Bengaluru Karnataka Data scientist in bank Jobs – 45 Open Jobs Today

Credit Data Scientist (Credit Analytics) - Bengaluru
GoTymeX —Bengaluru, Karnataka
- Full-time
- Hybrid work
- SQL
- Machine learning
- Communication skills
Quick apply
Data Scientist/ Analyst with AI Tools
Ashra Technology —Bangalore City, Bengaluru, Karnataka
- ₹6,02,636.52 - ₹24,00,000.00 a year
- Full-time
- SQL
- AWS
- In-person
Quick apply
12d
Data Scientist - Python + Deterministic Analytics
Capco —Bengaluru, Karnataka
- Azure
- Master's degree
- SQL
Quick apply
Credit Data Scientist & AI Agents
Rippling —Bengaluru, Karnataka
- Full-time
- Hybrid work
- Master's degree
- SQL
- Bachelor's degree
12d
Applied Scientist I
Jupiter —Bengaluru, Karnataka
- Full-time
- Computer Science
- Master's degree
- Analysis skills
Data Scientist
Credit Saison —Bengaluru, Karnataka
- Full-time
- Doctoral degree
- Computer Science
- Master's degree
Data Scientist Senior Associate
Commonwealth Bank —Bengaluru, Karnataka
- Full-time
- Computer Science
- Engineering
- Master's degree
14d
Sr Data Scientist
Nium —Bengaluru, Karnataka
- Full-time
- Analysis skills
- Machine learning
- Financial services
2d
Data Scientist Senior
Commonwealth Bank —Bengaluru, Karnataka
- Full-time
- Computer Science
- Engineering
- Master's degree
Python Data Engineers
Capco —Bengaluru, Karnataka
- Azure
- Machine learning
- APIs
Quick apply
Advanced Analytics Analyst
Commonwealth Bank —Bengaluru, Karnataka
- Full-time
- Computer Science
- Master's degree
- SQL
Senior Data Scientist - GenAI
Corridor Platforms —Bengaluru, Karnataka
- ₹30,00,000 - ₹45,00,000 a year
- Full-time
- Hybrid work
- Azure
- Computer Science
- Salesforce
- Health insurance
- Paid time off
Quick apply
Data Scientist Associate Senior
JPMorganChase —Bengaluru, Karnataka
- Full-time
- Azure
- Computer Science
- Master's degree
Procurement Specialist Intern
Reward360 Global Services Private Limited —Bengaluru, Karnataka
- Master's degree
- Analysis skills
- Bachelor's degree
Quick apply
21h
Data Engineer
Commonwealth Bank —Bengaluru, Karnataka
- Full-time
- Computer Science
- Engineering
- Master's degree
Human-Centered AI Data Scientist, Strategy and Talent
Standard Chartered —Bengaluru, Karnataka
- Doctoral degree
- Master's degree
- SQL
- Health insurance
- Paid sick time
Analytic Science-Lead Scientist
FICO —Bengaluru, Karnataka
- Full-time
- Doctoral degree
- Computer Science
- Java
Senior Data Scientist
MariaDB plc —Bengaluru, Karnataka
- Remote
- SQL
- JavaScript
- APIs
Quick apply
Production Support Engineer
Reward360 Global Services Private Limited —Bengaluru, Karnataka
- Weekend availability
- Oracle
- Software troubleshooting
- Databases
Quick apply
Lead Data Scientist
FinBox —Bengaluru, Karnataka
- Full-time
Quick apply

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Credit Data Scientist (Credit Analytics) - Bengaluru

GoTymeX
Bengaluru, Karnataka

Quick apply

Job details

Full-time

Qualifications

R
Git
SQL
Machine learning
Data science
Communication skills
Banking
Python
Analytics

Full job description

Role purpose

As a Credit Data Scientist, you’ll use data, feature engineering and experimentation to improve credit decisioning and portfolio performance across our lending products and markets. You’ll work end-to-end from data exploration through to production-aligned features, monitoring and impact measurement.

Key responsibilities

Analyse customer, bureau, transactional and repayment data to identify drivers of risk, loss, approval rates and customer outcomes.
Build and iterate credit risk features and model inputs (behavioural signals, affordability proxies, stability-tested transformations), partnering closely with senior modellers and engineering.
Contribute to development and improvement of predictive models using modern machine learning approaches, with a focus on robustness, stability and deployability.
Design, run and evaluate credit policy experiments (cut-offs, limits, pricing/risk trade-offs, segment strategies), including post-implementation reviews.
Develop monitoring for model/policy performance and feature health (drift, stability, segment performance, data quality checks).
Support portfolio analytics: vintage analysis, roll-rates, migration, early warning indicators, collections funnel analytics, and loss driver deep-dives.
Work with Data/Engineering to improve data definitions, quality, lineage and reproducible pipelines; document feature logic and assumptions.
Contribute to governance documentation (model inputs, feature catalogues, monitoring evidence, change logs).

Requirements

Required experience and qualifications

2–4 years in credit analytics / credit risk / lending data science (bank, fintech, lender, bureau, consulting).
Strong Python and/or SQL skills and experience working with large datasets.
Proficiency in Python or R for analysis and modelling.
Solid grounding in statistics and predictive model evaluation (ranking performance, calibration, stability) and business impact measurement.
Exposure to advanced machine learning concepts (e.g., ensemble methods, cross-validation, hyperparameter tuning) and an understanding of how to apply them responsibly in production settings.
Clear communication skills with technical and non-technical stakeholders.

Nice to have

Experience with bureau data, open banking/transactional data, device/behavioural signals, or alternative data.
Familiarity with model monitoring, governance, and documentation practices in regulated environments.
Exposure to cloud analytics stacks (e.g., BigQuery/Snowflake/Databricks) and version control (Git based).

Personal attributes

Curious and pragmatic; focused on measurable outcomes.
Comfortable working in detail and iterating quickly while maintaining quality.
Collaborative and able to work across markets and time zones.

Reporting line and location

Reports into credit analytics center of excelence.
Location: Bengaluru, India. With collaboration with in-country lending and credit risk teams.

Quick apply

Refine Your Search

data scientist in bank jobs in bengaluru karnataka

Credit Data Scientist (Credit Analytics) - Bengaluru

Data Scientist/ Analyst with AI Tools

Data Scientist - Python + Deterministic Analytics

Credit Data Scientist & AI Agents

Applied Scientist I

Data Scientist

Data Scientist Senior Associate

Sr Data Scientist

Data Scientist Senior

Python Data Engineers

Advanced Analytics Analyst

Senior Data Scientist - GenAI

Data Scientist Associate Senior

Procurement Specialist Intern

Data Engineer

Human-Centered AI Data Scientist, Strategy and Talent

Analytic Science-Lead Scientist

Senior Data Scientist

Production Support Engineer

Lead Data Scientist

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