Chennai Tamil Nadu Senior manager banking Jobs – 147 Open Jobs Today

Senior Credit Manager(NBFC)
sara jobs —Chennai, Tamil Nadu
- ₹25,479.49 - ₹89,661.76 a month
- Full-time
- Finance
- Master's degree
- Business Administration
Quick apply
2h
Application Development Senior Manager Banking Operations - Senior Vice President
Citi —Chennai, Tamil Nadu
- Full-time
- Master's degree
- Bachelor's degree
- AI
7d
State Head(NBFC)
Sara infotech —Chennai, Tamil Nadu
- ₹50,000 - ₹1,00,000 a month
- Full-time
- Sales
- Finance
- Master's degree
- Paid sick time
Quick apply
2h
Sr Service Delivery Manager (DPO)
HCLTech —Chennai, Tamil Nadu
- Customer service
- English
- Master's degree
2d
Finance Manager [IC]
FARMWISEAI PRIVATE LIMITED —Chennai, Tamil Nadu
- Up to ₹8,00,000 a year
- Email
- Microsoft Excel
- Finance
- Master's degree
Quick apply
Senior Specialist - Payroll
ESAB Welding & Cutting GmbH —Ambattur, Chennai, Tamil Nadu
- Full-time
- B.Sc
- English
- Finance
1d
Senior Technical Product Manager
Valor PayTech —Chennai, Tamil Nadu
- Full-time
- English
- SQL
- Analysis skills
Project Manager
GoTrust —Chennai, Tamil Nadu
- ₹6,22,954.51 - ₹11,44,303.06 a year
- Full-time
- PMP
- Project management
- Team management
Quick apply
Area Sales Manager
Boi Axa —Chennai, Tamil Nadu
- ₹10,00,000 - ₹14,00,000 a year
- Full-time
- Sales
- Master's degree
- Financial services
Service Delivery Operations Associate Manager
Accenture —Chennai, Tamil Nadu
- Full-time
- Master's degree
- Analysis skills
- Bachelor's degree
Senior Manager, Analytics & Automation
Standard Chartered —Chennai, Tamil Nadu
- English
- Finance
- Bachelor's degree
- Health insurance
- Paid sick time
10d
Global Billing - Data Sourcing - Senior Associate
State Street —Chennai, Tamil Nadu
- Full-time
- Oracle
- Finance
- Master's degree
- Health insurance
Senior Manager - Capital Reporting
Standard Chartered —Chennai, Tamil Nadu
- Microsoft Excel
- Oracle
- Engineering
- Health insurance
- Paid sick time
Banking Advisory Associate Manager
Accenture —Chennai, Tamil Nadu
- Full-time
- Accounting
- Agile
FINANCE MANAGER
MEL Systems & Services (MELSS) —Chennai, Tamil Nadu
- Microsoft Excel
- Oracle
- Finance
Manager
Guidehouse India Pvt Ltd —Chennai, Tamil Nadu
- Full-time
- PMP
- SQL
- Project management
Technical Project Manager
Xerago E-Biz Service —Perungudi, Chennai, Tamil Nadu
- Full-time
- PMP
- Project management
- Mentoring
Quick apply
4d
Senior Engineering Manager - Regulatory Reporting
Citi —Chennai, Tamil Nadu
- Full-time
- Oracle
- DevOps
- Java
9d
Team Leader
Bank of America —Chennai, Tamil Nadu
- Full-time
- Microsoft Excel
- Microsoft Access
- SQL
Senior Clinical Data Manager
Precision Medicine Group —Chennai, Tamil Nadu
- Online application
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
2d

I want to receive the latest job alerts for senior manager banking in chennai tamil nadu

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Explore jobs in more locations

senior manager banking jobs near chennai tamil nadu

Banking Associate jobs in Chennai, Tamil Nadu

Senior Engineering Manager jobs in Chennai, Tamil Nadu

Finance Manager jobs in Chennai, Tamil Nadu

Vice President Of Operations jobs in Chennai, Tamil Nadu

Billing Analyst jobs in Chennai, Tamil Nadu

Project Manager jobs in Chennai, Tamil Nadu

Regional Sales Manager jobs in Chennai, Tamil Nadu

Senior Credit Manager jobs in Chennai, Tamil Nadu

Banking Operations jobs in Kolkata, West Bengal

Banking Associate jobs in Maharashtra

Banking Associate jobs in Kolkata, West Bengal

Banking Associate jobs in Delhi, Delhi

Banking Associate jobs in Jadavpur University, Kolkata, West Bengal

Work From Home Investment Banking jobs in Chennai, Tamil Nadu

Banking Back Office jobs in Andheri, Mumbai, Maharashtra

Prompt Engineering jobs in Chennai, Tamil Nadu

Civil Engineering jobs in Punjab

Senior Engineering Manager jobs in Pune, Maharashtra

Account Manager jobs in Pune, Maharashtra

Associate Product Manager jobs in Hsr Layout, Bengaluru, Karnataka

Senior Credit Manager(NBFC)

sara jobs
Chennai, Tamil Nadu

Quick apply

Job details

Permanent | Full-time
₹25,479.49 - ₹89,661.76 a month
2 hours ago

Qualifications

Underwriting
Finance
Master's degree
Risk management
Business Administration
Fraud prevention and detection
MBA
Banking

Full job description

Position: Senior Credit Manager

Industry: NBFC

Location: Chennai

Experience: 6–8 years in Credit, preferably in NBFC / Banking

Role Purpose:

The Senior Credit Manager will be responsible for managing and strengthening the credit function

for the small ticket unsecured business loan portfolio, with primary accountability for maintaining a

healthy balance between business growth, credit quality, portfolio performance and risk-adjusted

returns.

The role will involve evaluating credit proposals, setting and implementing credit frameworks,

ensuring adherence to credit policies, monitoring portfolio quality, identifying emerging risks and

working closely with Business, Operations, Collections, Risk and Product teams.

The candidate should have strong expertise in cash-flow based lending, business loan underwriting,

banking analysis, fraud identification, policy interpretation and portfolio risk management.

Key Responsibilities:

Credit Underwriting & Decision Making

Evaluate and approve/recommend small ticket unsecured business loan proposals within the

delegated authority matrix.

Assess borrower and business creditworthiness using a combination of:

o Bureau reports and repayment behaviour

o Banking transactions and cash flows

o GST / income / financial data, wherever applicable

o Business vintage and stability

o Business turnover and profitability

o Existing debt obligations and leverage

o Promoter profile and credit history

o Industry and geographic risks

o End-use of funds

Analyse banking behaviour, including credits/debits, average balances, cheque returns, EMI

servicing, cash intensity and banking conduct.

Identify early warning signals, over-leverage, bureau stress, repayment capacity concerns

and potential fraud indicators.

Take independent and well-reasoned credit decisions while ensuring adherence to approved

credit policies and risk appetite.

Ensure appropriate deviations are documented with clear rationale, mitigants and approval

as per authority matrix.

Maintain strong focus on credit quality without unnecessarily compromising legitimate

business opportunities.Credit Policy & Process Management

Support development, review and enhancement of credit policies for unsecured business

lending.

Recommend changes to credit parameters, eligibility criteria, scorecards, FOIR/obligation

norms, bureau cut-offs, exposure limits, pricing and risk-based segmentation based on

portfolio performance.

Establish and monitor credit quality benchmarks across branches/channels/locations.

Ensure consistent application of credit policies across the credit team.

Identify gaps in existing underwriting processes and recommend automation, system rules

and process improvements.

Work with Risk/Product/Technology teams to improve rule engines, credit scorecards and

automated decisioning.

Portfolio Monitoring & Risk Management

Conduct regular portfolio reviews and identify emerging risks.

Analyse portfolio performance by product, ticket size, geography, customer segment,

sourcing channel, bureau profile and vintage.

Provide recommendations for corrective action wherever deterioration is observed.

Work closely with Collections to understand delinquency trends and incorporate learnings

into underwriting.

Participate in early warning and portfolio review forums and ensure timely escalation of

material credit risks.

Ensure compliance with applicable RBI regulations, internal policies, delegation of authority,

KYC requirements and other applicable regulatory guidelines.

Team Management

Lead, coach and mentor Credit Managers / Credit Officers as applicable.

Ensure the team maintains high standards of underwriting quality, documentation and

turnaround time.

Set individual and team-level performance expectations.

Conduct regular case reviews and identify training requirements.

Ensure appropriate maker-checker controls and segregation of duties within the credit

process.

Educational Qualification: MBA / PGDM in Finance, Banking, Risk Management or equivalent

qualification preferred.

Experience:

6–8 years of relevant experience in Credit Underwriting / Credit Risk / Portfolio Risk.

Prior experience in NBFC or Bank is preferred.

Strong experience in unsecured business loans, MSME loans, business lending or other

cash-flow based lending products.

Candidates with experience managing high-volume, small-ticket credit portfolios will be

preferred.

Experience in leading a credit team and handling delegated credit authority is desirable.

Pay: ₹25,479.49 - ₹89,661.76 per month

Work Location: In person

Quick apply

Refine Your Search

senior manager banking jobs in chennai tamil nadu

Senior Credit Manager(NBFC)

Application Development Senior Manager Banking Operations - Senior Vice President

State Head(NBFC)

Sr Service Delivery Manager (DPO)

Finance Manager [IC]

Senior Specialist - Payroll

Senior Technical Product Manager

Project Manager

Area Sales Manager

Service Delivery Operations Associate Manager

Senior Manager, Analytics & Automation

Global Billing - Data Sourcing - Senior Associate

Senior Manager - Capital Reporting

Banking Advisory Associate Manager

FINANCE MANAGER

Manager

Technical Project Manager

Senior Engineering Manager - Regulatory Reporting

Team Leader

Senior Clinical Data Manager

I want to receive the latest job alerts for senior manager banking in chennai tamil nadu

Explore jobs in more locations

Jobseeker tools

Employer Tools

Browse

Stay Connected