Tiruvalla Kerala Gold services and branch operations Jobs – 7 Open Jobs Today

Branch Head
Muthott MCred Ltd —Kayankulam, Kerala
- ₹20,000 - ₹30,000 a month
- Full-time
- Sales
- Customer service
- Bachelor's degree
- Health insurance
- Paid sick time
Quick apply
Gold Services and Branch Operations
VCEFE Global Solutions —Kottayam, Kerala
- ₹18,000 - ₹30,000 a month
- Full-time
- Sales
- Customer service
- Travel
Quick apply
branch in charge gold loan kottayam
GEO SEAFOODS —Kottayam, Kerala
- ₹18,000 - ₹23,000 a month
- Full-time
- Management
- Customer service
- Microsoft Office
Quick apply
3d
CRE-Gold Loan
Invest Gold & General Finance —Haripad, Kerala
- Full-time
- Microsoft Office
- Computer skills
- Financial services
Quick apply
5d
Assistant Branch Manager
Takein Teki info solutions —Kottayam, Kerala
- ₹18,000 - ₹30,000 a month
- Full-time
- Sales
- Customer service
- Bachelor's degree
Quick apply
Gold Loan Officer
Takeinteki Info solutions —Kottayam, Kerala
- Up to ₹3,50,000 a year
- Full-time
- Sales
- In-person
- Leadership
Quick apply

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Branch Head

Muthott MCred Ltd
Kayankulam, Kerala

Quick apply

Job details

Full-time
₹20,000 - ₹30,000 a month

Benefits

Provident Fund
Leave encashment
Health insurance
Paid sick time

Qualifications

Sales
Customer service
Bachelor's degree
Store management
Leadership
Retail sales

Full job description

Branch Manager – Key Roles & ResponsibilitiesBusiness Responsibilities

Drive business growth and achieve all allotted business targets.
Foster a culture of excellence and performance among employees under supervision.
Ensure active staff participation in campaigns, events, and login days organized by the company.
Lead and motivate employees to conduct daily door-to-door marketing activities for business development.
Organize monthly customer meets to strengthen customer engagement and relationships.
Recognize and reward outstanding performers through initiatives such as “Best Employee of the Month.”
Promote healthy competition among branches to improve productivity and operational performance.
Identify, adopt, and implement successful ideas and practices from internal and external performers.
Conduct weekly staff meetings to review business performance and discuss operational matters.
Execute assignments and responsibilities delegated by RM/ZM/Corporate Office.
Focus on achieving budgets related to NCDs, sub-debts, advances, insurance, and other financial products.
Enhance company profitability through effective business development initiatives.
Ensure high employee efficiency and superior customer service standards.
Educate customers regarding company products including gold loans, NCDs, sub-debts, and insurance services.
Undertake additional responsibilities assigned by CO/ZM/RM from time to time.

Operations Responsibilities

Ensure safe handling and transit of cash and gold during branch and zonal transfers.
Verify and complete all required documentation before loan disbursement.
Ensure secure custody and maintenance of all loan documents.
Verify, appraise, and authenticate gold ornaments pledged as loan security.
Involve staff members in business development and loan recovery activities.
Supervise and control all sections and operational activities within the branch.
Conduct regular verification and tallying of cash, gold, and securities.
Maintain accurate records of vouchers, ledgers, postings, and branch statements.
Jointly supervise strong room operations and maintain strict access control.
Monitor branch cash flow and report cash movements promptly to concerned authorities.
Oversee branch banking operations and company accounts maintained with local banks.
Reconcile and balance all branch accounts as per prescribed procedures.
Ensure proper housekeeping and effective internal controls within the branch.
Supervise safe deposit locker operations wherever applicable.
Ensure compliance with procedures related to inter-branch and HO fund transfers.
Verify and validate all incoming and outgoing bills and vouchers.
Exercise cost control measures in stationery, electricity, internet, and telephone usage.
Ensure proper maintenance of branch premises, furniture, fixtures, and company assets.
Ensure timely payment of rent, utility bills, taxes, and renewal of lease agreements.
Ensure compliance with all statutory and regulatory requirements communicated by Corporate Office.
Handle all incoming and outgoing mails and official correspondence promptly.
Monitor overdue gold loans and initiate timely recovery actions.
Ensure timely submission of reports, control statements, and returns.
Rectify audit observations and inspection irregularities promptly and submit compliance reports.
Perform additional operational responsibilities during staff shortages or exigencies.
Familiarize and comply with manuals, circulars, and administrative instructions issued by Corporate Office.
Ensure strict adherence to procedures relating to strong room operations, key custody, cash handling, pledged ornaments, cheque books, and loan documents.
Adhere to KYC norms and ensure collection of valid customer identification and address proof documents.
Verify customer signatures and supporting documents for authenticity.
Ensure compliance with principles and procedures governing gold loan sanctions.
Scrutinize loan documents, debenture accounts, and related records.
Conduct regular verification of gold loan packets for accuracy and compliance.
Ensure proper compliance with branch-to-HO fund transfer procedures.

Compliance Responsibilities

Ensure compliance with customer standing instructions related to accounts and interest payments.
Follow prescribed procedures for opening, operating, and closing NCD, sub-debt, and gold loan accounts.
Verify authenticity of self-attested KYC documents during gold loan creation.
Verify authenticity of documents submitted during gold loan closure by customers, nominees, or legal heirs.
Ensure compliance with company circulars and legal procedures regarding seizure of pledged ornaments by authorities.
Immediately report notices and communications received from advocates, courts, police, or government departments to Corporate Office.
Ensure all required translated copies of legal or official communications are forwarded where necessary.

Human Resource Responsibilities

Guide, train, and supervise Assistant Branch Managers and branch staff members.
Monitor staff attendance and submit reports to AM/RM/ZM/Corporate Office.
Allocate duties and responsibilities effectively among employees.
Provide training and operational guidance to probationers and trainees.
Rotate staff responsibilities periodically to support employee development and operational flexibility.
Maintain cordial employee relations and promote productivity within the branch.
Handle staff administration activities including leave management, salary coordination, PF deductions, and statutory remittances.
Ensure timely renewal of statutory licenses and payment of applicable license fees.
Undertake additional responsibilities delegated by higher authorities as required.
Remain subject to internal reviews and performance evaluations conducted periodically.

Pay: ₹20,000.00 - ₹30,000.00 per month

Benefits:

Health insurance
Leave encashment
Paid sick time
Provident Fund

Education:

Bachelor's (Preferred)

Work Location: In person

Quick apply

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gold services and branch operations jobs in tiruvalla kerala

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