Madhya Pradesh Retail sales Jobs – 164 Open Jobs Today

ABHFL - Credit Manager - Retail - Pithampur
Aditya Birla Group —Madhya Pradesh
- Finance
- Master's degree
- Analysis skills
ABHFL - Sales Manager-Informal-Dhanbad
Aditya Birla Group —Madhya Pradesh
- Sales
- Bachelor's degree
- Banking
ABHFL - Sales Manager-Informal-Pithampur
Aditya Birla Group —Madhya Pradesh
- Sales
- Bachelor's degree
- Banking
Assist. Store Manager
Punjab dairy center (Gaagar Sweets) —Bhopal, Madhya Pradesh
- ₹18,000 - ₹25,000 a month
- Full-time
- Sales
- Customer service
- In-person
- Food provided
Quick apply
Field Sales Representative
MR Group —Morena, Madhya Pradesh
- ₹12,000 - ₹25,000 a month
- Full-time
- Sales
- Customer service
- 12th Pass
Quick apply
Sales Executive
HR Placers —Sidhi, Madhya Pradesh
- ₹18,000 - ₹25,000 a month
- Full-time
- Microsoft Excel
- Sales
- B.Sc
Quick apply
Assistant Store Manager
Punjab Dairy Center —Lalghati, Bhopal, Madhya Pradesh
- ₹15,000 - ₹18,000 a month
- Full-time
- Sales
- Customer service
- In-person
- Food provided
Quick apply
8d
Salon Manager
Bellisimi exotic Salon —Indore, Madhya Pradesh
- ₹20,000 - ₹40,000 a month
- Full-time
- Customer service
- Bachelor's degree
- Team management
Quick apply
12h
Assistant Area Manager- Sales
Mahindra & Mahindra Ltd —Satna, Madhya Pradesh
- Business development
- Bachelor's degree
- Diploma
TSM - Mass Retail
Airtel India —Madhya Pradesh
- Full-time
- Microsoft Powerpoint
- Microsoft Excel
- Microsoft Outlook
14d
Retail Sales Assistant
HOME COMFORTS —Bhopal, Madhya Pradesh
- ₹10,000 - ₹20,000 a month
- Full-time
- Sales
- English
- Bachelor's degree
Quick apply
Business Development Executive (BDE)
Smarg Technologies Pvt. Ltd. —Indore, Madhya Pradesh
- ₹2,00,000 - ₹5,00,000 a year
- Full-time
- Sales
- Salesforce
- Travel
Quick apply
Retail Salesman/woman
GAURAVDEEP APPARELS PRIVATE LIMITED —Sagar, Madhya Pradesh
- Full-time
- Customer service
- 12th Pass
- Organizational skills
Quick apply
Retail Sales Assistant
Dilip Sanitaryware —Indore, Madhya Pradesh
- ₹10,000.00 - ₹30,771.42 a month
- Full-time
- Sales
- Customer service
- Cashiering
Quick apply
Senior Manager - Sales
Wolf Indore Casa —Indore, Madhya Pradesh
- ₹50,000 - ₹90,000 a month
- Weekend availability
- Sales
- Business development
- In-person
Quick apply
VERTICAL HEAD
Saichha Pharma Pvt Ltd —Jabalpur, Madhya Pradesh
- ₹40,000 - ₹60,000 a month
- Full-time
- Bachelor's degree
- Team management
- In-person
Quick apply
Territory Manager for Furniture and Interior sales
Wolf Indore Casa —Indore, Madhya Pradesh
- ₹40,000 - ₹1,00,000 a month
- Full-time
- AutoCAD
- Sales
- Customer service
- Health insurance
Quick apply
13d
Loan Officer - Retail MFB - Sales - Satna - Nagod - J Grades
TATA Capital —Nagod, Madhya Pradesh
- Full-time
- Bachelor's degree
Loan Officer - Retail MFB - Sales - Maihar - Amarpatan - J Grades
TATA Capital —Amarpatan, Madhya Pradesh
- Full-time
- Bachelor's degree
Loan Officer - Retail MFB - Sales - Rewa - Baikunthpur - J Grades
TATA Capital —Rewa, Madhya Pradesh
- Full-time
- Bachelor's degree

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ABHFL - Credit Manager - Retail - Pithampur

Aditya Birla Group -
Madhya Pradesh

Apply Now

Job details

Freelance

Qualifications

Finance
Master's degree
Analysis skills
Presentation skills
Team management
MBA

Full job description

Designation:

Location: India Madhya Pradesh Indore, Vijaynagar

Organization: Financial Services

Job Description:

Job Purpose

The purpose of this job is to execute risk and credit operations on the basic transactions assigned, as per established frameworks and processes, ensuring sound portfolio quality management. Further, this role coordinates with Sales, Operations and Technical colleagues to ensure efficient and effective risk management operations.

Job Context & Major Challenges

Job Context/ Job Challenges:
Organizational Context
Key Aspects:
Part of the Aditya Birla Capital Ltd (ABC Ltd), Aditya Birla Housing Finance Limited (ABHFL) is registered with the National Housing Bank as a housing finance company under the National Housing Bank Act, 1987. The company offers a complete range of housing finance solutions such as home loans, home improvement and home construction loans, balance transfer and top-up loans, loans against property and construction finance. The company acquired its license on 9th July 2014 and has aggressive growth plans.
ABHFL has grown at a steady rate while reporting good asset quality despite challenges in the operating environment. While the industry is dominated by five large groups, there has been an emergence of segments like Affordable and self-employed borrowers, given the high potential in these segments. Despite increased focus by banks, HFCs have been able to maintain their share in the mortgage market. and is poised for rapid growth and plans to grow 5X (40,000 Cr) in the next 5 years. This shall take ABHFL within the top 5 percentile of HFCs in the country.

Job Context
Key Aspects:
The Risk team provides core underwriting services fundamental to the ABHFL business health, risk management and sustainability. Structured as a dual to the Sales/ Sourcing team, with positions mapped against corresponding Sales roles across the organization, the Risk team is responsible for necessary controls and process checks to ensure business performance and health.
While the core responsibility for this function is to control the business via robust underwriting and risk management, supporting business expansion via joint evaluation of different product/ market growth proposals with the Sales team is also an important contribution.
The Head - Risk plays a vital role in securing the organization against diverse risks in the course of business operations. This role is responsible for setting up requisite underwriting and risk management frameworks and processes for robust and efficient creditworthiness and risk assessment, and consequent inputs for business decisions (loan approval/ rejection, business expansion, etc.)
Key Challenges
While the ABFL Mortgages team also works with retail customers in the property space, the ABHFL business is exposed to the additional Construction Risk, i.e. risk from under construction projects not getting completed as planned. The Risk Team must factor for this when designing and executing control mechanisms and evaluating business proposals.
ABHFL is in its inception phase as a company and in the midst of rapid growth. The Risk function must therefore be able to balance priorities of risk management and business growth efficiently, without increasing sub-prime exposures or impacting business health and sustainability.
The housing space is characterized by state-wise norms and business practices, as well as varied interpretations of regulatory guidelines by different stakeholders. It is therefore essential for the Risk function to remain up to date on business practices/ norms across the country and work within regulatory guidelines in a manner that minimizes business risk and also supports growth objectives.
Enabling Skill Sets & Qualifications
Critical skill sets required to meet these challenges include strong business and commercial acumen, analytical skills, good stakeholder management and presentation skills, and team management and execution capabilities.
Education & experience required to fulfil this profile are a CA/ MBA - Finance with minimum 0-3 yrs of experience in a bank/ NBFC/ HFC

Key Result Areas

KRA (Accountabilities) (Max 1325 Characters)

Supporting Actions (Max 1325 Characters)

KRA1

Underwriting and Portfolio Quality Management

Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines
Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases
Liaise with relevant Legal, Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required
Monitor the bounce rates as per threshold limits.

KRA2

Process Efficiency

Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives
Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations
Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalate to RCM as required.
Effectively managing external vendors to ensure quality of reports & TAT
Efficiently track Cost and ensure they are within budgeted levels.
Ensure accurate data capture in LOS and maintain high quality of documentation.
Ensure collection of Post disbursal documents within assigned time frame.

KRA3

Risk Compliance & Control

Ensure compliance with established risk management principles and norms; compile periodic and need based MIS, reports, escalation case documents, etc.
Conduct local risk operations in line with defined Maker - Checker mechanism with Sales and Operations teams in a systematic manner, across key aspects such as exception approvals, collateral valuation, PDD completion, cheque bounce collections, etc.
Ensure minimal critical observations in Audit and also to ensure all observations are resolved within specified TATs.

KRA4

Collection Efficiency

Work in alignment with process-driven mechanisms for coordination with the Collections/ Operations team on tracking delinquency cases and driving collections efficiently and effectively
Escalate specific/ complex cases, as required, to RCM for recovery and delinquency/ NPA avoidance
Monitoring of delinquent portfolios. Liaison with key delinquent customers and support collections team for resolutions of all cases
Report fraud cases to Risk monitoring team and Regional/Zonal Risk Head.

KRA5

Self-Development & Internal Stakeholder Coordination

Seek development to execute better risk assessment and loan underwriting via technical skill-up (e.g. proficiency on legal & technical documents, property business practices & norms, etc.) and role clarity
Maintain relationships with internal stakeholders for smooth coordination on complex/ escalation/ exception cases

Apply Now

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retail sales jobs in madhya pradesh

ABHFL - Credit Manager - Retail - Pithampur

ABHFL - Sales Manager-Informal-Dhanbad

ABHFL - Sales Manager-Informal-Pithampur

Assist. Store Manager

Field Sales Representative

Sales Executive

Assistant Store Manager

Salon Manager

Assistant Area Manager- Sales

TSM - Mass Retail

Retail Sales Assistant

Business Development Executive (BDE)

Retail Salesman/woman

Retail Sales Assistant

Senior Manager - Sales

VERTICAL HEAD

Territory Manager for Furniture and Interior sales

Loan Officer - Retail MFB - Sales - Satna - Nagod - J Grades

Loan Officer - Retail MFB - Sales - Maihar - Amarpatan - J Grades

Loan Officer - Retail MFB - Sales - Rewa - Baikunthpur - J Grades

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