West Bengal Credit manager Jobs – 107 Open Jobs Today

Area Collection Manager-Recovery (Kolkata)
PhonePe —Kolkata, West Bengal
- Full-time
- Master's degree
- Analysis skills
- Bachelor's degree
- Health insurance
10d
Assistant Manager - Order to Cash (Credit)
Genpact India Pvt. Ltd. —Kolkata, West Bengal
- Full-time
- Oracle
- ERP systems
- English
Quick apply
Account Manager
HILTI —Kolkata, West Bengal
- Engineering
- Master's degree
- Business development
Sales Manager - Personal Loans - Direct - Kolkata - Srijan Tech Park - JM
TATA Capital —Kolkata, West Bengal
- Full-time
- Bachelor's degree
Relationship Manager - Mid Corporate - Sales - Kolkata - Avani Signature - MM
TATA Capital —Kolkata, West Bengal
- Full-time
- Master's degree
- Bachelor's degree
ASM Siliguri
Karuna Group —Basirhat, West Bengal
- Full-time
- Sales
- Bachelor's degree
Business Devlopment Manager
Agrawal Group of Publications —Kolkata, West Bengal
- ₹25,000 - ₹50,000 a month
- Full-time
- Sales
- 12th Pass
- Business development
Quick apply
Relationship Manager-Equipment Finance-Sales-Kolkata-Srijan Tech Park-JM
TATA Capital —Kolkata, West Bengal
- Full-time
- Master's degree
- Bachelor's degree
Area Collection Manager-Recovery
PhonePe —Kolkata, West Bengal
- Full-time
- Master's degree
- Analysis skills
- Bachelor's degree
- Health insurance
10d
ASM / Snr ASM North Bengal
Karuna Group —Shiliguri, West Bengal
- Full-time
- Sales
- Bachelor's degree
Senior Associate, Specialist, Credit Analysis, Middle Market, Institutional Banking Group
DBS Bank —Kolkata, West Bengal
- Full-time
- Sales
- Writing skills
- Finance
Loan Officer
Gurukul Capital Finance —Howrah, West Bengal
- ₹10,630.79 - ₹34,100.18 a month
- Full-time
- Finance
- Bachelor's degree
- Driving
- Cell phone reimbursement
- Work from home
Quick apply
Relationship Manager-CV-Sales-Kolkata - Avani Signature - JM*
TATA Capital —Kolkata, West Bengal
- Full-time
- Master's degree
- Bachelor's degree
Relationship Manager-Mid Corporate-Sales-Kolkata-Srijan Tech Park-JM
TATA Capital —Kolkata, West Bengal
- Full-time
- Master's degree
- Bachelor's degree
ASM/ Snr ASM North Bengal (Samsung Mobile)
Karuna Group —Shiliguri, West Bengal
- Full-time
- Sales
- Bachelor's degree
Relationship Manager - CEQ - Sales - Durgapur - City Plaza - JM *RM*
TATA Capital —Durgapur, West Bengal
- Full-time
- Master's degree
- Bachelor's degree
Relationship Manager-Supply Chain-Sales Digital-Kolkata - Srijan Tech Park-M1-M3
TATA Capital —West Bengal
- Full-time
- Master's degree
- Bachelor's degree
Relationship Manager-CEQ-Sales-Durgapur - City Plaza-M1-M3
TATA Capital —Durgapur, West Bengal
- Full-time
- Master's degree
- Bachelor's degree
Business Development Manager Poultry - Kolkata
BI India —Kolkata, West Bengal
- Online application
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
Assistant Manager/Deputy Manager - Business Support Officer
Arohan —Kolkata, West Bengal
- Finance
- Master's degree
- Business Administration

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Area Collection Manager-Recovery (Kolkata)

PhonePe -
Kolkata, West Bengal

Apply Now

Job details

Full-time | Internship
10 days ago

Benefits

Provident Fund
Leave encashment
Health insurance

Qualifications

Master's degree
Analysis skills
Bachelor's degree
MBA
Banking

Full job description

About PhonePe Limited:

Headquartered in India, its flagship product, the PhonePe digital payments app, was launched in Aug 2016. As of April 2025, PhonePe has over 60 Crore (600 Million) registered users and a digital payments acceptance network spread across over 4 Crore (40+ million) merchants. PhonePe also processes over 33 Crore (330+ Million) transactions daily with an Annualized Total Payment Value (TPV) of over INR 150 lakh crore.

PhonePe's portfolio of businesses includes the distribution of financial products (Insurance, Lending, and Wealth) as well as new consumer tech businesses (Pincode - hyperlocal e-commerce and Indus AppStore Localized App Store for the Android ecosystem) in India, which are aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services.

Culture:

At PhonePe, we go the extra mile to make sure you can bring your best self to work, Everyday!. And that starts with creating the right environment for you. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. PhonePe-rs solve complex problems and execute quickly; often building frameworks from scratch. If you're excited by the idea of building platforms that touch millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us!

The ACM leads the collections and recovery operations for a defined geographic territory. The role requires balancing high recovery volumes with strict adherence to regulatory compliance and ethical collection practices.

Key Responsibilities

Recovery & Delinquency Management

Execute absolute recovery strategies for mid-to-late stage delinquency (e.g., 90+ DPD) and write-off pools to minimize financial losses.
Achieve monthly roll-back, resolution, and portfolio efficiency targets across assigned states or regions.
Identify early stress accounts, fraudulent profiles, and skip-cases, and initiate prompt corrective action plans.

Agency & Vendor Management

Recruit, onboard, and manage external collection agencies, field officers, and channel partners.
Conduct regular performance reviews with vendors, allocate portfolios, and manage incentive structures.
Audit agencies to ensure compliance with company Memorandums of Understanding (MOUs) and data security mandates.

Legal & Regulatory Compliance

Ensure 100% compliance with RBI guidelines, Fair Practices Code, and ethical collection standards.
Coordinate with internal legal teams and law enforcement agencies for legal interventions and speedy recovery of written-off cases.
Handle critical customer escalations and sensitive recovery cases professionally.

Stakeholder & Team Management

Lead, mentor, and monitor internal teams of Territory Managers and Collection Executives.
Provide regular inputs and feedback to the Risk, Credit, and Policy teams on geographic portfolio health and delinquency trends.

Required Qualifications & Skills

Education: Graduate in any discipline; Post-Graduate or MBA is highly preferred.
Experience: 10+ years in Banking, NBFC, or Financial Services collections, with a minimum of 2-5 years in a leadership/zonal capacity.
Core Competencies: Analytical ability, negotiation, crisis management, and strong stakeholder management

PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles)

Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance
Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System
Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program
Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy
Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment
Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy

Our inclusive culture promotes individual expression, creativity, innovation, and achievement and in turn helps us better understand and serve our customers. We see ourselves as a place for intellectual curiosity, ideas and debates, where diverse perspectives lead to deeper understanding and better quality results. PhonePe is an equal opportunity employer and is committed to treating all its employees and job applicants equally; regardless of gender, sexual preference, religion, race, color or disability. If you have a disability or special need that requires assistance or reasonable accommodation, during the application and hiring process, including support for the interview or onboarding process, please fill out this form.

Read more about PhonePe on our blog.

Life at PhonePe

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Refine Your Search

credit manager jobs in west bengal

Area Collection Manager-Recovery (Kolkata)

Assistant Manager - Order to Cash (Credit)

Account Manager

Sales Manager - Personal Loans - Direct - Kolkata - Srijan Tech Park - JM

Relationship Manager - Mid Corporate - Sales - Kolkata - Avani Signature - MM

ASM Siliguri

Business Devlopment Manager

Relationship Manager-Equipment Finance-Sales-Kolkata-Srijan Tech Park-JM

Area Collection Manager-Recovery

ASM / Snr ASM North Bengal

Senior Associate, Specialist, Credit Analysis, Middle Market, Institutional Banking Group

Loan Officer

Relationship Manager-CV-Sales-Kolkata - Avani Signature - JM*

Relationship Manager-Mid Corporate-Sales-Kolkata-Srijan Tech Park-JM

ASM/ Snr ASM North Bengal (Samsung Mobile)

Relationship Manager - CEQ - Sales - Durgapur - City Plaza - JM RM

Relationship Manager-Supply Chain-Sales Digital-Kolkata - Srijan Tech Park-M1-M3

Relationship Manager-CEQ-Sales-Durgapur - City Plaza-M1-M3

Business Development Manager Poultry - Kolkata

Assistant Manager/Deputy Manager - Business Support Officer

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