Cum testing Jobs

COO Cum Credit & Operation Manager
Censeo Consultancy Pvt Ltd —Mumbai, Maharashtra
- ₹6,00,000 - ₹12,00,000 a year
- Full-time
- Analysis skills
- APIs
- In-person
Quick apply
Medical Physicist - Freedom Fighter Hakim Ajmal Khan Hospital, Mumbra
Freedom Fighter Hakim Ajmal Khan —Mumbra, Thane, Maharashtra
- ₹8,00,000 - ₹15,00,000 a year
- Full-time
- Master's degree
- In-person
- Medical terminology
Quick apply
20h
Python-Django-React Native-JavaScript Development
eTechCube —Jamshedpur, Jharkhand
- Up to ₹15,000 a month
- Full-time
- JavaScript
- APIs
- In-person
Quick apply
11d
Operator cum Incharge – Extrusion Lamination
SunPro Group —Ahmedabad, Gujarat
Full Stack Developer Cum Trainer (Freshers Can Apply)
VproTech Digital —Mohali, Punjab
- ₹12,000 - ₹15,000 a month
- Email
- Computer Science
- Software troubleshooting
- Bachelor's degree
Quick apply
CMM Operator Cum Programmer
Press Room Automation And Feed Fixtures (I) —Amarnath, Maharashtra
- 12th Pass
- Computer skills
- In-person
Associate IT Operations Administrator
Emmes Group —Bengaluru, Karnataka
- Full-time
- Microsoft Outlook
- Computer Science
- Software troubleshooting
13d
Marketing cum Lab (Techno Commerical Chemist)
Artek Surfin Chemical limited —Andheri East, Mumbai, Maharashtra
- ₹20,000 - ₹25,000 a month
- Email
- B.Sc
- Laboratory experience
- Master's degree
Quick apply
Electrician Cum Site Supervisor
Water Stewardship Org India Pvt Ltd —Pune, Maharashtra
- ₹15,000 - ₹25,000 a month
- Full-time
- Electrical experience
- In-person
- Diploma
- Cell phone reimbursement
- Food provided
Quick apply
water system cum utility operator
Aspire Pharmaceuticals pvt ltd —Naya Raipur, Raipur, Chhattisgarh
- ₹8,000 - ₹15,000 a month
- Full-time
- B.Sc
- Bachelor's degree
- APIs
- Paid time off
- Flexible schedule
Quick apply
Receptionist Cum Admin
Power Linkers Group —Andheri, Mumbai, Maharashtra
- Call employer
- English
- Microsoft Office
- Bachelor's degree
JavaScript Developer
ATHOD TECH —Jaipur, Rajasthan
- Full-time
- Remote
- English
- Databases
- AWS
- Health insurance
- Flexible schedule
PHP Developer
ATHOD TECH —Jaipur, Rajasthan
- Full-time
- Remote
- English
- Databases
- AWS
- Health insurance
- Flexible schedule
ITI / Diploma - Electronics Instrumentation (1.Assembler 2.QC Cum Testing Engineer) Instruentation
Pentax Engineering Pvt Ltd —Mumbai, Maharashtra
- ₹12,000 - ₹20,000 a month
- Full-time
- In-person
- Diploma
Quick apply
Posted on 2 7 TH Jan 202 6
Srishti Innovative —Thiruvananthapuram, Kerala
- Presentation skills
- APIs
- Internship
Video Editor cum Meta Ads Marketing Executive
ANGC GROUP INDIA PRIVATE LIMITED —Mp Nagar, Bhopal, Madhya Pradesh
- ₹20,000 - ₹25,000 a month
- Full-time
- Marketing
- English
- Analysis skills
Quick apply
11d
Software Engineer in Test
Institutional Shareholder Services —Mumbai, Maharashtra
- Full-time
- Computer Science
- Java
- SQL
Dot NET Developer cum Trainer
Srishti Innovative —Thiruvananthapuram, Kerala
- Presentation skills
- APIs
- Internship
Sample cum office boy
Palaksh Labs —Navi Mumbai, Maharashtra
- Email
Exam Proctors cum Tele sales Executive
Edwise International —Coimbatore, Tamil Nadu
- Email
7d

I want to receive the latest job alerts for cum testing

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Explore jobs in more locations

cum testing jobs near

IT Administrator jobs in Bengaluru, Karnataka

Receptionist Administrative Assistant jobs in Andheri, Mumbai, Maharashtra

Site Supervisor jobs in Pune, Maharashtra

PHP Developer jobs in Jaipur, Rajasthan

Net Developer jobs in Thiruvananthapuram, Kerala

Software Test Engineer jobs in Mumbai, Maharashtra

Full Stack Developer jobs in Mohali, Punjab

Chief Operating Officer jobs in Mumbai, Maharashtra

Dlf It Park, Chandigarh Bpo jobs in Chandigarh, Chandigarh

It Trichy jobs in Tiruchchirappalli, Tamil Nadu

Database Administrator jobs in Delhi, Delhi

It Administrator jobs in Gandhinagar, Gujarat

It Administrator jobs in Hyderabad, Telangana

System Administrator, Hospital jobs in Kerala

It Administrator jobs in Kelambakkam, Chennai, Tamil Nadu

It Administrator jobs in Indiranagar, Bengaluru, Karnataka

Telemarketer jobs in Vikaspuri, Delhi, Delhi

Telemarketer jobs in Mavelikara, Kerala

Telemarketer jobs in Surat, Gujarat

Telemarketer jobs in Paschim Vihar, Delhi, Delhi

COO Cum Credit & Operation Manager

Censeo Consultancy Pvt Ltd
Mumbai, Maharashtra

Quick apply

Job details

Permanent | Full-time
₹6,00,000 - ₹12,00,000 a year

Qualifications

Underwriting
Regulatory reporting
Analysis skills
APIs
Fraud prevention and detection
LMS

Full job description

Role Overview

Censeo Capital is a newly incorporated NBFC entering the digital lending space. We are looking for a dynamic and experienced professional to lead our credit, operations, and strategic functions of PAYDAY Loan. The ideal candidate must have strong expertise in digital lending processes, credit underwriting, operational workflow setup, and hands‑on experience with BRE (Business Rule Engine) system formation.

This role combines operational leadership with credit oversight and will play a critical role in establishing our lending systems, policies, and scalable processes.

Key Responsibility Areas (KRAs)1. Strategic Leadership & NBFC Setup

Lead end‑to‑end operational setup of the newly incorporated NBFC in alignment with regulatory expectations.
Assist management in formulating the company’s lending strategy, annual operational plan, and business roadmap.
Establish SOPs, internal controls, and governance standards for all operational activities.
Coordinate with auditors, consultants, compliance teams, and technology partners for smooth NBFC operations.

2. Credit Policy & Underwriting Management

Develop and implement credit policies, frameworks, and risk matrices for digital lending products.
Own and monitor the end‑to‑end underwriting process, ensuring high‑quality credit decisions.
Analyse borrower profiles using bureau data, financials, digital footprints, bank statements, and alt‑data sources.
Manage and optimize portfolio quality through continuous monitoring of risk indicators (DPD, bounce rate, NPA, etc.).
Collaborate with data science and product teams to define rules for automated underwriting.

3. Business Rule Engine (BRE) System Formation

Lead the requirements gathering, design, and development of the BRE for digital loan products.
Translate credit policies into system‑driven rules, scorecards, and automated decision workflows.
Ensure seamless integration of BRE with LOS, LMS, KYC, and external data APIs.
Conduct regular testing, calibration, and refinement of the BRE to improve decision accuracy and turnaround time.

4. Digital Lending Operations

Establish and manage end‑to‑end digital lending operations, including onboarding, KYC, disbursement, collections, and customer servicing.
Ensure operational efficiency through automation, workflow standardization, and system optimization.
Coordinate with FinTech partners, APIs, technology vendors, and service providers.
Build and manage dashboards for operational performance, TAT, disbursal efficiency, and customer experience metrics.

5. Compliance, Regulatory & Audit Support

Ensure all operational and credit processes meet RBI guidelines applicable to NBFCs.
Maintain robust documentation, record‑keeping, and audit trails for all business activities.
Support internal and external audits, inspections, and regulatory reporting requirements.
Oversee KYC/AML compliance and fraud‑risk management.

6. Team Building & Leadership

Recruit, train, and lead operations and credit teams as the business scales.
Promote a high‑performance culture with strong accountability, discipline, and continuous improvement.
Provide functional leadership across credit, operations, and customer support teams.

7. Vendor, Partner & Stakeholder Management

Manage relationships with technology partners, lending partners, credit bureaus, and other ecosystem players.
Negotiate SLAs, review performance metrics, and monitor service standards.
Coordinate with senior management and investors on business updates and portfolio performance.

8. Reporting & Analytics

Prepare MIS reports for Board, Management, and regulatory bodies.
Track and monitor KPIs: disbursements, unit economics, portfolio performance, collections, TAT, operational efficiency, etc.
Use data to drive decision-making and strategic improvements.

Required Qualifications & Skills

Have Experience in Payday Loan
3–5 years of experience in digital lending, preferably in FinTech or NBFC.
Deep knowledge of credit underwriting, loan lifecycle, and digital lending systems.
Strong understanding of BRE design and implementation.
Hands‑on experience with LOS, LMS, KYC systems, API‑based digital workflows.
Strong analytical, leadership, and problem-solving skills.
Ability to work in a startup environment with ownership and agility.

Why Join Us

Opportunity to build an NBFC from ground up.
High ownership role with strategic importance.
Fast‑growing digital lending environment.
Direct exposure to founders and leadership team.

Pay: ₹600,000.00 - ₹1,200,000.00 per year

Experience:

Payday loan: 4 years (Preferred)

Work Location: In person

Quick apply

Refine Your Search

COO Cum Credit & Operation Manager

Medical Physicist - Freedom Fighter Hakim Ajmal Khan Hospital, Mumbra

Python-Django-React Native-JavaScript Development

Operator cum Incharge – Extrusion Lamination

Full Stack Developer Cum Trainer (Freshers Can Apply)

CMM Operator Cum Programmer

Associate IT Operations Administrator

Marketing cum Lab (Techno Commerical Chemist)

Electrician Cum Site Supervisor

water system cum utility operator

Receptionist Cum Admin

JavaScript Developer

PHP Developer

ITI / Diploma - Electronics Instrumentation (1.Assembler 2.QC Cum Testing Engineer) Instruentation

Posted on 2 7 TH Jan 202 6

Video Editor cum Meta Ads Marketing Executive

Software Engineer in Test

Dot NET Developer cum Trainer

Sample cum office boy

Exam Proctors cum Tele sales Executive

I want to receive the latest job alerts for cum testing

Explore jobs in more locations

Jobseeker tools

Employer Tools

Browse

Stay Connected