Uttar Pradesh Credit manager Jobs – 238 Open Jobs Today

ABHFL - Branch Operations Manager - Lucknow
Aditya Birla Group —Uttar Pradesh
- Master's degree
- Banking
Assistant Vice President , Regional Sales Manager ,Consumer Banking Group
DBS Bank —Bank, Uttar Pradesh
- Full-time
- Sales
- Continuous improvement
- Communication skills
Sr. Manager / Head - Offline Sales
Sellosphere Pvt. Ltd. —Noida, Uttar Pradesh
- ₹24,537.47 - ₹95,958.63 a month
- Full-time
- Sales
- Analysis skills
- Presentation skills
Quick apply
2d
ABHFL-Credit Manager-Retail- Raebareli
Aditya Birla Group —Uttar Pradesh
- Finance
- Master's degree
- Analysis skills
Sales Manager - Beverages
Recruitia LLP —Noida, Uttar Pradesh
- ₹50,000 - ₹70,000 a month
- Full-time
- Business development
- Travel
- In-person
- Health insurance
Quick apply
ABHFL - Senior Area Sales Manager - Retail - Lucknow
Aditya Birla Group —Uttar Pradesh
- Sales
- Team management
- Communication skills
Regional Credit Manager - MFB - Noida - Sector 51 - JM
Tata Capital —Greater Noida, Uttar Pradesh
- Master's degree
- Bachelor's degree
Area Credit Manager-Retail-Noida
Aditya Birla Group —Uttar Pradesh
- Master's degree
- Team management
- MBA
Area Credit Head
Aditya Birla Group —Uttar Pradesh
ABHFL - Regional Collections Manager - Recovery - Noida
Aditya Birla Group —Uttar Pradesh
Credit Manager-Informal-Jaunpur
Aditya Birla Group —Uttar Pradesh
Relationship Manager -Emerging Corporate -Sales -Lucknow - Halwasiya Complex -JM*
TATA Capital —Lucknow, Uttar Pradesh
- Full-time
Area Sales Manager - Retail Self Employed
Aditya Birla Group —Uttar Pradesh
Credit Manager-Prime-Noida
Aditya Birla Group —Uttar Pradesh
- Finance
- Master's degree
- Analysis skills
Regional Collection Manager-Retail Digital-Lucknow
Aditya Birla Group —Uttar Pradesh
- Management
ABHFL - Area Collections Manager - Front End - Noida
Aditya Birla Group —Uttar Pradesh
- Management
Business Development Manager - Enterprise Sales
Credflow —Noida, Uttar Pradesh
- ₹12,00,000 - ₹14,00,000 a year
- Full-time
- Master's degree
- Business Administration
- In-person
- Health insurance
- Flexible schedule
Quick apply
Credit Manager - Fairmont Agra
AccorHotel —Agra, Uttar Pradesh
- Full-time
- Hospitality
- Microsoft Excel
- Finance
Quick apply
Manager - Business Finance 4C
Genpact India Pvt. Ltd. —Noida, Uttar Pradesh
- Full-time
- Remote
- Oracle
- English
- Finance
Quick apply
AVP Premier Relationship Manager
HSBC Global Services Limited —Noida, Uttar Pradesh
- Full-time
- Sales
- English
- Bachelor's degree
7d

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ABHFL - Branch Operations Manager - Lucknow

Aditya Birla Group -
Uttar Pradesh

Apply Now

Job details

Qualifications

Master's degree
Banking

Full job description

Designation:

Location: India Uttar Pradesh Saran Chmbr-lucknow

Organization: Financial Services

Job Description:

Job Purpose

The purpose of this job is to oversee and handle day-to-day branch operations and administration in relation to disbursement of home loans. The role will ensure timely closures by following regulatory guidelines and optimal customer management by addressing escalations and delinquency in a proactive manner. It will also ensure high customer satisfaction by delivering efficient services through timely query resolution. The role is responsible to manage branch performance metrics by ensuring zero escalations & minimum delinquencies and present data to the zonal head on an ongoing basis. It will work closely with Credit and Collections teams to ensure smooth processes for disbursement and post disbursement activities The role is involved in evaluation, reporting and recommendation of improvements on the adequacy and effectiveness of processes at the branch level. It will manage both - internal & external audit of the branch, and take action on the finding and recommendations suggested.

Job Context & Major Challenges

Job Context/Job Challenges:

Job Context
Key Aspects:
The operations department is mainly responsible for managing the operations i.e. processing of home loans and their disbursement. They provide quick and error free customer service and work in close coordination with the Sales and Risk departments. They implement processes and ensure strict compliance by liaising with the Risk team
The main activities undertaken at the branch level includes customer service, documentation and system enrichment. The operations team processes transactions, ensures timely collections, and facilitates closures -post closures processes
The branch operations manager has additional responsibilities to manage bounce check data anddata submission

Key Challenges
To check transactions details are accurate and give authorisation accordingly
To ensure timely disbursement of loan to customer with zero errors in transaction
To ensure timely and accurate dispatch of loan disbursal kits
To ensure banking activities are completed in a timely manner to avoid any escalations
To ensure proper handling of loan and customer property documents with updated trackers for reference
To be mindful that all operations processes involve 60% manual intervention
At bigger locations -more branches under the purview of the Branch Operations Manager - span of control is increased considerably
Enabling Skill Sets & Qualifications
The skills required for this role are goal orientation, working effectively with the teams, interpersonal and influencing skills to manage customers effectively
Education and experience required for this role is post graduate with minimum 7-10 years of work experience in the banking and lending domain

Key Result Areas

KRA (Accountabilities) (Max 1325 Characters)

Supporting Actions (Max 1325 Characters)

KRA1

Oversee & Drive Branch
Operations

Drive branch operations in a manner that all the loans are processed and disbursed to customers within the stipulated TAT
Ensure that all the branches receive completed files from the Credit team with customer collaterals (loan documents, agreements, KYC, credit verification, etc) within defined SLAs
Ensure that the team has scrutinised all files for discrepancies and the necessary action is taken to complete the files
Ensure optimization of resources and monitor over all end - to - end transaction queues
Responsible for fund management and closure - post closure documentation for NOC processing
Monitor timely dispatch of loan disbursal kits
Manage both - internal & external audit of the branch, and take action on the finding and recommendations suggested
Ensure regular review of processes is undertaken and potential risks are mitigated from time to time
Liaise with other branches to learn their best practices and adopt them
Recommend process level changes based on feedback received from the team, other supporting departments, external market trends
Manage post disbursement documentation by conducting follow ups with stakeholders, reporting discrepancies to the Management and updating the system on a periodic basis

KRA2

Performance Parameters

Drive process efficiency by meeting SLAs during transactions
Ensure reduction in errors and minimum critical escalations
Keep FTR% and Performance% in check
Maintain the process quality and resolve errors in minimum TAT
Keep a check on regulatory norms and ensure data is easily and accurately available to respond to audit queries
Ensure Follow through on post disbursement processes within agreed TATs
Review processes and user guidelines on a periodical basis and make/ recommend the necessary changes

KRA3

Customer Management

Engage with customers depending on the value or complexity of the case.
Guide & support the collections team in case of any delinquencies in late payment
Seek out and implement ways to increase client satisfaction through efficient client management

KRA4

MIS and Reporting

Monitor performance parameters on a regular basis and take remedial measures
Oversee the creation of periodic MIS and provide the same to the Zonal Head, together with specific insights to enable them to take critical management decisions
Review process adherence, drive audit compliance and take remedial measures to reduce audit queries.

KRA5

Team Management

Align the team with the overall branch objectives by creating awareness about the performance parameters
Build capability in the team by reviewing performance on a continuous basis and provide training opportunities on desired aspects
Encourage the team to develop innovative solutions to existing problems in transactions and support in their implementation.

KRA6

Client Servicing

Handling branch walkin for all the service requests
On time query resolution
CRM Creation and Assignment/resolution
One ABC portal registration

Apply Now

Refine Your Search

credit manager jobs in uttar pradesh

ABHFL - Branch Operations Manager - Lucknow

Assistant Vice President , Regional Sales Manager ,Consumer Banking Group

Sr. Manager / Head - Offline Sales

ABHFL-Credit Manager-Retail- Raebareli

Sales Manager - Beverages

ABHFL - Senior Area Sales Manager - Retail - Lucknow

Regional Credit Manager - MFB - Noida - Sector 51 - JM

Area Credit Manager-Retail-Noida

Area Credit Head

ABHFL - Regional Collections Manager - Recovery - Noida

Credit Manager-Informal-Jaunpur

Relationship Manager -Emerging Corporate -Sales -Lucknow - Halwasiya Complex -JM*

Area Sales Manager - Retail Self Employed

Credit Manager-Prime-Noida

Regional Collection Manager-Retail Digital-Lucknow

ABHFL - Area Collections Manager - Front End - Noida

Business Development Manager - Enterprise Sales

Credit Manager - Fairmont Agra

Manager - Business Finance 4C

AVP Premier Relationship Manager

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Job Context & Major Challenges

Key Result Areas

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