Jharkhand Skill development project Jobs – 108 Open Jobs Today

CM-Patna Informal
Aditya Birla Group —Jharkhand
- Finance
- Master's degree
- Analysis skills
District Lead, Literacy Field
Room to Read —Jharkhand
- Full-time
- English
- Master's degree
- Analysis skills
- Health insurance
Maintenance Manager
Godawari Harsh Construction —Ranchi, Jharkhand
- ₹30,000 - ₹35,000 a month
- Bachelor's degree
- Construction experience
Sales Manager
IRA STEEL CORPORATION PVT.LTD —Ranchi, Jharkhand
- ₹35,000 - ₹55,000 a month
- Full-time
- Sales
- Business development
- In-person
Quick apply
11d
ACCOUNTS TRAINER
AISECT —Hazaribag, Jharkhand
- From ₹15,000 a month
- Full-time
- Microsoft Excel
- Microsoft Office
- Master's degree
- Health insurance
- Food provided
Quick apply
Operation In-charge
Akhilagya Technologies Pvt Ltd —Ranchi, Jharkhand
- ₹10,000 - ₹25,000 a month
- Full-time
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
- Paid time off
Quick apply
Officer, Data and Evaluation
Room to Read —Jharkhand
- Full-time
- Microsoft Excel
- English
- Analysis skills
- Health insurance
Area Business Manager
Cadila Pharmaceuticals Ltd —Bokaro, Jharkhand
- Full-time
- Analysis skills
- Bachelor's degree
- Communication skills
Social Science Teacher
Thesis Group of Institutions —Jamshedpur, Jharkhand
- ₹10,000 - ₹20,000 a month
- Part-time
- Math
- In-person
- Teaching experience
Quick apply
Superintendent - Maintenance Planning
Orica —Ramgarh District, Jharkhand
- Full-time
- Electrical experience
- Budgeting
- Manufacturing
Associate, Data and Evaluation
Room to Read —Jharkhand
- Full-time
- English
- Master's degree
- Analysis skills
- Health insurance
Associate-Finance & Accounts
THF —Ranchi, Jharkhand
- Microsoft Excel
- Master's degree
- Bachelor's degree
Quick apply
9d
CM-Muzaffarpur Informal
Aditya Birla Group —Jharkhand
- Finance
- Master's degree
- Analysis skills
Social Media Marketing Manager
Premsons Motor Udyog Pvt. Ltd (JCB Division) —Ranchi, Jharkhand
- ₹15,356.73 - ₹25,180.93 a month
- Email
- Microsoft Office
- Master's degree
- Analysis skills
- Cell phone reimbursement
- Flexible schedule
Quick apply
IT Executive (Web Development, React & Social Media Integration)
Karigar India —Jamshedpur, Jharkhand
- ₹9,948.48 - ₹25,743.01 a month
- Full-time
- Hybrid work
- Computer science
- Master's degree
- AWS
- Work from home
- Flexible schedule
Quick apply
Full Stack Developer Trainee
Skillitize India —Ranchi, Jharkhand
- Computer Science
- Bachelor's degree
- JavaScript
- Flexible schedule
Quick apply
Lab Technician
THF —Ranchi, Jharkhand
Quick apply
Architect (5-7 Years) - Ranchi, Jharkhand
DDF Consultants Private Limited —Ranchi, Jharkhand
- ₹35,000 - ₹50,000 a month
- Full-time
- AutoCAD
- CAD
- Project management
- Health insurance
- Flexible schedule
Quick apply
Researcher Sustainability
Tata Steel —Jamshedpur, Jharkhand
- Doctoral degree
- Research
- Master's degree
Researcher RM
Tata Steel —Jamshedpur, Jharkhand
- Doctoral degree
- Research
- Master's degree

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CM-Patna Informal

Aditya Birla Group -
Jharkhand

Apply Now

Job details

Freelance

Qualifications

Finance
Master's degree
Analysis skills
Presentation skills
MBA

Full job description

Designation:

Location: India Jharkhand Saluja Tower, 3rd Floor

Organization: Financial Services

Job Description:

Job Purpose

The purpose of this job is to execute risk and credit operations on the basic transactions assigned, as per established frameworks and processes, ensuring sound portfolio quality management. Further, this role coordinates with Sales, Operations and ABFL Risk colleagues to ensure efficient and effective risk management operations

Job Context & Major Challenges

Job Context/Job Challenges:
Part of the Aditya Birla Financial Service Group (ABFSG), Aditya Birla Housing Finance Limited (ABHFL) is registered with the National Housing Bank as a housing finance company under the National Housing Bank Act, 1987.The company offers a complete range of housing finance solutions such as home loans, home improvement &home construction loans, balance transfer &top-up loans, loans against property &construction finance. The company acquired its license on 9th July 2014 &has aggressive growth plans.ABHFL operates in the Rs. 11.4 trillion Indian Housing Finance market, which has grown at a steady rate of 17% CAGR over the last 3 years while reporting good asset quality despite challenges in the operating environment. While the industry is dominated by five large groups, there has been an emergence of newer entrants in niche segments like affordable housing &self-employed borrowers, given the high potential in these segments. Despite increased focus by banks, HFCs have been able to maintain their share in the mortgage market &has remained stable at ~37% as on December 2015.The nature of the HFC business (dealing largely with retail customers in the potentially sensitive area of housing/ mortgages), along with the additional regulatory &control mechanisms imposed as a result, means it is imperative that all functions &processes align &comply with sound risk management guidelines &applicable regulations/ controls proactively &judiciously. This is vital for managing risk &protecting interests of both the business as well as the customer.While the core responsibility for this function is to control the business via robust underwriting &risk management, supporting business expansion via joint evaluation of different product/ market growth proposals with the Sales team is also an important contribution.The Credit Manager plays the role of executing risk &credit operations in line with established guidelines &norms, &securing the organization against diverse risks in local business operations via process measures &checks. This role is responsible for ensuring robust &efficient creditworthiness &risk assessment. He/ She is the ears on the ground member of the Risk Team who meets every customer as part of the underwriting process &also visits the property which is being funded.Therefore, he/she needs to have an understanding of the Legal &Valuation framework to be able to perform their role satisfactorily
Key Challenges
While the ABFL Mortgages team also works with retail customers in the property space, the ABHFL business is exposed to the additional Construction Risk, i.e. risk from under construction projects not getting completed as planned.ABHFL is in its inception phase as a company &in the midst of rapid growth. The Risk function must therefore be able to balance priorities of risk management &business growth efficiently, without increasing sub-prime exposures or impacting business health &sustainability.The housing space is characterized by state-wise norms &business practices, as well as varied interpretations of regulatory guidelines by different stakeholders. It is therefore essential for Risk function team members to remain up to date on business practices/ norms in their respective states/ locations &work within regulatory guidelines in a manner that minimizes business risk &also supports growth objectives.
Enabling Skill Sets & Qualifications
Critical skill sets required to meet these challenges include business &commercial acumen, analytical skills, interpersonal &presentation skills, &execution capabilities.Education & experience required to fulfil this profile are a CA/ MBA-Finance with minimum 0-3 yrs of experience in a bank/ NBFC/ HFC

Key Result Areas

KRA (Accountabilities) (Max 1325 Characters)

Supporting Actions (Max 1325 Characters)

KRA1

Underwriting and Portfolio Quality Management

Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines
Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases
Liaise with relevant ABFL Risk team members for clarifications on Legal-Technical evaluations, as required

KRA2

Process Efficiency

Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives
Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations
Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalate to RCM as required

KRA3

Risk Compliance & Control

Ensure compliance with established risk management principles and norms; compile periodic and need based MIS, reports, escalation case documents, etc.
Conduct local risk operations in line with defined Maker-Checker mechanism with Sales and Operations teams in a systematic manner, across key aspects such as exception approvals, collateral valuation, PDD completion, cheque bounce collections, etc.

KRA4

Collection Efficiency

Work in alignment with process-driven mechanisms for coordination with the Collections/ Operations team on tracking delinquency cases and driving collections efficiently and effectively
Escalate specific/ complex cases, as required, to RCM for recovery and delinquency/ NPA avoidance

KRA5

Self-Development & Internal Stakeholder Coordination

Seek development to execute better risk assessment and loan underwriting via technical skill-up (e.g. proficiency on legal & technical documents, property business practices & norms, etc.) and role clarity
Maintain relationships with internal stakeholders for smooth coordination on complex/ escalation/ exception cases

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Refine Your Search

skill development project jobs in jharkhand

CM-Patna Informal

District Lead, Literacy Field

Maintenance Manager

Sales Manager

ACCOUNTS TRAINER

Operation In-charge

Officer, Data and Evaluation

Area Business Manager

Social Science Teacher

Superintendent - Maintenance Planning

Associate, Data and Evaluation

Associate-Finance & Accounts

CM-Muzaffarpur Informal

Social Media Marketing Manager

IT Executive (Web Development, React & Social Media Integration)

Full Stack Developer Trainee

Lab Technician

Architect (5-7 Years) - Ranchi, Jharkhand

Researcher Sustainability

Researcher RM

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Key Result Areas

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