Level
Customer Growth
Branch Profitability
Employee Productivity
Audit Compliance Score

Educational Qualification

MBA (Finance/Marketing/Rural Management) or equivalent.
Graduation in Commerce, Finance, Economics, or related field.

Experience

5–10 years of experience in Microfinance, NBFC, Banking, or Financial Services.
Minimum 2–3 years in a managerial or leadership role.
Experience in SHG/JLG lending is preferred.

Required Skills

Credit appraisal and risk assessment
Portfolio management
Loan recovery management
Team leadership
Business development
Financial analysis
MIS reporting
Excellent communication and negotiation skills
Problem-solving and decision-making
Knowledge of RBI and microfinance regulations
Proficiency in MS Excel and MIS software

Preferred Industry

Microfinance Institutions (MFIs)
NBFC-MFIs
Small Finance Banks
Cooperative Banks
Rural Financial Institutions

Pay: Up to ₹35,000.00 per month

Benefits:

Flexible schedule
Paid sick time
Provident Fund

Work Location: In person

Quick apply

Refine Your Search

microfinance manager jobs in chandannagar kolkata west bengal

Manager - Microfinance

Microfinance Manager

More jobs to discover

I want to receive the latest job alerts for microfinance manager in chandannagar kolkata west bengal

Jobseeker tools

Employer Tools

Browse

Stay Connected